Schroeppel Insurance Rates:

Schroeppel, NY home insurance is approximately $498 to $676, about $41-$56/month. Our detailed research shows customers can save as much as $234 by comparing different quotes

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Schroeppel Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $640/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 2060 sqft Vacation Property Constructed In 1975 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Single Female who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Baths 3200 sqft Rental Property Constructed In 1974 with Ceramic Tile Flooring, Slate Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Divorced Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $660/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

5 Beds, 5 Baths 3340 sqft Primary Residence Constructed In 2009 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $870/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 3350 sqft Rental Property Constructed In 1997 with Wood Flooring, Metal Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Fireplace, Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $650/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Bath 2510 sqft Primary Residence Constructed In 1986 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $1700/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 2830 sqft Seasonal Residence Constructed In 1993 with Wood Flooring, Slate Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $450/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

4 Beds, 4 Baths 1970 sqft Primary Residence Constructed In 1975 with Linoleum, Membrane Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $470/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 1740 sqft Vacation Property Constructed In 1993 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $790/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Baths 2300 sqft Rental Property Constructed In 1994 with Wood Flooring, Tile Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Schroeppel Rates & Quotes Analysis:

Schroeppel Area Estimated House Insurance
Sunrise Dr, Chesbro Rd, Schroeppel Rd, Godfrey Rd, Barnes St, Ashley Dr, Mapleview Dr E, Swamp Rd, Jefferson St, Forest Brook Rd$591
Hawthorne Rd, Christmas Tree Ln, Co Rte 46, Gilbert Mills Rd E, Loomis Ter, Dix Dr, Oneida River Rd, Ashby Dr, Cherry St, Riverside Dr$588
Lock St, Kindred Path, Hilton Rd, Bankrupt Rd, Industrial Park, Tall Timber Ln, Brandy Brook Ln, River St, Culvert St, Prior Rd$588
Candee St, Hickory Ln, Lock St, Spring St, Homestead Ave, Center Dr, Bell Rd, Kline Dr, Sixberry Rd, Whippoorwill Dr$589
Chester Ln, Wood Dr, Clark Crest Dr, Grange St, Sargent Ln, Tulip Tree Ln, Hummingbird Ln, Cemetery Rd, Kent St, Perry Rd$590

Insurance rates are influenced by a number of factors including:

  • Year Built: 853 Homes (25% of total) built between 1939 or earlier in Schroeppel are paying home insurance between $1,256-$1,264 and differs from Brewerton (+$15), Central Square (+$16), Lysander (+$31), Sand Ridge (-$19) and Fulton (-$13).
  • Bedrooms: 909 2 bedrooms homes (26% of total homes ) in Schroeppel are paying about $218. Areas near to Schroeppel such as Central Square, Lysander, Onondaga are costlier by $3, $5, $4 respectively whereas Volney and Minetto are more economical by $7, $5 respectively for similar homes.
  • Auto Insurance Bundling: 1,215 Households (46% of all households) in Schroeppel have 2 vehicles available and when it is bundled with home insurance you can save $117 compared to Sand Ridge ($115), Phoenix ($117), Brewerton ($118).
  • Senior Discounts: 1,202 seniors (more than 55 years) occupied housing units (46% of total) in Schroeppel get discounts between $87 to $90 in contrast with Sand Ridge ($86), Phoenix ($87), Brewerton ($89).
  • New Homes discounts: New homes such as the 830 homes built between 2000 to 2009 in Schroeppel can save $117 and similar new home insurance discounts in nearby towns and cities like Sand Ridge, Phoenix and Brewerton are $115, $117 and $118 respectively.

Schroeppel Homeowners insurance Facts

  • Schroeppel, NY has 2,613 owner occupied houses which is 78.5% of all units whereas Sand Ridge, Phoenix and Brewerton have 88.58%, 51.27% and 64.88% respectively.
  • Schroeppel, NY homeowners yearly insurance price at $587 is 0.58% of the typical house value of $101,500 which is in contrast with 1.13% in Sand Ridge, 0.64% at Phoenix & 0.44% in Brewerton.
  • Homeowners in Schroeppel, NY pay 4.7% of their income ($10,000 to $14,999) in insurance whereas homeowners in Sand Ridge, Phoenix and Brewerton pay 4.62%, 4.68% and 4.75% respectively.
  • Schroeppel, NY’s insurance is 3.7% of monthly housing costs of $1,330/month, for owners with a mortgage compared to 3.87% in Sand Ridge, 4.01% at Phoenix & 3.31% in Brewerton. But, for households without a mortgage, insurance is 9.6% of costs ($512 in Schroeppel, NY) in contrast with 11.2% in Sand Ridge, 9.77% at Phoenix & 12.07% in Brewerton.

Schroeppel, NY Home Values & Insurance rates

For example, insurance for 44 Homes (1.0% of total homes ) valued between $300,000 to $399,999 in Schroeppel, NY is about $2,019. Rates in nearby areas in such as Clay, Lysander, Hastings are cheaper by $499, $787, $255 respectively while Phoenix and Ira are costlier by $204 and $363 respectively for similar homes.

Schroeppel, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 392 15.0% $140
$50,000 to $59,999 84 3.0% $299
$60,000 to $69,999 142 5.0% $375
$70,000 to $79,999 135 5.0% $428
$80,000 to $89,999 289 11.0% $487
$90,000 to $99,999 246 9.0% $545
$100,000 to $124,999 315 12.0% $633
$125,000 to $149,999 376 14.0% $792
$150,000 to $174,999 298 11.0% $939
$175,000 to $199,999 176 6.0% $1080
$200,000 to $249,999 65 2.0% $1303
$250,000 to $299,999 36 1.0% $1590
$300,000 to $399,999 44 1.0% $2019

Renters Insurance in Schroeppel

  • Average Renters Insurance in Schroeppel :  $200($16/month)

  • Median Gross Rent in Schroeppel :  $692

  • Schroeppel Renters Insurance to Median Rent Ratio:  2.31%

  • Renter occupied housing units in Schroeppel :  715

Schroeppel Renters Insurance as a Percentage of Rent

Schroeppel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 5.0% $350
$200 to $299 30 4.0% $800
$300 to $499 78 11.0% $1250
$500 to $749 310 47.0% $1925
$750 to $999 187 28.0% $2675
$1,000 to $1,499 14 2.0% $3800

Protective device discount in Schroeppel Up to :  $30

Claims-free discount in Schroeppel Up to :  $40