Puyallup Insurance Rates:

Puyallup, WA home insurance is approximately $512 to $694, about $42-$57/month. Our complete analysis shows customers can save as much as $241 by getting different quotes

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Puyallup Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $1660/12 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $630,000

5 Beds, 5 Baths 4360 sqft Rental Property Constructed In 2012 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Single Male who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $860/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $380,000

4 Beds, 4 Baths 2290 sqft Vacation Property Constructed In 2005 with Wood Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $160/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $430,000

5 Beds, 5 Baths 3650 sqft Vacation Property Constructed In 1998 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fireplace, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

68 Years old Divorced Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $440/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $330,000

4 Beds, 4 Bath 2200 sqft Seasonal Residence Constructed In 1980 with Linoleum, Wood Shake Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Married Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $50/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

3 Beds, 3 Baths 1910 sqft Primary Residence Constructed In 1996 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $550/12 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

3 Beds, 3 Baths 2210 sqft Rental Property Constructed In 2004 with Hardwood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $1880/4 months for $125,000-$150,000 Coverage
Policy Holder Home Details :

Home Value : $135,000

2 Beds, 2 Bath 963 sqft Rental Property Constructed In 2000 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Puyallup, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98372 $280,100 $620
98371 $274,600 $610
98373 $255,100 $610
98374 $250,900 $610
98375 $238,900 $600

Puyallup Rates & Quotes Analysis:

Puyallup Area Estimated House Insurance
Ammons Ln NE, 127th St Ct E, 65th St SE, 5th Ave NE, 202nd Avenue Ct E, Edwards Rd E, Sumner-Tapps Hwy E, 14th Street Ct E, 9th St SE, Elhi Hill Rd$619
Valley Ave, 65th St SE, Roberts St NE, 203rd Avenue Ct E, 48th Street Ct E, 8th St SW, Amber Blvd SE, Steward Rd SW, 181st Avenue Ct E, Rainier Dr E$608
194th Ave E, Taylor St, 31st St E, Quincy Ave SE, Cedarhurst Rd E, 31st Ave SE, 7th Street Pl SE, 44th Street Ct E, 9th St SE, 77th St E$584
30th Street Ct SE, 43rd St SE, Coe Ln, 15th Ave SE, 142nd Avenue Ct E, Harrison St, 26th Ave SW, 227th Avenue Ct E, 176th Ave E, 155th Ave E$609
216th Ave E, 110th Avct E, 1st Street Ct E, 10th Ave SE, Acadia Ct, 24th Avenue Ct SE, 191st Avenue Ct E, 107th Ave E, Gipple St NE, 69th St SE$651
7th Ave SE, 33rd Ave SE, 87th Street Ct E, McMillan Rd, Connells Prairie Rd, Stuart Ave SE, 57th Avenue Ct E, Crystal Lane Loop SE, Lane Blvd NW, Bluejay Ave SW$603
Perry Pl SE, Canyon Lands Ct S, Rainier St, Ryan Ave, Hunt Ave, 209th Avenue Ct E, 5th Ave NE, Wilson Dr, Church Lake Rd E, 61st Pl SE$598
67th Street Ct E, 30th Ave SW, 23rd Street Ct E, 164th Avenue Ct E, 67th St E, Wahl Rd E, Johns St NE, 136th Street Ct E, 41st Street Pl SE, Olive Ave SE$606
72nd Street Ct E, Phoenix Ave SW, 46th Stct E, 89th St Ct E, 131st Avenue Ct E, Riverside Dr E, Hazel Loop SE, Barkubine Rd, S Island Dr E, 27th Avenue Ct NW$601
69th St E, 110th Pl E, 12th St SE, 10th Avenue Ct SE, Harman Way S, 110th Ave Ct E, 7th St SW, Wildwood Park Dr, Radke Rd, Steward Rd SE$653

Insurance rates are influenced by a number of factors including:

