Radnor Insurance Rates:

Radnor, PA home insurance is approximately $771 to $1,065, about $64-$88/month. Our complete guide reveals consumers can save as much as $367 by comparing many quotes

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Radnor Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $390/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $640,000

5 Beds, 5 Baths 2550 sqft Vacation Property Constructed In 1995 with Hardwood Flooring, Tile Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Single Male who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $2090/8 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,000,000

4 Beds, 4 Baths 3190 sqft Rental Property Constructed In 1949 with Wood Flooring, Tile Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $600/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $275,000

2 Beds, 2 Bath 1050 sqft Seasonal Residence Constructed In 1944 with Stone Flooring, Tile Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $410/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

2 Beds, 2 Bath 1060 sqft Seasonal Residence Constructed In 1981 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $2180/10 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $545,000

3 Beds, 3 Bath 1710 sqft Primary Residence Constructed In 1965 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $2860/9 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,475,000

5 Beds, 5 Bath 4850 sqft Seasonal Residence Constructed In 1998 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Divorced Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $710/7 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $550,000

2 Beds, 2 Bath 1660 sqft Primary Residence Constructed In 1944 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $1470/7 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $500,000

5 Beds, 5 Baths 1550 sqft Primary Residence Constructed In 1987 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Fireplace, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1100/4 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $800,000

4 Beds, 4 Baths 2420 sqft Primary Residence Constructed In 1940 with Linoleum, Asphalt Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $1790/8 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $680,000

3 Beds, 3 Baths 2350 sqft Rental Property Constructed In 1965 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Radnor, PA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
19087 $480,600 $870

Radnor Rates & Quotes Analysis:

Radnor Area Estimated House Insurance
S Bryn Mawr Ave, Lynch Rd, Lowrys Ln, Glenwyd Rd, Barclay Rd, Radnor Street Rd, Wentworth Ln, Bethel Ln, Lesley Rd, Summit Dr$910
Meadowood Rd, Beechwood Dr, Arbordale Rd, King of Prussia Rd, Oak Ter, Buckingham Dr, Harvard Ln, Northwoods Rd, Wyldhaven Rd, Dartmouth Rd$929
Louella Dr, Landover Rd, N Radnor Chester Rd, Biddulph Rd, Gramont Ln, Hunt Rd, Old Sugartown Rd, Meadowbrook Ave, S Ithan Ave, Bloomingdale Ave$983
Round Hill Rd, Cowens Aly, Wistar Rd, Meadowcrest Rd, N Wayne Ave, N Ithan Ave, Leighton Dr, Charles Dr, Chilton Way, Brandymede Pl$954
Iven Ave, Goshen Rd, Colony Rd, Cornell Dr, Highview Rd, Harrison Ln, Hermitage Ln, Brooklea Rd, Woodland Ct, Newtown Rd$987

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,898 Homes (17% of total homes ) built between 1960 to 1969 in Radnor are paying home insurance between $1,607-$1,621. Places close to Radnor, PA such as while Bryn Mawr and Devon are cheaper by $202 and $105 respectively for similar homes.
  • Bedrooms: 2,174 3 bedrooms homes (20% of total homes ) in Radnor are paying about $790 and varies from , Bryn Mawr (-$100) and Devon (-$52).
  • Auto Insurance Bundling: 3,365 Households (49% of all households) in Radnor have 2 vehicles available and when it is bundled with home insurance you can save $183 and varies from Bryn Mawr ($160), Devon ($171), Haverford College ($131).
  • Senior Discounts: 3,375 seniors (more than 55 years) occupied housing units (49% of total) in Radnor get discounts between $136 to $139. The comparative concessions in proximate regions such as Bryn Mawr, Devon and Haverford College are $120, $128 and $98 respectively.
  • New Homes discounts: New homes such as the 2,994 homes built between 2000 to 2009 in Radnor can save $183 and similar new home insurance discounts in nearby towns and cities like Bryn Mawr, Devon and Haverford College are $160, $171 and $131 respectively.

Radnor Homeowners insurance Facts

  • Radnor, PA has 6,795 owner occupied houses which is 67.8% of all units whereas Bryn Mawr, Devon and Haverford College have 34.87%, 95.28% and 17.39% respectively.
  • Radnor, PA homeowners yearly insurance price at $918 is 0.15% of the typical house value of $606,300 which is in contrast with 0.24% in Bryn Mawr, 0.18% at Devon & 0.19% in Berwyn.
  • Homeowners in Radnor, PA pay 2.16% of their income ($40,000 to $44,999) in insurance whereas homeowners in Bryn Mawr, Devon and Berwyn pay 1.89%, 2.02% and 1.99% respectively.
  • Radnor, PA’s insurance is 2.5% of monthly housing costs of $3,045/month, for owners with a mortgage compared to 2.64% in Bryn Mawr, 2.82% at Devon & 3.12% in Berwyn. But, for households without a mortgage, insurance is 7.6% of costs ($1,001 in Radnor, PA) in contrast with 7.16% in Bryn Mawr, 7.93% at Devon & 7.03% in Berwyn.

Radnor, PA Home Values & Insurance rates

For example, insurance for 67 Homes (3.0% of total homes ) valued between Less than $50,000 in Radnor, PA is about $36.

Radnor, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 67 3.0% $36
$50,000 to $59,999 22 1.0% $73
$60,000 to $69,999 25 1.0% $91
$70,000 to $79,999 23 1.0% $110
$100,000 to $124,999 31 1.0% $165
$125,000 to $149,999 36 1.0% $201
$150,000 to $174,999 79 3.0% $238
$175,000 to $199,999 147 6.0% $275
$200,000 to $249,999 434 20.0% $339
$250,000 to $299,999 317 14.0% $413
$300,000 to $399,999 951 44.0% $523

Renters Insurance in Radnor

  • Median Gross Rent in Radnor :  $1,368

  • Average household size of renter-occupied unit :  1.71

Radnor Renters Insurance as a Percentage of Rent

Radnor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 54 1.0% $1141
$500 to $749 50 1.0% $1816
$750 to $999 322 10.0% $2566
$1,000 to $1,499 1,467 48.0% $3691
$1,500 or more 1,144 37.0% $5341

Rent Affordability in Radnor:

Approximately 52.0% (1,709) of households are spending more than 35% of their income on gross rent in Radnor

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 324 10.0%
15.0 to 19.9 percent 384 11.0%
20.0 to 24.9 percent 381 11.0%
25.0 to 29.9 percent 252 7.0%
30.0 to 34.9 percent 178 5.0%
35.0 percent or more 1,709 52.0%