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Sand Lake, NY Home Values & Insurance Rates

Sand Lake, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 42 1.0% $67
$50,000 to $59,999 51 1.0% $140
$60,000 to $69,999 62 2.0% $176
$100,000 to $124,999 184 7.0% $305
$125,000 to $149,999 271 10.0% $378
$150,000 to $174,999 352 13.0% $445
$175,000 to $199,999 201 7.0% $518
$200,000 to $249,999 681 26.0% $622
$250,000 to $299,999 376 14.0% $762
$300,000 to $399,999 373 14.0% $969

Sand Lake Renters Insurance as a Percentage of Rent

Sand Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 16 3.0% $789
$300 to $499 52 10.0% $1239
$500 to $749 171 34.0% $1914
$750 to $999 47 9.0% $2664
$1,000 to $1,499 155 31.0% $3789
$1,500 or more 54 10.0% $5439

Example Sand Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceNationwide Insurance
Monthly Premium 172119352
Year Built 197620061962
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$150000-$175000$600000-$700000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Sand Lake, NY

Home Insurance Company Near Sand Lake, NY Homeowners Insurance Agency Near Sand Lake, NY Address Distance from Sand Lake, NY (miles)
Travelers Beltzer-Dimura Agency Inc 467 TROY-SCHENECTADY RD, LATHAM, NY, 12110 13.6
Travelers Coakley-P-D-C Ins Agcy Inc 296 MAIN ST, WILLIAMSTOWN, MA, 1267 18.8
Allstate Robert Berenis 1859 Route 9, Clifton Park, NY, 12065 21.5
Travelers Sefcu Insurance Agency 469 State St Schenectady, City of Schenectady, NY, 12305 23.8
State Farm Sherry Hoffman 418 Geyser Road, Ballston Spa, NY, 12020-6002 32.6


Estimated Home Insurance By Street Area Near Sand Lake, NY

Sand Lake Area Estimated House Insurance
Valley Dr, Chamberlin Hill Rd Exd, Chamberlin Hill Rd, Holly Hills Rd, Dahl Way, Crystal Lake Rd, Rosemont Ave, Hoffman Rd Exd, Arlene Ct, Loon Creek Ln$609
Apple Rd, Denver Dr, Co Rd 49, Grandway, Campano Way, Tyler Way, Co Rd 150, Capital Blvd, Mosher Rd, Birds Hill Rd$611
Robin Rd, Kodiak Dr, Barzen Rd, Birch Dr, Holcomb Rd, Johnny Cake Ln, Ernie's Way, Bon Acre Way, First Dyke Rd, Lilly Ln$609
Old Best Rd, Springer Rd, Winter Haven, Westfall Ct, Creek Ln, Old State Rte 66, Beverly Dr, Old State Hwy 66, Co Rd 47, Howe Way$607
First Dyke Rd, Dahl Dr, Morlock Dr, Ford Rd, Delma Ln, Debbie Ln, Co Rd 42, Co Rd 52, Chaundray Ln, Tollgate Rd$611

Sand Lake, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Sand Lake Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,800$12,300
Net Savings to Sand Lake Home Owner from High Deductible Plan $1,500

Sand Lake, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sand Lake, NY Home Replacement Value MORE than Home Value Sand Lake, NY Home Replacement Value LESS than Home Value
Replacement Value $293,500 $191,500
Insurance Premium based on Replacement Value $3,325 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $575/year