Sandy Springs Insurance Rates:

Sandy Springs, GA home insurance is approximately $882 to $1,204, about $73-$100/month. Our comprehensive analysis shows customers can save upto $417 by getting many quotes

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Sandy Springs Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $3590/10 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $830,000

5 Beds, 5 Baths 3470 sqft Rental Property Constructed In 1996 with Ceramic Tile Flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Married Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1290/10 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $485,000

5 Beds, 5 Baths 2480 sqft Vacation Property Constructed In 1986 with Carpet over wood flooring, Membrane Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Married Female who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $280/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

3 Beds, 3 Bath 1290 sqft Vacation Property Constructed In 1993 with Hardwood Flooring, Metal Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $80/1 month for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $315,000

3 Beds, 3 Bath 1450 sqft Vacation Property Constructed In 2006 with Carpet Flooring, Metal Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Single Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $300/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $285,000

2 Beds, 2 Bath 1320 sqft Rental Property Constructed In 1981 with Ceramic Tile Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1880/10 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $960,000

5 Beds, 5 Baths 4320 sqft Seasonal Residence Constructed In 1982 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $250/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

2 Beds, 2 Bath 1290 sqft Seasonal Residence Constructed In 1984 with Linoleum, Metal Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Single Male who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2320/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $685,000

5 Beds, 5 Baths 2960 sqft Primary Residence Constructed In 2014 with Carpet Flooring, Tile Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $1920/7 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $920,000

5 Beds, 5 Bath 4310 sqft Vacation Property Constructed In 1991 with Linoleum, Tile Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Swimming Pool, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $340/3 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $225,000

2 Beds, 2 Baths 1212 sqft Rental Property Constructed In 1997 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Sandy Springs, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30328 $352,700 $1,020

Sandy Springs Rates & Quotes Analysis:

Sandy Springs Area Estimated House Insurance
Londonberry Rd NW, Sandy Springs Cir NE, Gerry Ln NE, Peachtree Hollow Ct NE, Carriage Way NW, Ball Mill Rd NE, Woodchase Close, Heards Creek Dr NW, Fountain Oaks Way, Montevallo Dr NE$1,369
Powers Cove NW, River Shore Ct NW, Abingdon Way NE, Old Cobblestone Dr, Swathmore Dr NW, Sugar Mill Rd, Mountain Creek Rd NE, Monterey Pkwy, Fair Oaks Manor NW, Fieldsborn Way NE$1,300
Mountain Creek Trl NW, Half Penny Pl, Tahoma Dr NE, Old Woodbine Rd NE, Chaparral Pl NE, Treadwick Dr, Ascot Dr NE, Amador Cir NE, Capital City Ln NE, Woodall Ferry Rd$1,126
Habersham Waters Ct, Stratford Pl NE, Alderwood Pl, Wedgewood Way, Mayfair Rd NE, Princeton Trce NE, River Landing Way NE, Ivy Ln, Winfield Glen Ct NE, Greyfield Ln$1,194
Canyon Creek Trl, Marbury Cir NW, Long Island Dr, Whittington Dr NE, Brighton Pt, Buff Dr NE, Landowne Dr, Brandon Ridge Dr NE, N Island Dr NW, Northridge Rd$1,386
E Northway Ln NE, High Top Way, Kenbrook Way NW, Masons Creek Cir, Walhalla Ct, Chestnut Oak Ct, Amster Green Dr, Riley Ridge Rd, Gilford Way, River Chase Ridge NW$1,277
Valley Green Dr NE, Quiet Water Ln, Grogans Ferry Rd, Mitchell Rd NW, Talbot Colony NE, W Oaks Ct, Johnson Ferry Rd NE, Old Creek Rd NE, Amberglades Ln NW, Barbara Ln NW$1,044
Carlisle Ct NE, Potters Walk, Morgan Falls Rd, N Island Ter NW, Paces West Ct NW, Powder Horn Rd, Old Johnson Ferry Rd NE, Wilderlake Ct NW, Jett Pl NW, Hope Rd$993
Ivy Park Ln, Meadow Watch Ln, Coronado Dr NW, Braemore Dr NW, Cannady Ct, Kandell Ct, Paces West Dr NW, Finchley Ct NW, Cross Gate Ct NW, Colonel Dr$1,361
Reddington Pl NE, Jett Rd NW, Hunters Trace Ln NE, Riverwood Pl NW, Paces West Pl NW, Long Island Dr NE, Earlston Dr NE, Johnson Ferry Rd, Glenridge Park, Wieuca Trce NE$1,086

Insurance rates are influenced by a number of factors including:

