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Sioux Falls, SD Home Values & Insurance Rates

Sioux Falls, SD Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,870 7.0% $107
$50,000 to $59,999 411 1.0% $228
$60,000 to $69,999 620 1.0% $289
$70,000 to $79,999 805 2.0% $329
$80,000 to $89,999 1,375 3.0% $376
$90,000 to $99,999 1,544 4.0% $417
$100,000 to $124,999 4,744 13.0% $484
$125,000 to $149,999 6,425 17.0% $605
$150,000 to $174,999 5,890 16.0% $720
$175,000 to $199,999 3,323 9.0% $834
$200,000 to $249,999 3,672 10.0% $1002
$250,000 to $299,999 2,444 6.0% $1224
$300,000 to $399,999 2,151 5.0% $1554

Sioux Falls Renters Insurance as a Percentage of Rent

Sioux Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 433 1.0% $329
$200 to $299 525 2.0% $779
$300 to $499 2,731 11.0% $1229
$500 to $749 9,491 41.0% $1904
$750 to $999 6,097 26.0% $2654
$1,000 to $1,499 2,981 13.0% $3779
$1,500 or more 663 2.0% $5429

Example Sioux Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmerican Family InsuranceLiberty Mutual
Monthly Premium 569784
Year Built 199220101945
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$350000-$400000$200000-$250000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Sioux Falls, SD

Home Insurance Company Near Sioux Falls, SD Homeowners Insurance Agency Near Sioux Falls, SD Address Distance from Sioux Falls, SD (miles)
Extended Ag Insurance Services, Inc. 208 Clinton St, Lester, MN, 51242 21.2
Corinsurance Po Box 438 , Vermillion, SD, 57069 49.2
Farmers Union Insurance Agency 44565 277Th St , Marion, SD, 57043 30.1
State Farm Randy Schaefer 730 S Washington Ave, Madison, SD, 57042-3519 36.9
Allstate The Estenson Co Inc Po Box 868, Luverne, MN, 56156 27.2


Estimated Home Insurance By Street Area Near Sioux Falls, SD

Sioux Falls Area Estimated House Insurance
S Medina Cir, W Bakker Cir, Jasmine Cir, S River Park Pl, S Hallow Ave, S Lewis Ave, S Tarragon Cir, S Cliff Ave, S Rain Tree Ln, W Sleigh Creek Trl$723
W 92nd St, E Justin Dr, E Chatham St, W 91st Pl, W Chicory Ln, S Quail Run Ave, S Landau Cir, S Honors Dr, E Sandpiper Trl, S Mustang Ave$723
W 86th Pl, Connie Ave, W Wicklow Ln, S Brenda Pl, Bitterroot Ct, W 65th St, W Devitt Dr, Heatherridge Ave, Grouse Point Pl, S Moor Cross Dr$721
Co Hwy 102, E 64th St, W 84th St, S Canterbury Pl, W 98th St, S Yellowstone Cir, E 57th St, S High Cross Trl, E Snowbird Cir, 94th St$727
S Edinburg Pl, W Wicklow Ct, S Holbrook Ave, Waterstone Dr, S Sunflower Trl, W 88th St, S Baneberry Ave, S Deer Park Dr, Trading Post Rd, S Ash Grove Ave$724

Sioux Falls, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Sioux Falls Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Sioux Falls Home Owner from High Deductible Plan $600

Sioux Falls, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sioux Falls, SD Home Replacement Value MORE than Home Value Sioux Falls, SD Home Replacement Value LESS than Home Value
Replacement Value $405,500 $266,000
Insurance Premium based on Replacement Value $1,875 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,500 Risk Exposure from Under Insuring Coverage is $73,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $300/year