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Spring Lake, MI Home Values & Insurance Rates

Spring Lake, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 290 7.0% $101
$50,000 to $59,999 51 1.0% $219
$70,000 to $79,999 112 2.0% $313
$80,000 to $89,999 144 3.0% $360
$90,000 to $99,999 205 5.0% $399
$100,000 to $124,999 451 11.0% $461
$125,000 to $149,999 349 9.0% $579
$150,000 to $174,999 487 12.0% $689
$175,000 to $199,999 291 7.0% $790
$200,000 to $249,999 491 12.0% $955
$250,000 to $299,999 410 10.0% $1166
$300,000 to $399,999 501 13.0% $1487

Spring Lake Renters Insurance as a Percentage of Rent

Spring Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 2.0% $322
$200 to $299 27 1.0% $772
$300 to $499 99 6.0% $1222
$500 to $749 606 41.0% $1897
$750 to $999 536 36.0% $2647
$1,000 to $1,499 124 8.0% $3772
$1,500 or more 40 2.0% $5422

Example Spring Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 10165143
Year Built 201019461999
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$500000-$600000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Spring Lake, MI

Home Insurance Company Near Spring Lake, MI Homeowners Insurance Agency Near Spring Lake, MI Address Distance from Spring Lake, MI (miles)
Ken Bleeker Agency, Inc. 1617 N Main St, Martin, MI, 49070 46.5
Ippel Insurance Agency, Inc. 317 S Beechtree Grand Haven, Grand Haven, MI, 49417 0.8
Farmers Brian Knoper 233 Washington Ave Ste 216, Grand Haven, MI, 49417 1.3
Farmers Kevin Lacey 636 E 24th St Ste 20, Holland, MI, 49423 21.3
Allstate Zachary Golin 8516 Homestead Dr Ste 110, Zeeland, MI, 49464 21.0


Estimated Home Insurance By Street Area Near Spring Lake, MI

Spring Lake Area Estimated House Insurance
Lavinia St, Arthur Ct, Teunis Dr, McLeans, Rannes St, Old Orchard Dr, Maple Ter, Huron Dr, Liberty St, Williams St$769
River Run Dr, Littlefield Ln, South St, Palm Dr, Villa Pkwy, Oakcrest Pkwy, Old Grand Haven Rd, Blanford St, Lost Pond, State Rd$813
Ferry, Parkview Ave, S Fruitport Rd, Barber Ct, Concord Dr, Zuni Dr, Beech St, Iroquois Dr, Beechwood Ln, Wintergreen Ct$777
Vineyard St, Bloem Dr, Longview Ln, E Savidge St, Brookside Dr, Meridian St, N Shore Dr, Breton St, N Ridge Ct, Hidden Trail Dr$769
Pine Hollow Ave, Cutler Ave, River Side Dr, Visser St, Connelly Ave, N Cutler Ave, Snowberry Ct, Rachels Way, Elm, Spring Lake Dr$778

Spring Lake, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Spring Lake Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,600$11,800
Net Savings to Spring Lake Home Owner from High Deductible Plan $1,800

Spring Lake, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spring Lake, MI Home Replacement Value MORE than Home Value Spring Lake, MI Home Replacement Value LESS than Home Value
Replacement Value $214,000 $128,500
Insurance Premium based on Replacement Value $1,275 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year