  • Year Built: 15,326 Homes (32% of total homes ) built between 1980 to 1989 in Sandy Springs are paying home insurance between $1,557-$1,572. Places close to Sandy Springs, GA such as while Dunwoody and Chamblee-Doraville are cheaper by $49 and $77 respectively for similar homes.
  • Bedrooms: 8,166 3 bedrooms homes (17% of total homes ) in Sandy Springs are paying about $929. Areas near to Sandy Springs such as whereas Dunwoody and Chamblee-Doraville are more economical by $29, $46 respectively for similar homes.
  • Auto Insurance Bundling: 10,039 Households (50% of all households) in Sandy Springs have 2 vehicles available and when it is bundled with home insurance you can save $208. Discounts for similar bundling in close by locations such as Dunwoody, Chamblee-Doraville, Chamblee come to $202, $198, $189 respectively.
  • Senior Discounts: 9,235 seniors (more than 55 years) occupied housing units (46% of total) in Sandy Springs get discounts between $155 to $157. The comparative concessions in proximate regions such as Dunwoody, Chamblee-Doraville and Chamblee are $151, $148 and $141 respectively.
  • New Homes discounts: New homes such as the 15,863 homes built between 2000 to 2009 in Sandy Springs can save $208 and varies from Dunwoody ($202), Chamblee-Doraville ($198), Chamblee ($189).

Sandy Springs Homeowners insurance Facts

  • Sandy Springs, GA has 19,966 owner occupied houses which is 48.3% of all units whereas Dunwoody, Chamblee-Doraville and Chamblee have 56.77%, 49.13% and 42.89% respectively.
  • Sandy Springs, GA homeowners yearly insurance price at $1,043 is 0.24% of the typical house value of $426,800 which is in contrast with 0.27% in Dunwoody, 0.3% at Chamblee-Doraville & 0.38% in Chamblee.
  • Homeowners in Sandy Springs, GA pay 1.81% of their income ($45,000 to $49,999) in insurance whereas homeowners in Dunwoody, Chamblee-Doraville and Chamblee pay 1.76%, 1.73% and 1.65% respectively.
  • Sandy Springs, GA’s insurance is 3.4% of monthly housing costs of $2,532/month, for owners with a mortgage compared to 3.48% in Dunwoody, 3.74% at Chamblee-Doraville & 4.19% in Chamblee. But, for households without a mortgage, insurance is 11.0% of costs ($794 in Sandy Springs, GA) in contrast with 12.69% in Dunwoody, 13.44% at Chamblee-Doraville & 16.56% in Chamblee.

Sandy Springs, GA Home Values & Insurance rates

For example, insurance for 121 Homes (1.0% of total homes ) valued between $70,000 to $79,999 in Sandy Springs, GA is about $177.

Sandy Springs, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 184 2.0% $52
$50,000 to $59,999 140 1.0% $125
$60,000 to $69,999 129 1.0% $156
$70,000 to $79,999 121 1.0% $177
$80,000 to $89,999 335 3.0% $198
$90,000 to $99,999 283 3.0% $229
$100,000 to $124,999 902 9.0% $260
$125,000 to $149,999 594 6.0% $333
$150,000 to $174,999 1,064 11.0% $396
$175,000 to $199,999 546 6.0% $448
$200,000 to $249,999 880 9.0% $542
$250,000 to $299,999 1,114 12.0% $667
$300,000 to $399,999 2,781 30.0% $855

Renters Insurance in Sandy Springs

  • Median Gross Rent in Sandy Springs :  $989

  • Average household size of renter-occupied unit :  2.15

Sandy Springs Renters Insurance as a Percentage of Rent

Sandy Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 225 1.0% $716
$500 to $749 2,268 10.0% $1841
$750 to $999 8,147 38.0% $2591
$1,000 to $1,499 8,541 40.0% $3716
$1,500 or more 1,511 7.0% $5366

Rent Affordability in Sandy Springs:

Approximately 38.0% (8,270) of households are spending more than 35% of their income on gross rent in Sandy Springs

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 3,137 14.0%
15.0 to 19.9 percent 2,489 11.0%
20.0 to 24.9 percent 3,461 16.0%
25.0 to 29.9 percent 2,411 11.0%
30.0 to 34.9 percent 1,616 7.0%
35.0 percent or more 8,270 38.0%

Sandy Springs Renters Insurance Discounts:

Sandy Springs Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Sandy Springs, GA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 12,895 60.0% NA
2 vehicles available 5,390 25.0% NA
3 or more vehicles available 755 3.0% NA