Rosemead Insurance Rates:

Rosemead, CA home insurance is approximately $542 to $734, about $45-$61/month. Our extensive analysis reveals consumers can save upto $255 by comparing many quotes

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Rosemead Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $260/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $265,000

2 Beds, 2 Bath 1340 sqft Primary Residence Constructed In 1967 with Stone Flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1310/9 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $515,000

3 Beds, 3 Bath 2250 sqft Primary Residence Constructed In 1954 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Married Female who is Retired with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $430/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

2 Beds, 2 Bath 910 sqft Primary Residence Constructed In 1962 with Stone Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Central Air Conditioning, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $370,000

2 Beds, 2 Bath 1540 sqft Primary Residence Constructed In 1968 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $470/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $350,000

4 Beds, 4 Bath 1990 sqft Vacation Property Constructed In 1965 with Linoleum, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $540/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

3 Beds, 3 Bath 1310 sqft Primary Residence Constructed In 1968 with Hardwood Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $380/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $305,000

3 Beds, 3 Baths 1580 sqft Seasonal Residence Constructed In 1980 with Carpet Flooring, Composition Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Central Air Conditioning, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Male who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $590/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $365,000

3 Beds, 3 Bath 1510 sqft Rental Property Constructed In 1950 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Rosemead, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
91770 $434,400 $650

Rosemead Rates & Quotes Analysis:

Rosemead Area Estimated House Insurance
Arica Ave, Delta Pl, Ridge Terrace Ln, la Madrina Dr, View Crest Dr, Loftus Dr, Firvale Ave, Rosemead Pl, S New Ave, de Adalena St$618
E Lincoln Ave, Pistache Ln, Blair St, Kelburn Ave, Wagon Wheel Ct, Keim St, Agnolo Dr, Oakmill Ave, N Jerseydale Ave, Loftus Dr$627
Ellingbrook Dr, Hacienda Pl, del Pino Dr, Claudia Ave, Eckhart Ave, Garvalia Ave, Marybeth Ave, Aspen Ln, Adobe Ave, Cameta Dr$647
Charlotte Ave, N View Crest Dr, Linwalt St, Langford Pl, Amber Rose Ln, N Las Flores Ave, Newmark Ave, E Loren Ln, Rose Glen Ave, Boydton St$649
S Dequine Ave, Cortada St, San Gabriel Bl, Damon St, Dubonnet Ave, Hazel Ave, Tomik Cir, Twin Ave, Drayer Ln, Fran Pl$624

Insurance rates are influenced by a number of factors including:

  • Year Built: 4,031 Homes (26% of total) built between 1950 to 1959 in Rosemead are paying home insurance between $1,197-$1,207 compared to Southwest San Gabriel Valley (+$11), San Gabriel (+$35), Temple City (+$39), South San Gabriel (-$10) and South El Monte (-$29).
  • Bedrooms: 5,032 3 bedrooms homes (34% of total homes ) in Rosemead are paying about $243 compared to East San Gabriel (+$9), San Marino (+$34), East Pasadena (+$4), South San Gabriel (-$3) and South El Monte (-$12).
  • Auto Insurance Bundling: 2,434 Households (35% of all households) in Rosemead have 2 vehicles available and when it is bundled with home insurance you can save $127 compared to South San Gabriel ($126), Southwest San Gabriel Valley ($128), San Gabriel ($131).
  • Senior Discounts: 3,184 seniors (more than 55 years) occupied housing units (46% of total) in Rosemead get discounts between $95 to $97 and varies from South San Gabriel ($94), Southwest San Gabriel Valley ($96), San Gabriel ($98).
  • New Homes discounts: New homes such as the 5,272 homes built between 2000 to 2009 in Rosemead can save $127 and varies from South San Gabriel ($126), Southwest San Gabriel Valley ($128), San Gabriel ($131).

Rosemead Homeowners insurance Facts

  • Rosemead, CA has 6,865 owner occupied houses which is 48.3% of all units whereas South San Gabriel, Southwest San Gabriel Valley and San Gabriel have 76.15%, 48.4% and 50.73% respectively.
  • Rosemead, CA homeowners yearly insurance price at $638 is 0.14% of the typical house value of $444,900 which is in contrast with 0.16% in South San Gabriel, 0.14% at Southwest San Gabriel Valley & 0.12% in San Gabriel.
  • Homeowners in Rosemead, CA pay 1.16% of their income ($50,000 to $59,999) in insurance whereas homeowners in South San Gabriel, Southwest San Gabriel Valley and San Gabriel pay 1.15%, 1.17% and 1.19% respectively.
  • Rosemead, CA’s insurance is 2.4% of monthly housing costs of $2,179/month, for owners with a mortgage compared to 2.55% in South San Gabriel, 2.39% at Southwest San Gabriel Valley & 2.3% in San Gabriel. But, for households without a mortgage, insurance is 14.1% of costs ($376 in Rosemead, CA) in contrast with 15.65% in South San Gabriel, 13.3% at Southwest San Gabriel Valley & 13.68% in San Gabriel.

Rosemead, CA Home Values & Insurance rates

For example, insurance for 184 Homes (7.0% of total homes ) valued between $200,000 to $249,999 in Rosemead, CA is about $319. Rates in nearby areas in such as Southwest San Gabriel Valley, San Gabriel, Temple City are cheaper by $17, $57, $63 respectively while South San Gabriel and South El Monte are costlier by $34 and $85 respectively for similar homes.

Rosemead, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 160 6.0% $31
$50,000 to $59,999 42 1.0% $70
$80,000 to $89,999 31 1.0% $121
$100,000 to $124,999 39 1.0% $153
$150,000 to $174,999 48 1.0% $229
$175,000 to $199,999 74 2.0% $267
$200,000 to $249,999 184 7.0% $319
$250,000 to $299,999 251 10.0% $389
$300,000 to $399,999 1,631 65.0% $497

Renters Insurance in Rosemead

  • Average Renters Insurance in Rosemead :  $117($9/month)

  • Median Gross Rent in Rosemead :  $1,176

  • Rosemead Renters Insurance to Median Rent Ratio:  0.77%

  • Renter occupied housing units in Rosemead :  7,347

Rosemead Renters Insurance as a Percentage of Rent

Rosemead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 171 2.0% $1229
$500 to $749 603 8.0% $1904
$750 to $999 1,169 16.0% $2654
$1,000 to $1,499 3,456 49.0% $3779
$1,500 or more 1,508 21.0% $5429

Rent Affordability in Rosemead:

Approximately 61.0% (4,512) of households are spending more than 35% of their income on gross rent in Rosemead

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 492 6.0%
15.0 to 19.9 percent 478 6.0%
20.0 to 24.9 percent 740 10.0%
25.0 to 29.9 percent 629 8.0%
30.0 to 34.9 percent 496 6.0%
35.0 percent or more 4,512 61.0%

Rosemead Renters Insurance Discounts:

Rosemead Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Rosemead, CA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 2,755 37.0% $11.7
2 vehicles available 2,248 30.0% $17.55
3 or more vehicles available 1,679 22.0% $23.4

Rosemead Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 646 8.0% $117
60 to 64 years 442 6.0% $94
65 to 74 years 645 8.0% $76
75 years and over 421 5.0% $58

Protective device discount in Rosemead Up to :  $17

Claims-free discount in Rosemead Up to :  $23