Reidsville Insurance Rates:

Reidsville, GA home insurance is roughly $713 to $977, about $59-$81/month. Our complete guide reveals consumers can save as much as $338 by getting many quotes

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Reidsville, Georgia Home Insurance reviews to distinguish between reality & fairy tales. Compare real quotes from top providers & buy the cheapest.

Reidsville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $160/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $75,000

3 Beds, 3 Baths 1450 sqft Vacation Property Constructed In 1972 with Hardwood Flooring, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $75,000

3 Beds, 3 Bath 1310 sqft Vacation Property Constructed In 1991 with Stone Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Married Male who is a Freelancer with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $180/8 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $75,000

3 Beds, 3 Baths 1500 sqft Primary Residence Constructed In 1970 with Wood Flooring, Tile Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $320/12 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

4 Beds, 4 Bath 1950 sqft Rental Property Constructed In 1983 with Linoleum, Wood Shake Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Swimming Pool, Indoor Sprinklers, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $400/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Bath 2750 sqft Primary Residence Constructed In 2008 with Linoleum, Shingles Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Divorced Male who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $210/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 2730 sqft Primary Residence Constructed In 1973 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $170/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

4 Beds, 4 Baths 1790 sqft Primary Residence Constructed In 2013 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Male who is Retired with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $140/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Bath 2360 sqft Rental Property Constructed In 1984 with Carpet over wood flooring, Metal Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Reidsville, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30453 $69,600 $860

Reidsville Rates & Quotes Analysis:

Reidsville Area Estimated House Insurance
Industrial Dr, Co Rd 591, Southside Dr, Hutcheson St, Antietum Rd, Co Rd 235, Scott Mosley Rd, Mimosa Cir, Lynntown Rd, Co Rd 230$841
Goons Bay Dr, Jack Rogers Rd, Little Flock Church Rd, Co Rd 237, Ellis St, Lloyd Rd, Hart St, Cardinal Ln, Leigh Cir, Tippins Lake Community$853
Robert Tootle Rd, Co Rd 180, Levi Ln, Riverbank Rd, Eastside Dr, Ed Lanier Rd, River Ridge Rd, Talmadge Lynn Rd, Reidsville Pinegrove Church Rd, Arnold Ln$844
Fowler Ln, Howard Willis Rd, Joe Kennedy Rd, Co Rd 491, Co Rd 4, Co Rd 157, Lannie Strickland Rd, Robin Rd, Co Rd 15, Oglethorpe Ave$840
Co Rd 172, Gladys Mack Rogers Rd, Holmes St, Dewitt Tatum Rd, Wilkes Ln, State Rte 147, Tattnall St, Sharpe St, Middle Rd, Ernest Webber Rd$843

Insurance rates are influenced by a number of factors including:

  • Year Built: 882 Homes (21% of total homes ) built between 1980 to 1989 in Reidsville are paying home insurance between $1,261-$1,274. Places close to Reidsville, GA such as Tattnall County, Manassas, Glennville are more expensive by $17, $112, $33 respectively while Cobbtown and Surrency are cheaper by $10 and $16 respectively for similar homes.
  • Bedrooms: 295 4 bedrooms homes (7% of total homes ) in Reidsville are paying about $1,115. Areas near to Reidsville such as Tattnall County, Manassas, Glennville are costlier by $16, $90, $20 respectively whereas Cobbtown and Surrency are more economical by $8, $5 respectively for similar homes.
  • Auto Insurance Bundling: 789 Households (37% of all households) in Reidsville have 2 vehicles available and when it is bundled with home insurance you can save $169 and differs from Tattnall County ($171), Mendes ($170), Manassas ($184).
  • Senior Discounts: 926 seniors (more than 55 years) occupied housing units (43% of total) in Reidsville get discounts between $125 to $127. The comparative concessions in proximate regions such as Tattnall County, Manassas and Glennville are $128, $138 and $130 respectively.
  • New Homes discounts: New homes such as the 1,827 homes built between 2000 to 2009 in Reidsville can save $169 and similar new home insurance discounts in nearby towns and cities like Tattnall County, Mendes and Manassas are $171, $170 and $184 respectively.

Reidsville Homeowners insurance Facts

  • Reidsville, GA has 2,120 owner occupied houses which is 66.9% of all units whereas Tattnall County, Mendes and Manassas have 70.99%, 100.0% and 77.97% respectively.
  • Reidsville, GA homeowners yearly insurance price at $845 is 1.33% of the typical house value of $63,300 which is in contrast with 1.02% in Tattnall County, 1.07% at Mendes & 0.46% in Manassas.
  • Homeowners in Reidsville, GA pay 4.83% of their income ($15,000 to $19,999) in insurance whereas homeowners in Tattnall County, Manassas and Glennville pay 4.9%, 5.26% and 4.95% respectively.
  • Reidsville, GA’s insurance is 7.9% of monthly housing costs of $889/month, for owners with a mortgage compared to 7.64% in Tattnall County, 4.21% at Manassas & 6.93% in Glennville. But, for households without a mortgage, insurance is 21.2% of costs ($332 in Reidsville, GA) in contrast with 21.19% in Tattnall County, 17.04% at Manassas & 21.06% in Glennville.

Reidsville, GA Home Values & Insurance rates

For example, insurance for 183 Homes (8.0% of total homes ) valued between $90,000 to $99,999 in Reidsville, GA is about $1,267. Rates in nearby areas in such as Tattnall County, Glennville, Bellville are cheaper by $308, $479, $535 respectively while Collins and Surrency are costlier by $32 and $494 respectively for similar homes.

Reidsville, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 777 37.0% $329
$50,000 to $59,999 241 11.0% $692
$60,000 to $69,999 127 6.0% $861
$70,000 to $79,999 106 5.0% $997
$80,000 to $89,999 78 3.0% $1132
$90,000 to $99,999 183 8.0% $1267
$100,000 to $124,999 203 9.0% $1461
$125,000 to $149,999 137 6.0% $1833
$150,000 to $174,999 125 5.0% $2163
$200,000 to $249,999 22 1.0% $3008
$250,000 to $299,999 62 2.0% $3675

Renters Insurance in Reidsville

  • Average Renters Insurance in Reidsville :  $362($30/month)

  • Median Gross Rent in Reidsville :  $485

  • Reidsville Renters Insurance to Median Rent Ratio:  6.19%

  • Average household size of renter-occupied unit :  2.87

Reidsville Renters Insurance as a Percentage of Rent

Reidsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 195 21.0% $390
$200 to $299 40 4.0% $840
$300 to $499 255 27.0% $1290
$500 to $749 324 34.0% $1965
$750 to $999 104 11.0% $2715
$1,000 to $1,499 10 1.0% $3840

Rent Affordability in Reidsville:

Approximately 42.0% (443) of households are spending more than 35% of their income on gross rent in Reidsville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 186 17.0%
15.0 to 19.9 percent 110 10.0%
20.0 to 24.9 percent 177 16.0%
25.0 to 29.9 percent 50 4.0%
30.0 to 34.9 percent 84 8.0%
35.0 percent or more 443 42.0%

Protective device discount in Reidsville Up to :  $54

Claims-free discount in Reidsville Up to :  $72