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Richardson, TX Home Values & Insurance Rates

Richardson, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 350 1.0% $138
$80,000 to $89,999 361 1.0% $490
$90,000 to $99,999 293 1.0% $544
$100,000 to $124,999 1,862 8.0% $629
$125,000 to $149,999 2,884 12.0% $789
$150,000 to $174,999 4,568 20.0% $938
$175,000 to $199,999 3,202 14.0% $1088
$200,000 to $249,999 4,052 17.0% $1301
$250,000 to $299,999 2,403 10.0% $1600
$300,000 to $399,999 2,389 10.0% $2027

Richardson Renters Insurance as a Percentage of Rent

Richardson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 320 2.0% $1238
$500 to $749 2,307 16.0% $1913
$750 to $999 3,625 25.0% $2663
$1,000 to $1,499 5,863 41.0% $3788
$1,500 or more 2,052 14.0% $5438

Example Richardson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateNationwide Insurance
Monthly Premium 12220464
Year Built 198620121990
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$100000-$125000
Deductible > $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Richardson, TX

Home Insurance Company Near Richardson, TX Homeowners Insurance Agency Near Richardson, TX Address Distance from Richardson, TX (miles)
Travelers Addison Insurance Group Llc 4004 BELTLINE RD STE 125B, ADDISON, TX, 75001 8.2
Travelers Al Boenker Insurance Agency Inc 6030 JACKSBORO HWY, FORT WORTH, TX, 76135 42.5
State Farm Carla Krumins 2805 Dallas Parkway Suite 245, Plano, TX, 75093-8754 8.5
Travelers Frost Insurance Agency Inc 5710 Lbj Freeway, Suite 460, Dallas, TX, 75240 6.7
State Farm Shelley Dietrich 2308 Ridge Rd Ste A, Rockwall, TX, 75087-5154 14.9

Estimated Home Insurance By Street Area Near Richardson, TX

Richardson Area Estimated House Insurance
Callejo Rd, Winterwood Ct, Cap Rock Cir, Silverstone Dr, Parkview Cir, Bobby Boyd Ln, Park Meadow Ln, Cori Pl, Poppy Ln, Gorham Dr$1,089
Chariot Ln, Howard Ln, Cotswolds Ct, Sotogrande Dr, N Lindale Ln, S Spring Creek Dr, Haynes Dr, Cavalier Ct, Cumberland Pl, Southwick Dr$1,062
Custer Pkwy, Greenleaf Dr, Regal Ct, Stacey Ct, Oakmont Pl, Kelly Cir, W Muirfield Rd, Excalibur Cir, Industrial Dr, Clear Springs Cir$1,093
Elmwood Dr, Harvest Glen Dr, Eton Dr, Hanover Dr, Bates Dr, Norfolk Dr, Springtree Cir, Garden View Ln, Sandy Trl, Rockport Cir$1,089
Ivanridge Ln, Martha Manor, Osage Dr, Tralee Ln, Chadwick Ln, Fall Creek Ct, Derby Dr, Grove Park Ln, Vineyard Trl, Belt Line Cove$1,088
Drawbridge Ln, Woodsprings Dr, Hampshire Ln, Butternut Dr, Sallie Cir, Raford Hill Ln, Shadycreek Dr, Shenandoah Pl, Loganwood Ave, Chadwick Pl$1,068
Lookout Dr, Hillsdale Dr, S Bowser Rd, Boulder Trl, Dunrobin, Analog Dr, Barclay Ln, Tejas Trl, Carolina Ct, Rimes Dr$1,088
E Lookout Dr, Milford Ave, Eastpark Dr, Stardust Ln, Hillside Ave, Canyon Meadow Dr, Kellie St, Commerce Dr, Dumont Dr, Fireside Ct$1,092
Queen Victoria Ct, Regency Dr, Shannon Ct, Beth Ct, E Prairie Creek Dr, Aberdeen Dr, Yorkshire Ct, Allegheny Ct, White Cliff Ln, Wicklow Ln$1,102
Cavalier Plz, Kent Brown Rd, Carnoustie Ct, S Sherman St, Hilltop Ave, Winding Brook Ln, Cherokee Dr, Forest Park Dr, Meadowcove Dr, Collins Ct$1,090

Richardson, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Richardson Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,700$10,200
Net Savings to Richardson Home Owner from High Deductible Plan $1,500

Richardson, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richardson, TX Home Replacement Value MORE than Home Value Richardson, TX Home Replacement Value LESS than Home Value
Replacement Value $279,000 $169,000
Insurance Premium based on Replacement Value $2,225 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,000 Risk Exposure from Under Insuring Coverage is $54,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $450/year