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Santa Monica, CA Home Values & Insurance Rates

Santa Monica, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 128 13.0% $14
$70,000 to $79,999 55 5.0% $50
$80,000 to $89,999 41 4.0% $58
$90,000 to $99,999 27 2.0% $65
$100,000 to $124,999 77 7.0% $79
$150,000 to $174,999 22 2.0% $116
$175,000 to $199,999 70 7.0% $130
$200,000 to $249,999 62 6.0% $159
$250,000 to $299,999 70 7.0% $196
$300,000 to $399,999 423 43.0% $254

Santa Monica Renters Insurance as a Percentage of Rent

Santa Monica Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 847 2.0% $732
$300 to $499 1,007 3.0% $1182
$500 to $749 1,910 5.0% $1857
$750 to $999 4,414 13.0% $2607
$1,000 to $1,499 8,193 25.0% $3732
$1,500 or more 16,154 49.0% $5382

Example Santa Monica Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceTravelers
Monthly Premium 147150233
Year Built 196919521948
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$700000-$800000More than 10000000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Top Home Insurance Agents Near Santa Monica, CA

Home Insurance Company Near Santa Monica, CA Homeowners Insurance Agency Near Santa Monica, CA Address Distance from Santa Monica, CA (miles)
Miller United Insurance Brokerage, Inc. 245 Fischer Avenue, Suite A-2 Costa Mesa, Costa Mesa, CA, 92626 42.0
State Farm Chris Gordon 5145 Calle Mayor, Torrance, CA, 90505-4456 15.9
State Farm Eloisa Villarreal Sharp 1871 W La Habra Blvd, La Habra, CA, 90631-5131 30.1
Farmers George Mori 6060 W Manchester Ave Ste 301, Los Angeles, CA, 90045 6.8
State Farm Reggie Montgomery 11401 Carson Street, Lakewood, CA, 90715-2546 26.0


Estimated Home Insurance By Street Area Near Santa Monica, CA

Santa Monica Area Estimated House Insurance
Marguerita Ave, Courtland St, Penmar Ave, Barnard Way, Delaware Ave, Arizona Pl, Lipton Ave, Norman Pl, 21st Pl, Clover St$702
Goldsmith St, Neilson Way, Taft Way, Appleby St, Seaside Ter, Glenavon Ave, Marguerita Ave, Hill Pl N, Glenn Ct, Frederick St$706
Dorchester Ave, Dillon Ct, N Ocean Ave, Pacific St, Palisades Beach Rd, 18th Ct, Carlyle Ave, Frank St, Lake St, Indiana Ct$708
Mills St, Kinney St, Delaware Ave, 11th Ct, Elkhart Pl, Arcadia Ter, Ocean Park Pl S, Esparta Way, Elkgrove Cir, Entrada Dr$None
Pacific St, 32nd St, Woodacres Rd, Adelaide Dr, Warren Ave, Robson Ave, Ashland Pl, Donald Douglas Loop N, Dewey Pl, Wilson Pl$None

Santa Monica, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Santa Monica Homeowner Insurance Premium Example $3,200$2,700
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,600$25,600
Net Savings to Santa Monica Home Owner from High Deductible Plan $1,000

Santa Monica, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Santa Monica, CA Home Replacement Value MORE than Home Value Santa Monica, CA Home Replacement Value LESS than Home Value
Replacement Value $1,053,500 $679,500
Insurance Premium based on Replacement Value $2,850 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $170,000 Risk Exposure from Under Insuring Coverage is $204,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $475/year