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Randolph, NJ Home Values & Insurance Rates

Randolph, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 42 2.0% $37
$100,000 to $124,999 38 2.0% $175
$175,000 to $199,999 22 1.0% $305
$200,000 to $249,999 97 6.0% $370
$250,000 to $299,999 185 11.0% $453
$300,000 to $399,999 1,176 74.0% $583

Randolph Renters Insurance as a Percentage of Rent

Randolph Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 1.0% $749
$300 to $499 50 2.0% $1199
$500 to $749 102 4.0% $1874
$1,000 to $1,499 1,733 74.0% $3749
$1,500 or more 386 16.0% $5399

Example Randolph Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 183230444
Year Built 200419761966
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$800000-$900000More than 10000000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Randolph, NJ

Home Insurance Company Near Randolph, NJ Homeowners Insurance Agency Near Randolph, NJ Address Distance from Randolph, NJ (miles)
Modica Associates, Inc. 374 Court St Brooklyn, NYC, NY, 11231 32.4
Erie Cooke Insurance Agency Llc 606 Stones Crossing Road, Easton, PA, 18045 38.1
Travelers Hutchings Agency Inc 45 Dolson Ave, Middletown, NY, 10940 41.8
State Farm Jeannie Kreeger 2435 Butler St, Easton, PA, 18042-5302 36.6
Travelers Small & Son 16 S 7TH ST, STROUDSBURG, PA, 18360 33.6

Estimated Home Insurance By Street Area Near Randolph, NJ

Randolph Area Estimated House Insurance
Overlook Ave, Mel Dr, Barclay Ct, E Logan Rd, Guy St, Leigh Ct, Lincoln Rd, Center Grove Rd, Rebecca Ct, Clearview Dr$921
Evergreen Ln, Schooner Ct, Alcor Rd, Misty Mountain Dr, Leonard Ln, Old Coach Rd, Cromwell Ln, Cedar Ter, Rose Way, Chrystal St$953
W Chrystal St, Tudor Pl, Sorman Ter, Longhill Rd, Everdale Rd, Oakwood Rd, Center Rd, Center Grove Rd, Windsor Ave, Boulder Ridge Dr$898
Cromwell Dr, Champlain Ct, Harmony Ln, Jared Dr, Bonnell Ln, Wooded Hill Ln, Mariner Dr, Kaye Pl, Roslyn Way, Bragman Rd$909
Allen Way, Berry Ln, Greenhut Ave, Van Nostrand Ave, Olde York Rd, Monroe St, Deepdale Dr, Canterbury Ct, Morey Ln, Timber Ln$937

Randolph, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Randolph Homeowner Insurance Premium Example $3,300$2,700
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $24,300$23,100
Net Savings to Randolph Home Owner from High Deductible Plan $1,200

Randolph, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Randolph, NJ Home Replacement Value MORE than Home Value Randolph, NJ Home Replacement Value LESS than Home Value
Replacement Value $676,500 $495,000
Insurance Premium based on Replacement Value $3,375 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $126,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $275/year