Round Rock Insurance Rates:

Round Rock, TX home insurance is approximately $898 to $1,218, about $74-$101/month. Our exhaustive analysis indicates shoppers can save upto $423 by comparing different quotes

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Round Rock Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $90/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1130 sqft Primary Residence Constructed In 1996 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1120/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

4 Beds, 4 Baths 2030 sqft Primary Residence Constructed In 2002 with Wood Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1510/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

3 Beds, 3 Baths 2370 sqft Seasonal Residence Constructed In 1986 with Wood Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Smoke Alarm, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $520/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 2020 sqft Rental Property Constructed In 1988 with Ceramic Tile Flooring, Tile Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Round Rock, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
78681 $213,000 $1,100
78664 $147,600 $1,050

Round Rock Rates & Quotes Analysis:

Round Rock Area Estimated House Insurance
Ridgefield Loop, S Ash Cv, Deep River Cir, Rainbow Cove, Campanella Cove, Hideaway Ln, Pin Oak Ln, Beckwood Trl, Hunters Lodge Dr, Walsh Dr$1,061
Adelen Ln, W Luminoso Ln, Oak Meadow Dr, Rosenborough Ln N, Deer Draw St, Baffin Cove, Tony Dr, Gleneagles Cove, Sparrow Dr, Fern Bluff Ave$1,090
Pointe Pl, Ashley Dr, Weddington Dr, Trey Ct, Hale Irwin Dr, Hummingbird Ct, Terra St, Rock Hill Rd, E Nakoma, Edville Ln$1,052
Stagecoach Trl, Co Rd 186, Stratford Ct, Tanner Cir, Bob Estes Cv, Overview St, Grove Dr, Erika Cove, Meandering Way, Texas Ave$1,067
Rabbit Run, Thompson Trl, Winding River Trl, Cami Path, Cushing Dr, Hillridge Dr, Chowan Way, Westvalley Pl, Scenic Ter, Highland Estates Dr$1,123
Tom Seaver Pl, Pheasant Hollow, Alazan Cv, Mayfield Dr, Pine Forest Cove, Sycamore Trl, Rustlers Rd, Inwood Cove, Settlers Park Loop, Whirlwind Trl$1,037
Lancaster Gate Dr, Sundrop Pl, Dixie Ln, Black Rock Bend, Wood Rock Dr, Whitetail Cove, Live Oak Cove, Limmer Loop, Vista Ave, Woodgreen Dr$1,041
Rachel Ln, Co Rd 173, Wyman Cove, Cactus Dr, Dry Creek Ct, Fred Couples Dr, Oak Vista Pl, Alexander Valley Cove, Hairy Man Rd, Old West Pl$1,023
Klattenhoff Ln, S Stone St, Royal Burgess Dr, N Mays St, Twin Terrace Ct, Barefoot Ln, Enchanted Rock Cove, College St, Lesa Ln, White Indigo Trl$1,055
San Fernando Ct, Latitude Ln, Sandy Koufax Ln, Ivy Ct, Acacia Dr, Chandler Crossing Cove, Hawk View St, Cedar Springs Pl, W Bagdad Ave, Jazz St$1,067

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,871 Homes (10% of total homes ) built between 1970 to 1979 in Round Rock are paying home insurance between $1,715-$1,731. Places close to Round Rock, TX such as Brushy Creek, Round Rock-Georgetown, Jollyville are more expensive by $45, $21, $29 respectively while Hutto and Leander are cheaper by $25 and $15 respectively for similar homes.
  • Bedrooms: 6,426 2 bedrooms homes (17% of total homes ) in Round Rock are paying about $646 and varies from Brushy Creek (+$16), Round Rock-Georgetown (+$7), Jollyville (+$11), Wells Branch (-$3) and Hutto (-$10).
  • Auto Insurance Bundling: 10,696 Households (52% of all households) in Round Rock have 2 vehicles available and when it is bundled with home insurance you can save $211. Discounts for similar bundling in close by locations such as Brushy Creek, Wells Branch, Pflugerville come to $217, $210, $211 respectively.
  • Senior Discounts: 5,964 seniors (more than 55 years) occupied housing units (29% of total) in Round Rock get discounts between $158 to $161. The comparative concessions in proximate regions such as Brushy Creek, Wells Branch and Round Rock-Georgetown are $162, $158 and $160 respectively.
  • New Homes discounts: New homes such as the 25,757 homes built between 2000 to 2009 in Round Rock can save $211 compared to Brushy Creek ($217), Wells Branch ($210), Pflugerville ($211).

Round Rock Homeowners insurance Facts

  • Round Rock, TX has 20,363 owner occupied houses which is 58.7% of all units whereas Brushy Creek, Windemere and Wells Branch have 75.34%, 0.0% and 32.28% respectively.
  • Round Rock, TX homeowners yearly insurance price at $1,058 is 0.63% of the typical house value of $168,100 which is in contrast with 0.5% in Brushy Creek, 0.66% at Wells Branch & 0.64% in Pflugerville.
  • Homeowners in Round Rock, TX pay 1.92% of their income ($50,000 to $59,999) in insurance whereas homeowners in Brushy Creek, Windemere and Wells Branch pay 1.97%, 1.75% and 1.92% respectively.
  • Round Rock, TX’s insurance is 5.4% of monthly housing costs of $1,634/month, for owners with a mortgage compared to 4.77% in Brushy Creek, 6.07% at Wells Branch & 5.38% in Pflugerville. But, for households without a mortgage, insurance is 15.8% of costs ($558 in Round Rock, TX) in contrast with 11.96% in Brushy Creek, 16.39% at Wells Branch & 13.56% in Pflugerville.

Round Rock, TX Home Values & Insurance rates

For example, insurance for 229 Homes (1.0% of total homes ) valued between Less than $50,000 in Round Rock, TX is about $148. Rates in nearby areas in such as Round Rock-Georgetown, Cedar Park, Georgetown are cheaper by $9, $9, $10 respectively while Pflugerville and Hutto are costlier by $10 and $29 respectively for similar homes.

Round Rock, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 229 1.0% $148
$80,000 to $89,999 267 1.0% $529
$90,000 to $99,999 430 2.0% $592
$100,000 to $124,999 3,049 15.0% $687
$125,000 to $149,999 3,460 17.0% $856
$150,000 to $174,999 3,547 18.0% $1015
$175,000 to $199,999 1,833 9.0% $1174
$200,000 to $249,999 3,173 16.0% $1417
$250,000 to $299,999 1,346 6.0% $1724
$300,000 to $399,999 1,753 9.0% $2200

Renters Insurance in Round Rock

  • Average Renters Insurance in Round Rock :  $167($13/month)

  • Median Gross Rent in Round Rock :  $1,025

  • Round Rock Renters Insurance to Median Rent Ratio:  1.27%

  • Renter occupied housing units in Round Rock :  14,320

Round Rock Renters Insurance as a Percentage of Rent

Round Rock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,851 13.0% $1916
$750 to $999 4,583 32.0% $2666
$1,000 to $1,499 5,595 39.0% $3791
$1,500 or more 1,766 12.0% $5441

Rent Affordability in Round Rock:

Approximately 33.0% (4,756) of households are spending more than 35% of their income on gross rent in Round Rock

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,581 11.0%
15.0 to 19.9 percent 2,366 16.0%
20.0 to 24.9 percent 2,238 15.0%
25.0 to 29.9 percent 1,905 13.0%
30.0 to 34.9 percent 1,474 10.0%
35.0 percent or more 4,756 33.0%

Protective device discount in Round Rock Up to :  $25

Claims-free discount in Round Rock Up to :  $33