Roswell Insurance Rates:

Roswell, GA home insurance is about $823 to $1,119, about $68-$93/month. Our complete guide reveals consumers can save as much as $388 by getting multiple quotes

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Roswell Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $1010/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

3 Beds, 3 Baths 1570 sqft Rental Property Constructed In 2008 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $1210/8 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $525,000

4 Beds, 4 Baths 2870 sqft Seasonal Residence Constructed In 1987 with Wood Flooring, Tile Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $570/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $380,000

3 Beds, 3 Baths 2390 sqft Seasonal Residence Constructed In 2010 with Carpet Flooring, Tile Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $220/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $340,000

3 Beds, 3 Bath 2360 sqft Seasonal Residence Constructed In 2005 with Stone Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Swimming Pool, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $780/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 2070 sqft Vacation Property Constructed In 1984 with Linoleum, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $80/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Bath 1970 sqft Rental Property Constructed In 2011 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Divorced Female who is Retired with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $250/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Baths 1240 sqft Rental Property Constructed In 1993 with Hardwood Flooring, Tile Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $280/2 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $445,000

4 Beds, 4 Bath 2800 sqft Rental Property Constructed In 2014 with Ceramic Tile Flooring, Tile Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $690/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 2020 sqft Primary Residence Constructed In 2003 with Ceramic Tile Flooring, Composition Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $980/8 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $475,000

4 Beds, 4 Bath 3310 sqft Seasonal Residence Constructed In 1985 with Stone Flooring, Tile Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1020/4 months for $400,000-$500,000 Coverage
Policy Holder Home Details :

Home Value : $435,000

5 Beds, 5 Baths 3505 sqft Primary Residence Constructed In 1991 with Wood Flooring, Composition Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Roswell, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30075 $330,200 $1,030
30076 $263,200 $970

Roswell Rates & Quotes Analysis:

Roswell Area Estimated House Insurance
Gorham Close, Holcombe Hill Ct, Knight Hood Ct, Orchard Trce, Green St, Smead Ct N, Wynfield Ct, Hembree Hollow Rd, Ridgebrook Pt, Applecross Dr$1,038
Pemberton Cove, Chattahoochee, Darien Park Dr, Parkmont Dr, Worthington Hills Ct, Kilmory Close, Centennial Trce, Weatherly Way, Pruitt Dr, Mill View Ave$887
Grace Hill Dr, Bright Water Cove, Wood Valley Trce, Chelveston Pl, Spindale Ct, Serendipity Way, Olde Roswell Grove, Nesbit Ridge Dr, Camber Woods Dr, Saint Michelle Dr$937
Shadow Springs Dr, Village Ln, Independence Ln, Vickery St, Freemanville Rd, Kristie Ln, Lakemont Dr, Mamie Ct, Northmeadow Pkwy, Bellingrath Blvd$936
Afton Dr, N Lake Dr, Stillridge Dr, Kensington Farms Dr, Park Walk Pt, Waters Cove Way, Softwood Cir, Walnut St, Hambledon Bend, Meadowland Ct$984
N Satinwood Dr, N Spalding Lake Dr, Honey Tree Ln, Saddle Lake Ct, Meadow Gate Close, Knoll Woods Ct, Rockingham St, Lake Mist Cove, Mae Ln, Worthington Hills Dr$959
Eaton Pl, Trakehner Tarn, Oxbo Dr, The 5th Green, Pine Grove Rd, Rock Creek Ln, Trail Pt NE, Hartridge Dr, Connemara Rd, Twinspur Ct$987
N Pond Cir, Hembree Grove Trl, Willow Wind Ct, Camden Glen Ct, Linton Rd, Tramore Ct, Hepplewhite Dr, Baywood Way, Cypress St, Glen Reserve$942
Misty Morning Ln, Sanctuary Pkwy, Spalding Ln, Commerce Pkwy, Haynes Forest Dr, Mount Rushmore Dr, Old Riverside Rd, Emily Ln, Crestview Cir, W Crossville Rd$918
Riverview Trl, Argylls Crst, Happy Hollow Rd, Needham St, Torrington Dr, Sweet Apple Cir, Wexford Hollow Run, Willeo Rd, E Creek Cir, Old Wesleyan Woods$1,023

Insurance rates are influenced by a number of factors including:

