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Springfield, IL Home Values & Insurance Rates

Springfield, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,782 12.0% $155
$50,000 to $59,999 1,410 4.0% $332
$60,000 to $69,999 1,774 5.0% $413
$70,000 to $79,999 2,059 6.0% $472
$80,000 to $89,999 2,424 7.0% $539
$90,000 to $99,999 2,023 6.0% $605
$100,000 to $124,999 4,521 14.0% $702
$125,000 to $149,999 3,534 11.0% $872
$150,000 to $174,999 2,781 8.0% $1034
$175,000 to $199,999 1,711 5.0% $1197
$200,000 to $249,999 2,476 7.0% $1433
$250,000 to $299,999 1,573 4.0% $1758
$300,000 to $399,999 1,443 4.0% $2231

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 355 2.0% $350
$200 to $299 620 3.0% $800
$300 to $499 2,200 13.0% $1250
$500 to $749 6,303 37.0% $1925
$750 to $999 4,852 28.0% $2675
$1,000 to $1,499 1,804 10.0% $3800
$1,500 or more 669 3.0% $5450

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateGEICO Insurance
Monthly Premium 564252
Year Built 199319741940
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Springfield, IL

Home Insurance Company Near Springfield, IL Homeowners Insurance Agency Near Springfield, IL Address Distance from Springfield, IL (miles)
The Hohmann Agcy 1850 W Morton, Jacksonville, IL, 62650 33.0
Travelers Central Illinois Agents Group Llc 123 E DOUGLAS AVE, PETERSBURG, IL, 62675 18.7
Erie Koonce Insurance Agency Inc. 306 E First Street Suite A, Pana, IL, 62557 41.0
Travelers Prairie State Insurance Agency Inc 113 W DOUGLAS AVE, PETERSBURG, IL, 62675 18.7
Erie Richland Insurance Services Inc. 104 North Drive, Mount Zion, IL, 62549 41.1

Estimated Home Insurance By Street Area Near Springfield, IL

Springfield Area Estimated House Insurance
Wind Meadow Dr, Crossing Dr, Pinoak Ln, Wood Ridge Dr, Winterberry Ln, Key West Ln, White Birch Dr, White Pine Dr, E Griffiths Ave, Haviland Dr$786
Clearview Dr, Pebble Beach Dr, Rutgers Dr, Glendale Dr, International Pkwy, Stardust Dr, S 6th Street Frontage Rd E, Wildcat Run, Turnberry Pl, Grinnell Dr$775
Casting Dr, Noble Ave, Co Rd 4e, Cottage Grove, Tumbleweed Trl, Irwin Ln, W Cedar St, Carnoustie Dr, Mitchell Dr, Timbercrest Ct$773
Parkview Dr, Sheridan St, Jemi Ln, Oak Terrace Ln, Villa Grove, Tallgrass, E Allen St, SE Old State Capitol Plz, Dove Dr, Bristol Dr$799
Monica Ct, Oakcrest Rd, Almahurst Dr, Broad Pl, S Sherman Blvd, Elmhurst Dr, Jerome Ave, Ross Rd, Anchor Rd, N Oak Rd$762
Eagles Lndg, Green Trail Dr, Camp Cilca Rd, Riech Rd, Casey Dr, Emporia Ave, E Thoma St, Russell Dr, Stonehaven Ridge, Crestview Dr$769
Lindbergh Blvd, Pickering Ln, Dave Stockton Dr, Springcreek Dr, Tamaroa Trl, Plateau Dr, Connie Dr, New Salem Church Rd, Arcade Dr, Windamere Dr$732
Warwick Dr, Sequoia Dr, E Black Ave, Bergamot Dr, S Palmer St, Whispering Ln, Collingwood Dr, Prairie Ln, W Fayette Ave, Buckeye$773
Eagle Wing Rd, Hackberry Dr, Plaza Dr, St Mary's Ct, 750 A South Rd, Waterbury Pond Ct, Saint Marys Ct, W Miller St, W Calhoun Ave, Ridgeview Rd$706
Saint James Ct, Bontjes, Groth St, Woodmore Dr, Palomino Rd, Pine Ridge Dr, Prairie Crossing Dr, Lansing Dr, Evergreen Walk Dr, Spindel Dr$800

Springfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Springfield Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Springfield Home Owner from High Deductible Plan $600

Springfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, IL Home Replacement Value MORE than Home Value Springfield, IL Home Replacement Value LESS than Home Value
Replacement Value $237,500 $169,500
Insurance Premium based on Replacement Value $1,325 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year