Compare Quotes from Top Providers and Save now!

Springfield, MO Home Values & Insurance Rates

Springfield, MO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,113 9.0% $220
$50,000 to $59,999 1,571 4.0% $470
$60,000 to $69,999 2,132 6.0% $585
$70,000 to $79,999 2,414 7.0% $672
$80,000 to $89,999 3,007 9.0% $758
$90,000 to $99,999 3,358 10.0% $854
$100,000 to $124,999 5,709 17.0% $988
$125,000 to $149,999 3,984 11.0% $1238
$150,000 to $174,999 2,798 8.0% $1459
$175,000 to $199,999 1,504 4.0% $1689
$200,000 to $249,999 1,833 5.0% $2025
$250,000 to $299,999 870 2.0% $2476
$300,000 to $399,999 927 2.0% $3148

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 529 1.0% $351
$200 to $299 1,091 3.0% $801
$300 to $499 7,128 20.0% $1251
$500 to $749 15,226 43.0% $1926
$750 to $999 8,081 22.0% $2676
$1,000 to $1,499 2,506 7.0% $3801
$1,500 or more 638 1.0% $5451

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyAllstate
Monthly Premium 273692
Year Built 196120041940
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$75000-$100000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Springfield, MO

Home Insurance Company Near Springfield, MO Homeowners Insurance Agency Near Springfield, MO Address Distance from Springfield, MO (miles)
Allstate David Torgeson 1636 S Glenstone Ave Ste 12, Springfield, MO, 65804 1.7
State Farm Jim Reed 300 S Kyler St Ste A, Monett, MO, 65708-2600 39.4
Farmers Kenny Teague Csp Lutcf 302 E Republic Rd, Springfield, MO, 65807 3.9
Travelers Mccully Insurance Agency 219 US HIGHWAY 60 WEST, REPUBLIC, MO, 65738 11.9
Travelers Mid-Missouri Insurance Agency 116 W Camden Ave Richland, Lebanon, MO, 65556 48.1

Estimated Home Insurance By Street Area Near Springfield, MO

Springfield Area Estimated House Insurance
Harrison St, N Farm Rd 145, S Victoria Ave, S West 139 Ave, S Scotts Ln, W Sexton Dr, W Bull Run Battle St, Rose Dr, S John Q Hammons Pkwy, W Sagamont St$1,015
S Pembrook Ave, N Franklin, S Boone Ct, N Sunrise Ln, N Irving Ave, S Miami Ct, E Emerald Ln, W Camino St, S Stoneridge Ln, N Evangel Ct$1,106
N Thistlewood Ct, W Cloverleaf Ter, E Cozy St, E Turtle Hatch Rd, E Phelps St, E Briarwood Trail Ct, E Swiss Lane Ct, S Bailey St, S Sunrise Ave, Farm Rd 75$1,074
E Calhoun St, W Rockwood, S Wedgewood Ave, W Wick St, E Old Wire Rd, E Meadowgate Dr, S Miranda Ct, S Farm Rd 199, E Bluegrass Rd, E Page St$1,043
W Buena Vista St, E Swope St, S Casa Grande Ave, E Continental Way, W Crystal Ln, E Villa Marie St, S Elmwood Ave, N Oakland Ave, S Belgravia Ave, N Patton Ave$970
W Webster St, W Vincent Dr, N Co Rd 123, Eldon Ave, N Foster Ave, S Pin Oak Dr, Western, S Cllifton Ave, W Stanford St, S Lilac St$991
E Sommerset Rd, Ridgeview Ave, W Rockwood St, W Smith St, Lincoln, S Moonlit Ln, Jonathan, Co Rd 101, E Stanhope Ter, S Lake Shore Ave$988
S Rochelle Ave, S Farm Rd 193, N Troy Ave, N Kellett Ave, S Norshire Ct, W Brower St, E Redwood St, E Sugarmaple Dr, W Broadmoor St, W Blakey St$1,044
S Montego Dr, S Karla Ave, E Bowman St, S Keystone Ave, Co Rd 101, N Cedarbrook Ave, S Frisco Trails Rd, S Colby Ct, S Lincoln Ave, E Washita Ct$1,082
Marshall, N Farmer Ave, N Le Compte Rd, S Tulip Ln, S Sydney Ave, S Williamsburg Ave, S Prince Ln, E Camorene St, S U Dr, S Gibson Ave$1,024

Springfield, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Springfield Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Springfield Home Owner from High Deductible Plan $600

Springfield, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, MO Home Replacement Value MORE than Home Value Springfield, MO Home Replacement Value LESS than Home Value
Replacement Value $136,500 $74,000
Insurance Premium based on Replacement Value $775 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year