South Milwaukee Insurance Rates:

South Milwaukee, WI home insurance is nearly $550 to $744, about $45-$62/month. Our in depth guide shows customers can save as much as $258 by comparing different quotes

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South Milwaukee Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $410/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $465,000

5 Beds, 5 Bath 4290 sqft Seasonal Residence Constructed In 2000 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 3050 sqft Vacation Property Constructed In 1969 with Carpet Flooring, Tile Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $90/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

5 Beds, 5 Baths 1700 sqft Primary Residence Constructed In 1946 with Wood Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Divorced Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $870/5 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $510,000

5 Beds, 5 Baths 4920 sqft Primary Residence Constructed In 1970 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $600/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $300,000

5 Beds, 5 Baths 2680 sqft Seasonal Residence Constructed In 1967 with Carpet Flooring, Membrane Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fireplace, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $570/6 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $365,000

4 Beds, 4 Bath 3210 sqft Primary Residence Constructed In 1969 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $150/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 2270 sqft Seasonal Residence Constructed In 1942 with Linoleum, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/2 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

5 Beds, 5 Baths 3250 sqft Vacation Property Constructed In 1948 with Stone Flooring, Tile Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Male who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $240/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $180,000

2 Beds, 2 Bath 1510 sqft Rental Property Constructed In 1948 with Stone Flooring, Composition Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $50/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 1780 sqft Rental Property Constructed In 1977 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Swimming Pool, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

South Milwaukee, WI Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
53172 $166,000 $660

South Milwaukee Rates & Quotes Analysis:

South Milwaukee Area Estimated House Insurance
Lakeview Ave, Davis Ave, Blakewood Ct, Oak St, 17th Ave, Madison Ave, 3rd Ave, Tomarza Ct, 12th Ave, 13th Ave$641
Drexel Blvd, Minnesota Ave, S Chicago Ave, Parkway Dr, 5th Ave, Menomonee Ave, Manitoba Ave, 18th Ave, Mill Rd, Southtowne Dr$636
Menomonee Ave, Kristin Ln, S Chicago Ave, 9th Ave, 17th Ave, 7th Ave, Marquette Ave, Edgar Ave, Marshall Ave, Brooklawn Cir$642
Missouri Ave, Tamarack St, Lake Dr, Montana Ave, Noel Dr, 6th Ave, Emerson Ave, Monroe Ave, Carroll Ave, Madison Ave$637
S Chicago Ave, Brookdale Ct, Sycamore Ave, Noel Ct, Brookdale Dr, Marshall Ave, 4th Ave, Mackinac Ave, Pine St, Park Ave$661

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,282 Homes (14% of total homes ) built between 1960 to 1969 in South Milwaukee are paying home insurance between $1,133-$1,143. Places close to South Milwaukee, WI such as Oak Creek, Greendale, Franklin are more expensive by $40, $35, $54 respectively while West Milwaukee and Milwaukee are cheaper by $27 and $24 respectively for similar homes.
  • Bedrooms: 4,073 3 bedrooms homes (45% of total homes ) in South Milwaukee are paying about $635. Areas near to South Milwaukee such as Oak Creek, Greendale, Franklin are costlier by $22, $20, $30 respectively whereas Cudahy and West Milwaukee are more economical by $3, $15 respectively for similar homes.
  • Auto Insurance Bundling: 1,151 Households (21% of all households) in South Milwaukee have 3 or more vehicles available and when it is bundled with home insurance you can save $161. Discounts for similar bundling in close by locations such as Cudahy, Oak Creek, St. Francis come to $161, $167, $161 respectively.
  • Senior Discounts: 2,553 seniors (more than 55 years) occupied housing units (47% of total) in South Milwaukee get discounts between $96 to $99 compared to Cudahy ($96), Oak Creek ($100), Franklin ($101).
  • New Homes discounts: New homes such as the 3,662 homes built between 2000 to 2009 in South Milwaukee can save $129 and similar new home insurance discounts in nearby towns and cities like Cudahy, Oak Creek and St. Francis are $128, $134 and $128 respectively.

South Milwaukee Homeowners insurance Facts

  • South Milwaukee, WI has 5,327 owner occupied houses which is 63.5% of all units whereas Cudahy, Oak Creek and St. Francis have 60.85%, 61.49% and 51.67% respectively.
  • South Milwaukee, WI homeowners yearly insurance price at $647 is 0.39% of the typical house value of $166,000 which is in contrast with 0.41% in Cudahy, 0.31% at Oak Creek & 0.41% in St. Francis.
  • Homeowners in South Milwaukee, WI pay 1.52% of their income ($40,000 to $44,999) in insurance whereas homeowners in Cudahy, Oak Creek and St. Francis pay 1.52%, 1.58% and 1.52% respectively.
  • South Milwaukee, WI’s insurance is 3.7% of monthly housing costs of $1,473/month, for owners with a mortgage compared to 3.74% in Cudahy, 3.22% at Oak Creek & 3.8% in St. Francis. But, for households without a mortgage, insurance is 9.3% of costs ($582 in South Milwaukee, WI) in contrast with 8.91% in Cudahy, 9.27% at Oak Creek & 10.44% in St. Francis.

South Milwaukee, WI Home Values & Insurance rates

For example, insurance for 878 Homes (16.0% of total homes ) valued between $200,000 to $249,999 in South Milwaukee, WI is about $873. Rates in nearby areas in such as Oak Creek, Greendale, Franklin are cheaper by $183, $172, $236 respectively while Cudahy and St. Francis are costlier by $41 and $41 respectively for similar homes.

South Milwaukee, WI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 143 2.0% $97
$70,000 to $79,999 53 1.0% $291
$90,000 to $99,999 87 1.0% $368
$100,000 to $124,999 577 10.0% $427
$125,000 to $149,999 965 18.0% $530
$150,000 to $174,999 1,197 22.0% $627
$175,000 to $199,999 920 17.0% $724
$200,000 to $249,999 878 16.0% $873
$250,000 to $299,999 333 6.0% $1067
$300,000 to $399,999 61 1.0% $1358

Renters Insurance in South Milwaukee

  • Average Renters Insurance in South Milwaukee :  $127($10/month)

  • Median Gross Rent in South Milwaukee :  $725

  • South Milwaukee Renters Insurance to Median Rent Ratio:  1.38%

  • Average household size of renter-occupied unit :  2.15

South Milwaukee Renters Insurance as a Percentage of Rent

South Milwaukee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 115 3.0% $781
$300 to $499 263 8.0% $1231
$500 to $749 1,282 43.0% $1906
$750 to $999 889 30.0% $2656
$1,000 to $1,499 345 11.0% $3781

Rent Affordability in South Milwaukee:

Approximately 37.0% (1,161) of households are spending more than 35% of their income on gross rent in South Milwaukee

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 471 15.0%
15.0 to 19.9 percent 559 18.0%
20.0 to 24.9 percent 361 11.0%
25.0 to 29.9 percent 218 7.0%
30.0 to 34.9 percent 293 9.0%
35.0 percent or more 1,161 37.0%

South Milwaukee Renters Insurance Discounts:

South Milwaukee Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in South Milwaukee, WI Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,573 51.0% $12.7
2 vehicles available 737 24.0% $19.05
3 or more vehicles available 177 5.0% $25.4

Protective device discount in South Milwaukee Up to :  $19

Claims-free discount in South Milwaukee Up to :  $25