Renton Insurance Rates:

Renton, WA home insurance is about $518 to $704, about $43-$58/month. Our complete guide indicates shoppers can save upto $244 by getting multiple quotes

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Renton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $440/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $215,000

2 Beds, 2 Bath 1350 sqft Seasonal Residence Constructed In 2013 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Male who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1070/10 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $680,000

5 Beds, 5 Baths 3990 sqft Rental Property Constructed In 1982 with Linoleum, Metal Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $620/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

2 Beds, 2 Bath 1590 sqft Primary Residence Constructed In 1993 with Wood Flooring, Wood Shake Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $400/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 970 sqft Seasonal Residence Constructed In 2006 with Hardwood Flooring, Metal Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Fire Extinguisher, Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Bath 1580 sqft Vacation Property Constructed In 2001 with Carpet Flooring, Tile Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1050/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $490,000

5 Beds, 5 Baths 3090 sqft Primary Residence Constructed In 1990 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Central Air Conditioning, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $200/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

4 Beds, 4 Bath 1750 sqft Rental Property Constructed In 1970 with Hardwood Flooring, Slate Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $890/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $480,000

4 Beds, 4 Baths 2950 sqft Rental Property Constructed In 1998 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Female who is Retired and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $900/8 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $460,000

4 Beds, 4 Baths 2560 sqft Rental Property Constructed In 2009 with Carpet Flooring, Composition Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $1940/3 months for $175,000-$200,000 Coverage
Policy Holder Home Details :

Home Value : $230,000

2 Beds, 2 Baths 1147 sqft Primary Residence Constructed In 1960 with Hardwood Flooring, Shingles Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fireplace, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Renton, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98059 $371,300 $640
98056 $351,900 $640
98058 $316,200 $630
98055 $286,800 $610

Renton Rates & Quotes Analysis:

Renton Area Estimated House Insurance
SE 7th Ct, Oaksdale Ave SW, SE 180th St, SE 206th Pl, Coulon Beach Acrd, Wells Ct S, Hoquiam Pl NE, Nile Ave NE, SW 5th St, Raymond Ct NW$618
Lake Ridge Pl S, 172 Ln SE, S 135th St, Underwood Pl SE, S 177th St, W Spring Lake Dr SE, Hayes Pl SW, W Perimeter Rd, S 118th Pl, Monroe Ct NE$651
SE 71st Pl, Beacon Coal Mine Rd S, E Spring Lake Dr SE, S Renton Village Pl, S 129th Pl, Williams Ave S, 118th Ct SE, SE Maple Valley Hwy, SE 154th Pl, Renton Center Way SW$589
N 3rd St, N 37th St, S 131st Pl, S 238th Pl, Bremerton Ave SE, SE 156th Ct, SE 157th Ct, NE 29th Ct, 150th Ln SE, SE 165th Way$617
Dayton Ave NE, 70th Ave S, S 30th Pl, Smithers Ave S, SW 21st St, Wells Ave S, SE 172nd Ln, SE 114th St, S 22nd Pl, 103rd Pl SE$618
SE 142nd Pl, Ridgeview Dr, SE 187th Pl, Redmond Pl NE, Wells Ave N, SE 124th Pl, Kirkland Ct SE, 137 Ave SE, S 6th St, Stevens Ave SW$682
Seneca Ave SW, Monroe Ave NE, SW Victoria St, SE 201st St, Camas Ave SE, 106th Ct SE, Park Ave N, Lake Kathleen Rd SE, SE 145th St, 71st Ave S$624
Ferndale Ave NE, SE 183rd Pl, 75th Ave S, S 150th Pl, SE 116th Pl, Naches Ave, S Grady Way, Shattuck Pl S, Pierce Ave SE, Whitman Ave NE$609
Chelan Ct NE, SW 34th St, SE 83rd St, S 198th St, SE 105th Pl, SE 79th Dr, Raymond Ave SW, State Rte 167, Kitsap Ave NE, 92nd Ave S$683
Ilwaco Pl NE, 115th Ct SE, S 134th Pl, NE 5th Cir, NE 9th Ct, Cornell Ave S, 110th Ct SE, SE 188th Ct, SE 11th Pl, 76th Ave S$606

Insurance rates are influenced by a number of factors including:

  • Year Built: 6,337 Homes (16% of total) built between 1980 to 1989 in Renton are paying home insurance between $911-$920 compared to Fairwood (+$14), Newcastle (+$85), East Renton Highlands (+$21), Tukwila (-$13) and SeaTac (-$20).
  • Bedrooms: 12,068 2 bedrooms homes (32% of total homes ) in Renton are paying about $275. Areas near to Renton such as Fairwood, Newcastle, East Renton Highlands are costlier by $4, $26, $13 respectively whereas White Center and Parkwood are more economical by $5, $3 respectively for similar homes.
  • Auto Insurance Bundling: 5,453 Households (26% of all households) in Renton have 3 or more vehicles available and when it is bundled with home insurance you can save $152 in contrast with Bryn Mawr-Skyway ($153), Fairwood ($155), Tukwila ($150).
  • Senior Discounts: 7,033 seniors (more than 55 years) occupied housing units (34% of total) in Renton get discounts between $91 to $93. The comparative concessions in proximate regions such as Bryn Mawr-Skyway, Fairwood and Tukwila are $92, $93 and $90 respectively.
  • New Homes discounts: New homes such as the 18,495 homes built between 2000 to 2009 in Renton can save $122 and similar new home insurance discounts in nearby towns and cities like Bryn Mawr-Skyway, Fairwood and Tukwila are $122, $124 and $120 respectively.

Renton Homeowners insurance Facts

  • Renton, WA has 20,264 owner occupied houses which is 55.3% of all units whereas Bryn Mawr-Skyway, Fairwood and Tukwila have 58.29%, 73.05% and 39.34% respectively.
  • Renton, WA homeowners yearly insurance price at $611 is 0.2% of the typical house value of $299,500 which is in contrast with 0.2% in Bryn Mawr-Skyway, 0.18% at Fairwood & 0.23% in Tukwila.
  • Homeowners in Renton, WA pay 1.11% of their income ($50,000 to $59,999) in insurance whereas homeowners in Bryn Mawr-Skyway, Fairwood and Tukwila pay 1.12%, 1.13% and 1.09% respectively.
  • Renton, WA’s insurance is 2.5% of monthly housing costs of $2,061/month, for owners with a mortgage compared to 2.71% in Bryn Mawr-Skyway, 2.41% at Fairwood & 2.8% in Tukwila. But, for households without a mortgage, insurance is 8.9% of costs ($575 in Renton, WA) in contrast with 8.27% in Bryn Mawr-Skyway, 7.69% at Fairwood & 8.52% in Tukwila.

Renton, WA Home Values & Insurance rates

For example, insurance for 323 Homes (2.0% of total homes ) valued between $100,000 to $124,999 in Renton, WA is about $219. Rates in nearby areas in such as Bryn Mawr-Skyway, Newcastle, Maple Heights-Lake Desire are cheaper by $5, $86, $59 respectively while Tukwila and SeaTac are costlier by $27 and $50 respectively for similar homes.

Renton, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 831 5.0% $48
$100,000 to $124,999 323 2.0% $219
$125,000 to $149,999 403 2.0% $274
$150,000 to $174,999 913 5.0% $329
$175,000 to $199,999 1,047 6.0% $378
$200,000 to $249,999 2,937 18.0% $458
$250,000 to $299,999 3,272 21.0% $556
$300,000 to $399,999 5,403 34.0% $708

Renters Insurance in Renton

  • Average Renters Insurance in Renton :  $135($11/month)

  • Median Gross Rent in Renton :  $1,089

  • Renton Renters Insurance to Median Rent Ratio:  1.01%

  • Renter occupied housing units in Renton :  16,359

Renton Renters Insurance as a Percentage of Rent

Renton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 174 1.0% $333
$200 to $299 368 2.0% $783
$300 to $499 440 2.0% $1233
$500 to $749 1,638 10.0% $1908
$750 to $999 3,921 24.0% $2658
$1,000 to $1,499 6,457 40.0% $3783
$1,500 or more 3,111 19.0% $5433

Rent Affordability in Renton:

Approximately 36.0% (5,976) of households are spending more than 35% of their income on gross rent in Renton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,595 9.0%
15.0 to 19.9 percent 2,412 14.0%
20.0 to 24.9 percent 2,286 13.0%
25.0 to 29.9 percent 1,978 12.0%
30.0 to 34.9 percent 2,112 12.0%
35.0 percent or more 5,976 36.0%

Protective device discount in Renton Up to :  $20

Claims-free discount in Renton Up to :  $27