  • Year Built: 13,262 Homes (36% of total) built between 1980 to 1989 in Roswell are paying home insurance between $1,447-$1,462 and differs from Roswell-Alpharetta (+$27), Alpharetta (+$26), Dunwoody (+$61), Northeast Cobb (-$18) and Norcross (-$54).
  • Bedrooms: 8,902 2 bedrooms homes (24% of total homes ) in Roswell are paying about $679. Areas near to Roswell such as Roswell-Alpharetta, Alpharetta, Dunwoody are costlier by $13, $12, $29 respectively whereas Northeast Cobb and Norcross are more economical by $8, $25 respectively for similar homes.
  • Auto Insurance Bundling: 5,264 Households (22% of all households) in Roswell have 3 or more vehicles available and when it is bundled with home insurance you can save $242 in contrast with Roswell-Alpharetta ($247), Alpharetta ($246), Northeast Cobb ($239).
  • Senior Discounts: 9,751 seniors (more than 55 years) occupied housing units (41% of total) in Roswell get discounts between $145 to $148 and differs from Roswell-Alpharetta ($148), Northeast Cobb ($143), Dunwoody ($151).
  • New Homes discounts: New homes such as the 13,516 homes built between 2000 to 2009 in Roswell can save $194 compared to Roswell-Alpharetta ($197), Alpharetta ($197), Northeast Cobb ($191).

Roswell Homeowners insurance Facts

  • Roswell, GA has 23,253 owner occupied houses which is 68.7% of all units whereas Roswell-Alpharetta, Alpharetta and Northeast Cobb have 72.0%, 64.98% and 79.12% respectively.
  • Roswell, GA homeowners yearly insurance price at $970 is 0.33% of the typical house value of $293,200 which is in contrast with 0.3% in Roswell-Alpharetta, 0.3% at Alpharetta & 0.36% in Northeast Cobb.
  • Homeowners in Roswell, GA pay 7.76% of their income ($10,000 to $14,999) in insurance whereas homeowners in Roswell-Alpharetta, Alpharetta and Northeast Cobb pay 7.9%, 7.9% and 7.66% respectively.
  • Roswell, GA’s insurance is 3.9% of monthly housing costs of $2,089/month, for owners with a mortgage compared to 3.71% in Roswell-Alpharetta, 3.83% at Alpharetta & 4.16% in Northeast Cobb. But, for households without a mortgage, insurance is 12.6% of costs ($642 in Roswell, GA) in contrast with 12.51% in Roswell-Alpharetta, 12.87% at Alpharetta & 16.13% in Northeast Cobb.

Roswell, GA Home Values & Insurance rates

For example, insurance for 493 Homes (2.0% of total homes ) valued between $100,000 to $124,999 in Roswell, GA is about $358. Rates in nearby areas in such as Roswell-Alpharetta, Alpharetta, Dunwoody are cheaper by $32, $33, $65 respectively while Northeast Cobb and Norcross are costlier by $25 and $90 respectively for similar homes.

Roswell, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 181 1.0% $77
$100,000 to $124,999 493 2.0% $358
$125,000 to $149,999 739 4.0% $446
$150,000 to $174,999 1,101 6.0% $533
$175,000 to $199,999 1,538 8.0% $611
$200,000 to $249,999 4,176 24.0% $737
$250,000 to $299,999 3,519 20.0% $902
$300,000 to $399,999 5,025 29.0% $1154

Renters Insurance in Roswell

  • Average Renters Insurance in Roswell :  $49($4/month)

  • Median Gross Rent in Roswell :  $989

  • Roswell Renters Insurance to Median Rent Ratio:  0.4%

  • Renter occupied housing units in Roswell :  10,597

Roswell Renters Insurance as a Percentage of Rent

Roswell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 125 1.0% $1212
$500 to $749 824 7.0% $1887
$750 to $999 4,400 42.0% $2637
$1,000 to $1,499 3,623 35.0% $3762
$1,500 or more 1,280 12.0% $5412

Rent Affordability in Roswell:

Approximately 43.0% (4,629) of households are spending more than 35% of their income on gross rent in Roswell

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,241 11.0%
15.0 to 19.9 percent 1,585 14.0%
20.0 to 24.9 percent 989 9.0%
25.0 to 29.9 percent 1,117 10.0%
30.0 to 34.9 percent 1,036 9.0%
35.0 percent or more 4,629 43.0%

Roswell Renters Insurance Discounts:

Roswell Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Roswell, GA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 5,189 48.0% $4.9
2 vehicles available 3,710 35.0% $7.35
3 or more vehicles available 549 5.0% $9.8

Protective device discount in Roswell Up to :  $7

Claims-free discount in Roswell Up to :  $9