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Rio Rancho, NM Home Values & Insurance Rates

Rio Rancho, NM Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,262 4.0% $90
$80,000 to $89,999 498 1.0% $307
$90,000 to $99,999 791 2.0% $342
$100,000 to $124,999 2,975 10.0% $397
$125,000 to $149,999 3,760 12.0% $502
$150,000 to $174,999 4,932 16.0% $593
$175,000 to $199,999 3,325 11.0% $684
$200,000 to $249,999 4,932 16.0% $823
$250,000 to $299,999 3,057 10.0% $1005
$300,000 to $399,999 3,344 11.0% $1284

Rio Rancho Renters Insurance as a Percentage of Rent

Rio Rancho Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 101 1.0% $792
$300 to $499 374 4.0% $1242
$500 to $749 1,185 15.0% $1917
$750 to $999 2,164 28.0% $2667
$1,000 to $1,499 2,696 35.0% $3792
$1,500 or more 1,013 13.0% $5442

Example Rio Rancho Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 8010664
Year Built 200720131999
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Rio Rancho, NM

Home Insurance Company Near Rio Rancho, NM Homeowners Insurance Agency Near Rio Rancho, NM Address Distance from Rio Rancho, NM (miles)
J B Martin Insurance Agency 8500 Menaul Ne Ste B 345 Albuquerque, ABQ, NM, 87112 14.7
Farmers April Garcia Csd Csg Csp 322 Louisiana Blvd NE, Albuquerque, NM, 87108 16.7
State Farm Brian Anastasio 8625 Golf Course Road NW, Albuquerque, NM, 87114-5114 13.4
Allstate Rio Grande Insurance 1231 S. Saint Francis Drive Suite A , Santa Fe, NM, 87505 40.0
State Farm Sam Sample 3700 Osuna Rd NE Ste 514, Albuquerque, NM, 87109-4461 12.3


Estimated Home Insurance By Street Area Near Rio Rancho, NM

Rio Rancho Area Estimated House Insurance
Rincon de Romos Dr SE, Cll de Blas, Clle Azul, Cll Valle Serrano, Coyote Way NE, 21st St NW, Sombrerete Rd SE, Eastlake Dr SE, Ramah, 9th St SW$686
Ashley Ln NW, Seven Star Loop, Frontage Rd NE, 4th St SW, Spruce Meadows Dr NE, Alcano Cir NE, Jeffrey Rd NE, W la Entrada, Hill Rd NE, Cam de Las Huertas$783
W Ella Dr, Chihuahua Rd NE, 7th Ave NW, Chama River Ct NE, C de Baca Ln, Cam Alto, Cll Duranes, Mallard Ct NE, Villa Rd SE, Magrey Ln$700
Perfecto Lopez Rd, Spruce Mountain Loop NE, Willow Ct SE, 23rd St NW, Goldfinch Way NE, Railroad Track Rd, 13th St SE, San Lorenzo, Geraldine Pl SE, Wyalusing Rd NE$701
Sheriff's Posse Rd, Sanbusco Ct NE, Alero Cir NE, Dethomas Ln, Bluebird Rd, Cedar Ln SE, Quantum Rd NE, Doral Park Rd SE, Sawmill Rd, 16th St SW$678
Pawnee Ct NE, Cam Tres Ritos Ct, Gypsum Ct NE, Villa Pl SE, Talon Dr NE, Mark Rd NE, Cll Melinche, Main St, Iris Rd NE, Desert Zinnia Rd NE$701
Saint Andrews Dr SE, Yucca Trl, Cabeza Negra Ct SE, Sandia Vista Pl NE, Pecos Loop SE, W Meadowlark Ln, Autum Meadows, 20th Ave SE, Lemon Dr NE, Slice Ct SE$793
Maguey Ln, el Morro Dr SE, Sego Ln, Copper Dr NE, Ave Encento, Rock Rd NE, Cll Don Francisco, Stallion Loop SE, Third Mesa Ct, Trujillo Ln$773
Gunpowder Ct, Wild Horse Ln, Michelle Cir, Japura Ct NE, Diamond Peak Dr NE, Edith Rd, Medina Meadows Dr, Virgina Ct NE, Shelby Meadows Dr NE, Carin Ct SE$663
Alif Rd NE, Cll Dominguez, W Applewood, Ceniza Ln SE, Quail Meadow Rd, Via Faisan, Caballo Ct NE, Cll Corte, Dearborn Hills Dr NE, Arrowhead Ridge Dr SE$774

Rio Rancho, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Rio Rancho Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,000
Net Savings to Rio Rancho Home Owner from High Deductible Plan $1,200

Rio Rancho, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rio Rancho, NM Home Replacement Value MORE than Home Value Rio Rancho, NM Home Replacement Value LESS than Home Value
Replacement Value $220,500 $156,500
Insurance Premium based on Replacement Value $1,275 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year