Shreveport Insurance Rates:

Shreveport, LA home insurance is roughly $1,076 to $1,459, about $89-$121/month. Our exhaustive analysis indicates shoppers can save as much as $507 by getting different quotes

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Shreveport Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $970/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Baths 3310 sqft Seasonal Residence Constructed In 1976 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $2300/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $325,000

5 Beds, 5 Baths 4780 sqft Vacation Property Constructed In 1989 with Hardwood Flooring, Slate Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1900/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

3 Beds, 3 Baths 2290 sqft Primary Residence Constructed In 1976 with Ceramic Tile Flooring, Tile Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $460/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 1600 sqft Seasonal Residence Constructed In 1960 with Linoleum, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $890/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

4 Beds, 4 Baths 2130 sqft Vacation Property Constructed In 1968 with Wood Flooring, Slate Shingles Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $880/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

2 Beds, 2 Bath 1670 sqft Seasonal Residence Constructed In 1974 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Shreveport, LA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
71108 $71,400 $1,240
71109 $62,100 $1,220
71101 $56,800 $1,220
71103 $46,000 $1,210
71105 $164,000 $1,320
71118 $133,000 $1,300
71129 $131,200 $1,280
71119 $131,100 $1,280
71104 $125,300 $1,290

Shreveport Rates & Quotes Analysis:

Shreveport Area Estimated House Insurance
Cryers Cir, Robinson Rd, Chopin Dr, Belle Chase Pl, Leindecker St, W Oxbow Loop, Leger St, N Thomas Dr, Jack Wells Blvd, Thompson St$1,319
Island Park Blvd, Heritage Dr, Yarborough St, Champion Lake Blvd, Poole Rd, Thomas Dr, Lofton Rd, Hope St, Lalo Rd, Hopewell Rd$1,319
Gamble Rd, Johnson St, Leon St, Moore Rd, Bacon St, State Rte 515, Tioga Ct, Julia St, River Bend Dr, N Crescent Cove$1,307
Arthur Ray Teague Pkwy, Clay St, Dee St, Jimmie Davis Hwy, Castille Ct, Trichel St, Camp Joy Rd, Oak Aly, Eatman St, Pine Cove Rd$1,312
Rose Cir, Country Forest Dr, Edwards St, Spring Branch Rd, Nottoway Pl, Tiffany Estate Dr, Wanda St, Edgar St, Magnolia Ridge, Richland Pl$1,312

Insurance rates are influenced by a number of factors including:

  • Year Built: 18,232 Homes (20% of total) built between 1970 to 1979 in Shreveport are paying home insurance between $2,056-$2,075 and varies from Blanchard (+$37), Greenwood (+$33), Red Chute (+$44), Lakeview (-$24) and Benton (-$47).
  • Bedrooms: 24,175 2 bedrooms homes (27% of total homes ) in Shreveport are paying about $888. Areas near to Shreveport such as Blanchard, Greenwood, Red Chute are costlier by $16, $14, $19 respectively whereas Lakeview and Benton are more economical by $10, $20 respectively for similar homes.
  • Auto Insurance Bundling: 9,280 Households (21% of all households) in Shreveport have 3 or more vehicles available and when it is bundled with home insurance you can save $317. Discounts for similar bundling in close by locations such as Lakeview, Caddo, Blanchard come to $313, $316, $322 respectively.
  • Senior Discounts: 23,927 seniors (more than 55 years) occupied housing units (54% of total) in Shreveport get discounts between $189 to $192. The comparative concessions in proximate regions such as Lakeview, Caddo and Blanchard are $187, $189 and $193 respectively.
  • New Homes discounts: New homes such as the 31,484 homes built between 2000 to 2009 in Shreveport can save $253 in contrast with Lakeview ($250), Caddo ($253), Blanchard ($258).

Shreveport Homeowners insurance Facts

  • Shreveport, LA has 44,183 owner occupied houses which is 56.5% of all units whereas Lakeview, Caddo and Blanchard have 97.75%, 62.57% and 75.48% respectively.
  • Shreveport, LA homeowners yearly insurance price at $1,268 is 1.03% of the typical house value of $123,400 which is in contrast with 1.19% in Lakeview, 1.04% at Caddo & 0.84% in Blanchard.
  • Homeowners in Shreveport, LA pay 3.9% of their income ($30,000 to $34,999) in insurance whereas homeowners in Lakeview, Caddo and Blanchard pay 3.86%, 3.9% and 3.97% respectively.
  • Shreveport, LA’s insurance is 9.4% of monthly housing costs of $1,121/month, for owners with a mortgage compared to 10.97% in Lakeview, 9.48% at Caddo & 8.58% in Blanchard. But, for households without a mortgage, insurance is 32.0% of costs ($330 in Shreveport, LA) in contrast with 29.5% in Lakeview, 32.36% at Caddo & 35.51% in Blanchard.

Shreveport, LA Home Values & Insurance rates

For example, insurance for 7,596 Homes (18.0% of total homes ) valued between Less than $50,000 in Shreveport, LA is about $253. Rates in nearby areas in such as Blanchard, Greenwood, Red Chute are cheaper by $47, $47, $59 respectively while Lakeview and Benton are costlier by $35 and $93 respectively for similar homes.

Shreveport, LA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,596 18.0% $253
$50,000 to $59,999 1,810 4.0% $532
$60,000 to $69,999 1,910 4.0% $659
$70,000 to $79,999 2,401 5.0% $760
$80,000 to $89,999 2,229 5.0% $862
$90,000 to $99,999 1,930 4.0% $963
$100,000 to $124,999 4,507 10.0% $1128
$125,000 to $149,999 4,785 11.0% $1407
$150,000 to $174,999 5,272 12.0% $1661
$175,000 to $199,999 2,525 6.0% $1914
$200,000 to $249,999 3,228 7.0% $2307
$250,000 to $299,999 1,948 4.0% $2827
$300,000 to $399,999 1,898 4.0% $3588

Renters Insurance in Shreveport

  • Average Renters Insurance in Shreveport :  $229($19/month)

  • Median Gross Rent in Shreveport :  $735

  • Shreveport Renters Insurance to Median Rent Ratio:  2.59%

  • Renter occupied housing units in Shreveport :  33,957

Shreveport Renters Insurance as a Percentage of Rent

Shreveport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 516 1.0% $357
$200 to $299 1,283 4.0% $807
$300 to $499 3,529 11.0% $1257
$500 to $749 11,441 35.0% $1932
$750 to $999 8,859 27.0% $2682
$1,000 to $1,499 5,268 16.0% $3807
$1,500 or more 1,132 3.0% $5457

Rent Affordability in Shreveport:

Approximately 48.0% (16,323) of households are spending more than 35% of their income on gross rent in Shreveport

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 3,441 10.0%
15.0 to 19.9 percent 3,394 9.0%
20.0 to 24.9 percent 4,316 12.0%
25.0 to 29.9 percent 3,213 9.0%
30.0 to 34.9 percent 3,270 9.0%
35.0 percent or more 16,323 48.0%

Shreveport Renters Insurance Discounts:

Shreveport Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Shreveport, LA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 18,463 54.0% $22.9
2 vehicles available 7,165 21.0% $34.35
3 or more vehicles available 1,588 4.0% $45.8

Shreveport Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 2,258 6.0% $73
60 to 64 years 1,783 5.0% $58
65 to 74 years 1,857 5.0% $47
75 years and over 1,645 4.0% $36

Protective device discount in Shreveport Up to :  $34

Claims-free discount in Shreveport Up to :  $45