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Richmond, IN Home Values & Insurance Rates

Richmond, IN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,588 18.0% $230
$50,000 to $59,999 599 6.0% $484
$60,000 to $69,999 897 10.0% $604
$70,000 to $79,999 819 9.0% $699
$80,000 to $89,999 835 9.0% $787
$90,000 to $99,999 519 6.0% $882
$100,000 to $124,999 1,269 14.0% $1025
$125,000 to $149,999 788 9.0% $1279
$150,000 to $174,999 457 5.0% $1510
$175,000 to $199,999 215 2.0% $1749
$200,000 to $249,999 301 3.0% $2098
$250,000 to $299,999 209 2.0% $2567
$300,000 to $399,999 128 1.0% $3259

Richmond Renters Insurance as a Percentage of Rent

Richmond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 328 5.0% $361
$200 to $299 584 9.0% $811
$300 to $499 1,201 18.0% $1261
$500 to $749 2,890 44.0% $1936
$750 to $999 1,002 15.0% $2686
$1,000 to $1,499 371 5.0% $3811
$1,500 or more 97 1.0% $5461

Example Richmond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmerican Family Insurance
Monthly Premium 944138
Year Built 197319871953
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$100000-$125000$75000-$100000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Richmond, IN

Home Insurance Company Near Richmond, IN Homeowners Insurance Agency Near Richmond, IN Address Distance from Richmond, IN (miles)
Delay Insurance Service & Assoc. 120 E Main St, Centerville, IN, 47330 5.7
Travelers American Investment Strategies Llc 61 MARCO LN, CENTERVILLE, OH, 45458 41.9
Travelers Fast Ins Agcy Inc 34-36 W MAIN ST, VERSAILLES, OH, 45380 34.4
State Farm Gary Hufstetler 526 Nilles Rd Ste 6, Fairfield, OH, 45014-2624 38.3
Liberty Mutual Independent Knight Willis Murphy Insurance Services 300 HIGH ST STE 101, HAMILTON, OH, 45011 34.7


Estimated Home Insurance By Street Area Near Richmond, IN

Richmond Area Estimated House Insurance
SW 8th St, Niewoehner Rd, Royal Oak Dr, Hayes Arboretum Rd, SW I Ct, Co Rd 650, Woodland Trail Dr, S J St, S 14th St, W Cart Rd$826
Richardson Ct, Country Club Ln, Highland Rd, Radcliff Ct, Waterfall Rd, North Dr, Lancashire Dr, S 8th St, S 9th St, Salisbury Rd S$834
S 5th St, W Pottershop Rd, Sheridan Dr, Industries Rd, SW 3rd Pl, S 17th St, Hiser Station Rd, S C Ct, Eaglewood Dr, Theresa Ln$840
Kirlin Rd, Berry Ln, Grove Rd, SW H, Oxford Dr, Oak Dr, Roby Ln, Beeson Rd, NW 9th St, SW F St$829
S Q St, Woody Pl, NW 19th St, S 8th St, Dana Dr, Elizabeth St, SW 6th St, SW 13th St, Wernle Rd, N H St$802

Richmond, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Richmond Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Richmond Home Owner from High Deductible Plan $600

Richmond, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richmond, IN Home Replacement Value MORE than Home Value Richmond, IN Home Replacement Value LESS than Home Value
Replacement Value $87,500 $57,500
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year