Raymond Insurance Rates:

Raymond, NH home insurance is nearly $588 to $802, about $49-$66/month. Our detailed guide indicates shoppers can save upto $278 by comparing multiple quotes

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Compare & get the cheapest Raymond, New Hampshire home insurance quote while also getting the best customer & claims service.

Raymond Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $240/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Bath 1910 sqft Rental Property Constructed In 1986 with Ceramic Tile Flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $90/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $215,000

3 Beds, 3 Baths 1570 sqft Primary Residence Constructed In 1992 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $90/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1690 sqft Rental Property Constructed In 1998 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $70/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 1660 sqft Vacation Property Constructed In 2011 with Wood Flooring, Composition Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Swimming Pool, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $420/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 1520 sqft Vacation Property Constructed In 1983 with Hardwood Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $40/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Baths 2350 sqft Rental Property Constructed In 1985 with Stone Flooring, Shingles Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Married Female who is Retired with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $150/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 1420 sqft Seasonal Residence Constructed In 1994 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Swimming Pool, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $480/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $405,000

4 Beds, 4 Baths 3000 sqft Primary Residence Constructed In 1994 with Linoleum, Metal Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Married Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Raymond Rates & Quotes Analysis:

Raymond Area Estimated House Insurance
W Shore Dr, Kula Ct, Whitey Ct, Bayou Dr, Coolidge Way, Donna Ln, Henry Ct, Enterprise Way, Critchett Rd, Daybreak Way$691
Ann Logan Cir, Village Dr, Moulton St, John St, Phyllis Ave, Green Road Cmns, Ledgewood Ln, Raspberry Ln, Mooers Rd, Lucille Dr$694
Branch Rd, Bald Hill Rd, Eastside Dr, Kings Dr, Littlefield Dr, Regina Ave, Gile Rd, Raiders Ln, Shirley Ave, Sherry Ln$694
Forest Ln, Patricia Ave, Abbey Rd, Glenn Ridge Rd, Boxwood Ln, Saddle Path Rd, Agent Rd, State Rte 156, Crowley Ct, Peach Tree Ct$695
Barberry Ln, Welch St, Old Ham Rd, Freetown Rd, Mica Dr, Scribner Rd, Pamela Ln, Meindle Rd, Deborah Ave, Kelley Ln$690

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,075 Homes (25% of total) built between 1980 to 1989 in Raymond are paying home insurance between $1,036-$1,047 compared to Chester (+$60), Fremont (+$20), Rockingham County (+$38), Allenstown (-$21) and Rochester (-$11).
  • Bedrooms: 1,491 2 bedrooms homes (36% of total homes ) in Raymond are paying about $362. Areas near to Raymond such as Chester, Rockingham County, Epping are costlier by $21, $13, $5 respectively whereas Derry and Allenstown are more economical by $4, $8 respectively for similar homes.
  • Auto Insurance Bundling: 917 Households (29% of all households) in Raymond have 3 or more vehicles available and when it is bundled with home insurance you can save $173. Discounts for similar bundling in close by locations such as Chester, Fremont, Rockingham County come to $183, $177, $180 respectively.
  • Senior Discounts: 1,203 seniors (more than 55 years) occupied housing units (39% of total) in Raymond get discounts between $103 to $106 in contrast with Chester ($110), Fremont ($106), Rockingham County ($108).
  • New Homes discounts: New homes such as the 1,312 homes built between 2000 to 2009 in Raymond can save $139 and differs from Chester ($147), Fremont ($141), Rockingham County ($144).

Raymond Homeowners insurance Facts

  • Raymond, NH has 3,060 owner occupied houses which is 78.9% of all units whereas Chester, Fremont and Rockingham County have 94.07%, 85.71% and 77.3% respectively.
  • Raymond, NH homeowners yearly insurance price at $695 is 0.34% of the typical house value of $207,100 which is in contrast with 0.22% in Chester, 0.28% at Fremont & 0.25% in Rockingham County.
  • Homeowners in Raymond, NH pay 2.14% of their income ($30,000 to $34,999) in insurance whereas homeowners in Chester, Fremont and Rockingham County pay 2.26%, 2.18% and 2.22% respectively.
  • Raymond, NH’s insurance is 2.9% of monthly housing costs of $1,972/month, for owners with a mortgage compared to 2.43% in Chester, 2.71% at Fremont & 2.72% in Rockingham County. But, for households without a mortgage, insurance is 8.2% of costs ($705 in Raymond, NH) in contrast with 7.52% in Chester, 8.35% at Fremont & 7.4% in Rockingham County.

Raymond, NH Home Values & Insurance rates

For example, insurance for 57 Homes (1.0% of total homes ) valued between $70,000 to $79,999 in Raymond, NH is about $250. Rates in nearby areas in such as Chester, Sandown, South Hooksett are cheaper by $89, $51, $45 respectively while Rochester and Lawrence are costlier by $31 and $76 respectively for similar homes.

Raymond, NH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 300 10.0% $83
$50,000 to $59,999 39 1.0% $173
$70,000 to $79,999 57 1.0% $250
$90,000 to $99,999 51 1.0% $312
$100,000 to $124,999 151 5.0% $368
$125,000 to $149,999 208 7.0% $458
$150,000 to $174,999 300 10.0% $542
$175,000 to $199,999 302 10.0% $625
$200,000 to $249,999 683 22.0% $750
$250,000 to $299,999 564 18.0% $924
$300,000 to $399,999 291 9.0% $1174

Renters Insurance in Raymond

  • Average Renters Insurance in Raymond :  $139($11/month)

  • Median Gross Rent in Raymond :  $1,112

  • Raymond Renters Insurance to Median Rent Ratio:  0.99%

  • Renter occupied housing units in Raymond :  818

Raymond Renters Insurance as a Percentage of Rent

Raymond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 8 1.0% $1234
$500 to $749 88 11.0% $1909
$750 to $999 98 12.0% $2659
$1,000 to $1,499 488 63.0% $3784
$1,500 or more 76 9.0% $5434

Protective device discount in Raymond Up to :  $20

Claims-free discount in Raymond Up to :  $27