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Sparks, NV Home Values & Insurance Rates

Sparks, NV Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 882 4.0% $77
$60,000 to $69,999 267 1.0% $206
$70,000 to $79,999 331 1.0% $238
$80,000 to $89,999 305 1.0% $270
$90,000 to $99,999 452 2.0% $302
$100,000 to $124,999 1,748 9.0% $354
$125,000 to $149,999 1,624 8.0% $444
$150,000 to $174,999 2,345 12.0% $521
$175,000 to $199,999 1,828 9.0% $605
$200,000 to $249,999 3,535 19.0% $727
$250,000 to $299,999 2,463 13.0% $888
$300,000 to $399,999 2,322 12.0% $1133

Sparks Renters Insurance as a Percentage of Rent

Sparks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 397 2.0% $1243
$500 to $749 2,792 20.0% $1918
$750 to $999 3,917 29.0% $2668
$1,000 to $1,499 4,333 32.0% $3793
$1,500 or more 1,773 13.0% $5443

Example Sparks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceAllstate
Monthly Premium 1075944
Year Built 199720132004
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Sparks, NV

Home Insurance Company Near Sparks, NV Homeowners Insurance Agency Near Sparks, NV Address Distance from Sparks, NV (miles)
James D. Ellett Insurance Agency 10425 Double R Blvd, Reno, NV, 89521 9.9
Liberty Mutual Independent Alpine Insurance Associates 6160 Plumas, Suite 100, Reno, NV, 89519 8.8
Travelers Greater Sierra Ins Services 1233 SKI RUN BLVD STE 1, SOUTH LAKE TAHOE, CA, 96150 45.3
State Farm Janet Staub 1007 S Carson St, Carson City, NV, 89701-5209 28.6
State Farm Nancy Jones 565 California Ave, Reno, NV, 89509-1449 6.9

Estimated Home Insurance By Street Area Near Sparks, NV

Sparks Area Estimated House Insurance
Santa Rosa Ct, 16th St, Omar Way, Bonita Vista Dr, Los Amigos Dr, Shepherd Cir, Sharrock Rd, la Cresta Ct, 1st St, White Oak Ln$634
Brisa Ct, S Florentine Dr, Cibola Ct, Montello St, Dry Ct, Matterhorn, Grand Cypress Ct, Summit View Dr, Martinez Dr, Penny Way$661
la Posada Ct, Pascus Pl, Astronomer Way, Wilcox Ranch Rd, Teresa Pl, Cactus Cir, Caldera Dr, Skyridge Ln, Twin Springs Rd, 14th St$673
Shaber Ave, Heaven Dr, Whirlaway Pl, Renoir Ct, Wild Island Ct, Village Knoll Dr, Roundstone Dr, Ironstone Cir, Almazan Ct, Sage View Ct$612
Desert Mirage Ct, Hurst Park Rd, Kendal Ct, General Thatcher Dr, Purina Way, Kiskadee Dr, S Stanford Way, Canyon View Dr, Corral Dr, Moorpark Ct$659
Steneri Way, F St, F St, Bluehills Dr, Adobe Springs Ct, Antella Ct, Ten Mile Dr, Tanburg Cir, Big Dipper Ct, Panama Ct$642
Malapi Way, Verite Ct, Nowlin Ln, Hillhouse Ct, Point View Way, Railborne Dr, E 7th St, Napoli Dr, Terrace Knoll Ct, Crazy Horse Rd$612
Bach Ct, Canoga Ct, Stillmeadow Ct, Caboose Ct, Quail Canyon Rd, Garzoni Dr, Starhill Way, Tankersley Ct, Ian Ct, W Golden Valley Rd$644
Spandrell Ln, Bayhill Way, Percheron Dr, Fernwood Ct, Torobie Cir, Dancing Moon Way, Washoe Belle Dr, Carville Dr, Cola Ct, O'Malley Dr$635
Antelope Valley Rd, Shriver Blvd, Rama Ct, S Drexel Dr, Highline Ct, S Cottage Dr, Orinda Dr, Cosimo Ct, Mount Bachelor Dr, Westhill Ct$617

Sparks, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Sparks Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$8,600
Net Savings to Sparks Home Owner from High Deductible Plan $800

Sparks, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sparks, NV Home Replacement Value MORE than Home Value Sparks, NV Home Replacement Value LESS than Home Value
Replacement Value $134,500 $86,500
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year