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Providence, RI Home Values & Insurance Rates

Providence, RI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 461 2.0% $118
$70,000 to $79,999 371 1.0% $366
$80,000 to $89,999 342 1.0% $420
$90,000 to $99,999 304 1.0% $474
$100,000 to $124,999 1,598 8.0% $549
$125,000 to $149,999 1,591 8.0% $689
$150,000 to $174,999 2,759 14.0% $808
$175,000 to $199,999 2,208 11.0% $937
$200,000 to $249,999 3,948 20.0% $1121
$250,000 to $299,999 2,653 13.0% $1379
$300,000 to $399,999 2,521 13.0% $1746

Providence Renters Insurance as a Percentage of Rent

Providence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,689 4.0% $348
$200 to $299 3,024 7.0% $798
$300 to $499 2,908 7.0% $1248
$500 to $749 5,646 14.0% $1923
$750 to $999 9,963 25.0% $2673
$1,000 to $1,499 12,189 31.0% $3798
$1,500 or more 3,303 8.0% $5448

Example Providence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceNationwide Insurance
Monthly Premium 261176153
Year Built 194019491947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$250000-$300000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Top Home Insurance Agents Near Providence, RI

Home Insurance Company Near Providence, RI Homeowners Insurance Agency Near Providence, RI Address Distance from Providence, RI (miles)
Howard Russell Insurance 700 Main Street , East Greenwich, RI, 2818 11.8
Friendly Insurance Agency 1306 Dorchester Ave Dorchester, Boston, MA, 2122 38.1
Travelers Mccormick & Sons Insurance Agency Inc 800 WEST MAIN ST, AVON, MA, 2322 28.2
Travelers Telamon Insurance & Financial Network Llc 150 WELLS AVE, NEWTON, MA, 2459 34.3
Nationwide Wayne P Johnson 903 Broad St, Providence, RI, 2907 1.6

Estimated Home Insurance By Street Area Near Providence, RI

Providence Area Estimated House Insurance
Stamford Ave, Michigan Ave, Falconer St, Wade St, Westmore St, Milk St, Marshall St, Home Ave, Hillard St, Sutton St$1,048
Marlborough Ave, Albro St, Doane Ave, Oldham St, Legion Memorial Dr, Prairie Ave, Canonchet St, Stone St, Ruskin St, Hart St$1,044
King Philip St, Huntington Ave, Dearborn St, Keene St, Morgan St, Keene St, Ruthven St, Harmony Dr, Nashua St, Montgomery Ave$1,260
Taber Ave, Exeter St, Johnson St, Sabin St, S Water St, W Friendship St, Kossuth St, Freeman Pkwy, Eastwood Ave, Longo St$1,228
Jastram St, Braman St, Firglade Ave, Fruit Hill Ave, Young Ave, Manton Ave, Suffolk St, Warren St, 9th St, Perkins St$1,114
Loveday St, Stadium Rd, Rankin Ave, Peter St, Sinclair Ave, Lakeview Dr, Meader St, Wingate Rd, Ontario St, Pembroke Ave$1,077
Augusta St, Parkside Rd, Hendrick St, Sharon St, Lubec St, Nellie St, Kane St, Horace St, Wiley St, Crary St$1,058
Clarendon Ave, Alvin St, Winrooth Ave, Sevier St, Crout St, Emeline St, Fremont St, Chad Brown St, Jenkins St, Vandieman Ave$1,244
Gesler St, Saratoga St, Gentian Ave, Grand St, Courtland St, S Water St, Mount Pleasant Ave, Paterson St, N Davis St, Europe St$1,081
Webster Ave, Tidd St, George M Cohan Blvd, Victor St, S Angell, Rose Ct, Wiley St, Sunbury St, Mattie St, Olneyville Sq$1,081

Providence, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Providence Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,400$14,200
Net Savings to Providence Home Owner from High Deductible Plan $1,200

Providence, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Providence, RI Home Replacement Value MORE than Home Value Providence, RI Home Replacement Value LESS than Home Value
Replacement Value $351,000 $246,500
Insurance Premium based on Replacement Value $3,025 $2,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $600/year