  • Year Built: 8,785 Homes (14% of total homes ) built between 1980 to 1989 in Puyallup are paying home insurance between $901-$910. Places close to Puyallup, WA such as McMillin, Lake Tapps, Fife Heights are more expensive by $17, $36, $19 respectively while North Puyallup and Prairie Ridge are cheaper by $39 and $21 respectively for similar homes.
  • Bedrooms: 14,890 2 bedrooms homes (24% of total homes ) in Puyallup are paying about $278 and differs from McMillin (+$6), Lake Tapps (+$11), Lake Holm (+$12), Alderton (-$7) and North Puyallup (-$17).
  • Auto Insurance Bundling: 14,642 Households (36% of all households) in Puyallup have 3 or more vehicles available and when it is bundled with home insurance you can save $151 in contrast with Alderton ($150), North Puyallup ($144), Sumner ($150).
  • Senior Discounts: 16,464 seniors (more than 55 years) occupied housing units (41% of total) in Puyallup get discounts between $90 to $92. The comparative concessions in proximate regions such as Alderton, North Puyallup and McMillin are $90, $86 and $92 respectively.
  • New Homes discounts: New homes such as the 32,080 homes built between 2000 to 2009 in Puyallup can save $120 compared to Alderton ($120), North Puyallup ($115), Sumner ($120).

Puyallup Homeowners insurance Facts

  • Puyallup, WA has 39,919 owner occupied houses which is 68.9% of all units whereas Alderton, North Puyallup and Sumner have 79.11%, 70.74% and 50.05% respectively.
  • Puyallup, WA homeowners yearly insurance price at $604 is 0.23% of the typical house value of $268,100 which is in contrast with 0.23% in Alderton, 0.36% at North Puyallup & 0.23% in Sumner.
  • Homeowners in Puyallup, WA pay 1.1% of their income ($50,000 to $59,999) in insurance whereas homeowners in Alderton, North Puyallup and Sumner pay 1.09%, 1.05% and 1.09% respectively.
  • Puyallup, WA’s insurance is 2.6% of monthly housing costs of $1,969/month, for owners with a mortgage compared to 2.65% in Alderton, 2.8% at North Puyallup & 2.62% in Sumner. But, for households without a mortgage, insurance is 8.9% of costs ($566 in Puyallup, WA) in contrast with 10.68% in Alderton, 8.39% at North Puyallup & 9.38% in Sumner.

Puyallup, WA Home Values & Insurance rates

For example, insurance for 7,652 Homes (22.0% of total homes ) valued between $250,000 to $299,999 in Puyallup, WA is about $616. Rates in nearby areas in such as Bonney Lake, McMillin, Edgewood are cheaper by $11, $93, $87 respectively while Alderton and North Puyallup are costlier by $27 and $372 respectively for similar homes.

Puyallup, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,067 6.0% $54
$100,000 to $124,999 746 2.0% $247
$125,000 to $149,999 1,056 3.0% $308
$150,000 to $174,999 2,000 5.0% $362
$175,000 to $199,999 2,447 7.0% $416
$200,000 to $249,999 7,995 23.0% $507
$250,000 to $299,999 7,652 22.0% $616
$300,000 to $399,999 8,629 25.0% $785

Renters Insurance in Puyallup

  • Average Renters Insurance in Puyallup :  $155($12/month)

  • Median Gross Rent in Puyallup :  $1,061

  • Puyallup Renters Insurance to Median Rent Ratio:  1.13%

  • Renter occupied housing units in Puyallup :  18,023

Puyallup Renters Insurance as a Percentage of Rent

Puyallup Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 182 1.0% $338
$200 to $299 193 1.0% $788
$300 to $499 243 1.0% $1238
$500 to $749 1,664 9.0% $1913
$750 to $999 5,394 30.0% $2663
$1,000 to $1,499 6,958 39.0% $3788
$1,500 or more 2,799 16.0% $5438

Rent Affordability in Puyallup:

Approximately 42.0% (7,573) of households are spending more than 35% of their income on gross rent in Puyallup

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,873 10.0%
15.0 to 19.9 percent 2,042 11.0%
20.0 to 24.9 percent 2,495 13.0%
25.0 to 29.9 percent 2,432 13.0%
30.0 to 34.9 percent 1,608 8.0%
35.0 percent or more 7,573 42.0%

Protective device discount in Puyallup Up to :  $23

Claims-free discount in Puyallup Up to :  $31