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Santa Rosa, CA Home Values & Insurance Rates

Santa Rosa, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,422 10.0% $37
$50,000 to $59,999 308 1.0% $81
$60,000 to $69,999 312 1.0% $100
$70,000 to $79,999 281 1.0% $119
$100,000 to $124,999 935 4.0% $176
$125,000 to $149,999 701 3.0% $220
$150,000 to $174,999 839 3.0% $257
$175,000 to $199,999 980 4.0% $301
$200,000 to $249,999 2,619 11.0% $358
$250,000 to $299,999 3,212 13.0% $440
$300,000 to $399,999 10,156 43.0% $559

Santa Rosa Renters Insurance as a Percentage of Rent

Santa Rosa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 462 1.0% $334
$200 to $299 553 1.0% $784
$300 to $499 687 2.0% $1234
$500 to $749 1,820 5.0% $1909
$750 to $999 5,609 17.0% $2659
$1,000 to $1,499 12,769 40.0% $3784
$1,500 or more 9,752 30.0% $5434

Example Santa Rosa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmGEICO Insurance
Monthly Premium 6215729
Year Built 199819742012
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$600000-$700000$200000-$250000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Santa Rosa, CA

Home Insurance Company Near Santa Rosa, CA Homeowners Insurance Agency Near Santa Rosa, CA Address Distance from Santa Rosa, CA (miles)
Travelers Anixter & Oser Inc 205 SAN MARIN DR, NOVATO, CA, 94945 24.1
Farmers Maria Messimer Lutcf 5375 Main St, Kelseyville, CA, 95451 36.2
Farmers Ray Horton 1250 45th St Ste 200, Emeryville, CA, 94608 48.6
State Farm Rick Wernick 1683 Novato Blvd, Novato, CA, 94947-3284 25.4
State Farm Thierry Hugand 1952 Union St Ste 1, San Francisco, CA, 94123-4226 48.0

Estimated Home Insurance By Street Area Near Santa Rosa, CA

Santa Rosa Area Estimated House Insurance
Newbury Ct, Century Ct, Aussie Ave, Donna Dr, Middle Rincon Rd, Ahl Park Ct, Baird Rd, Benicia Dr, Alaska Dr, Filamina Pl$634
Twin Pillar Way, Doubles Dr, Knolls Hills Cir, Piezzi Ln, Solano Dr, Fitzpatrick Ct, Hazel St, Winchester Dr, Range Ave, Kilarney Ct$673
Clover Ct, Colorado Blvd, Brush Creek Ct, Trinity Dr, Tuft Rd, Kertsinger Rd, Meadow Dr, Richard Manor Dr, Tokay St, Waltzer Rd$640
Guenever Ln, Overlook Dr, Suffolk Dr, Cabernet Cir, Melbrook Way, Barnett St, Whitchurch Pl, Calistoga Rd, Cristwood Ct, The Pointe Pl$611
Havitur Way, Maywood Dr, Valley Oaks Ln, Boron Ave, Whitewood Dr, Taylor View Dr, Dempsey Pl, Juliet Dr, Arrowhead Dr, Yorkton Way$677
Giovannetti Rd, Roundelay Ln, Oak Knoll Dr, Codding Dr, Cross Ave, Arnica Way, Tranquility Ln, Talbot Ave, Arista Ln, Bobwhite Way$629
Ridley Ave, Eagle Ct, Jackrabbit Ct, Castlerock Ct, Kenwood Ln, Twilight Way, Elsa Dr, Jaine Ln, Heavy Ct, Boulder Point Pl$689
Field Stone Ct, de Meo St, Doyle Park Dr, Westover Ct, Ramsgate Ct, Wyoming Dr, Yucca St, Saint Mary Pl, Okelly Way, Red Oak Dr$642
Nordyke Ave, Poe Ct, Adrienne Way, Scrub Oak Ave, Cadence Way, Nighthawk Dr, Malibu Cir, Baggett Dr, Countryside Dr, la Paloma Ave$634
Forest Glen Way, Eton Ct, Sequoia Cir, Circle Ranch Rd, Rocky Point Way, Blue Sky Ln, St Olga Ct, Wood Ln, Riebli Rd, Harvest Ln$676

Santa Rosa, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Santa Rosa Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Santa Rosa Home Owner from High Deductible Plan $600

Santa Rosa, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Rosa, CA Home Replacement Value MORE than Home Value Santa Rosa, CA Home Replacement Value LESS than Home Value
Replacement Value $548,000 $329,000
Insurance Premium based on Replacement Value $1,875 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $126,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year