Salisbury Insurance Rates:

Salisbury, NY home insurance is roughly $556 to $757, about $46-$63/month. Our all inclusive research reveals consumers can save upto $262 by comparing different quotes

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Salisbury Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Nationwide Insurance
Home Insurance Rate of $2940/5 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $945,000

5 Beds, 5 Baths 4660 sqft Vacation Property Constructed In 1959 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $2380/6 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $755,000

4 Beds, 4 Baths 3010 sqft Rental Property Constructed In 1956 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Divorced Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $3110/5 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $615,000

4 Beds, 4 Baths 2490 sqft Vacation Property Constructed In 1955 with Stone Flooring, Wood Shake Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Swimming Pool, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $3550/12 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $450,000

5 Beds, 5 Baths 1940 sqft Rental Property Constructed In 1962 with Wood Flooring, Tile Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Female who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1260/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $400,000

4 Beds, 4 Bath 1760 sqft Rental Property Constructed In 1955 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, Fireplace, Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $5700/9 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $875,000

5 Beds, 5 Baths 3380 sqft Rental Property Constructed In 1967 with Wood Flooring, Membrane Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $350/1 month for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $720,000

5 Beds, 5 Baths 3710 sqft Rental Property Constructed In 1963 with Ceramic Tile Flooring, Metal Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Male who is a Freelancer with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $2020/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $565,000

4 Beds, 4 Bath 3010 sqft Seasonal Residence Constructed In 1963 with Ceramic Tile Flooring, Membrane Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1190/7 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $485,000

4 Beds, 4 Baths 1900 sqft Seasonal Residence Constructed In 1965 with Ceramic Tile Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Single Male who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2780/8 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $545,000

4 Beds, 4 Bath 2400 sqft Primary Residence Constructed In 1960 with Ceramic Tile Flooring, Slate Shingles Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Fireplace, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $3500/12 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $575,000

4 Beds, 4 Baths 2960 sqft Seasonal Residence Constructed In 1966 with Linoleum, Wood Shake Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Divorced Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Salisbury Rates & Quotes Analysis:

Salisbury Area Estimated House Insurance
Westbury Rd, Ralph Pl, Choir Ln S, Hoe Ln, Prince Ln, Cobalt Ln, Rose Dr, Dorothy Dr, Aster Pl S, Pride Ln$646
Florence Ct, Jesse Pl, Peg Ln, Plant Ln, Buick Pl, Elda Ln, Jean Pl, Faith Ln, Cypress Ln E, Lamp Ln$652
Erma Dr, Sheldon Dr, Pinecone Ln, E Plum Tree Rd, Cottonwood Ln, Merry Ln, Bach Ct, Captain's Gate, Hyacinth Ct, Jane Ct$645
Lion Ln, Roxbury Dr, Aaron Dr, Stratford Ct, Davie St, Cane Ln, Hidden Ln, Plymouth Pl, Page Ln, Edna Ct$651
Old Westbury Rd, Lotus Ln, Patience Ln, Port Ln, Bly Rd, Kathleen Pl, Salisbury Park Dr, Prim Ln, Desoto Pl, Sherman Ct$653

Insurance rates are influenced by a number of factors including:

  • Year Built: 768 Homes (19% of total) built between 1940 to 1949 in Salisbury are paying home insurance between $1,318-$1,328 and varies from East Garden City (+$92), Carle Place (+$18), Jericho (+$93), New Cassel (-$45) and East Meadow (-$13).
  • Bedrooms: 1,711 3 bedrooms homes (43% of total homes ) in Salisbury are paying about $302. Areas near to Salisbury such as East Garden City, Carle Place, Old Westbury are costlier by $21, $4, $50 respectively whereas New Cassel and East Meadow are more economical by $10, $3 respectively for similar homes.
  • Auto Insurance Bundling: 1,056 Households (29% of all households) in Salisbury have 3 or more vehicles available and when it is bundled with home insurance you can save $164 in contrast with New Cassel ($158), East Meadow ($162), Westbury ($163).
  • Senior Discounts: 1,800 seniors (more than 55 years) occupied housing units (50% of total) in Salisbury get discounts between $98 to $100 and varies from New Cassel ($95), East Meadow ($97), Westbury ($98).
  • New Homes discounts: New homes such as the 2,840 homes built between 2000 to 2009 in Salisbury can save $131 and similar new home insurance discounts in nearby towns and cities like New Cassel, East Meadow and Westbury are $126, $130 and $131 respectively.

Salisbury Homeowners insurance Facts

  • Salisbury, NY has 3,594 owner occupied houses which is 91.8% of all units whereas New Cassel, East Meadow and Westbury have 59.79%, 89.38% and 76.95% respectively.
  • Salisbury, NY homeowners yearly insurance price at $656 is 0.15% of the typical house value of $451,400 which is in contrast with 0.19% in New Cassel, 0.16% at East Meadow & 0.15% in Westbury.
  • Homeowners in Salisbury, NY pay 1.19% of their income ($50,000 to $59,999) in insurance whereas homeowners in New Cassel, East Meadow and Westbury pay 1.15%, 1.18% and 1.19% respectively.
  • Salisbury, NY’s insurance is 1.8% of monthly housing costs of $3,063/month, for owners with a mortgage compared to 1.77% in New Cassel, 1.82% at East Meadow & 1.74% in Westbury. But, for households without a mortgage, insurance is 5.5% of costs ($1,001 in Salisbury, NY) in contrast with 5.28% in New Cassel, 5.41% at East Meadow & 5.45% in Westbury.

Salisbury, NY Home Values & Insurance rates

For example, insurance for 120 Homes (10.0% of total homes ) valued between $250,000 to $299,999 in Salisbury, NY is about $400. Rates in nearby areas in such as Nassau County, East Garden City, Carle Place are cheaper by $18, $120, $35 respectively while New Cassel and East Meadow are costlier by $113 and $22 respectively for similar homes.

Salisbury, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 55 4.0% $32
$125,000 to $149,999 12 1.0% $196
$150,000 to $174,999 17 1.0% $229
$200,000 to $249,999 36 3.0% $321
$250,000 to $299,999 120 10.0% $400
$300,000 to $399,999 936 79.0% $505

Renters Insurance in Salisbury

  • Average Renters Insurance in Salisbury :  $69($5/month)

  • Median Gross Rent in Salisbury :  $1,734

  • Salisbury Renters Insurance to Median Rent Ratio:  0.29%

  • Renter occupied housing units in Salisbury :  321

Salisbury Renters Insurance as a Percentage of Rent

Salisbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 7.0% $767
$300 to $499 47 16.0% $1217
$750 to $999 11 3.0% $2642
$1,000 to $1,499 10 3.0% $3767
$1,500 or more 192 68.0% $5417

Protective device discount in Salisbury Up to :  $10

Claims-free discount in Salisbury Up to :  $13