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Prescott, AZ Home Values & Insurance Rates

Prescott, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,960 9.0% $69
$60,000 to $69,999 493 1.0% $188
$70,000 to $79,999 776 2.0% $220
$80,000 to $89,999 802 2.0% $245
$90,000 to $99,999 809 2.0% $276
$100,000 to $124,999 2,633 8.0% $320
$125,000 to $149,999 2,109 7.0% $402
$150,000 to $174,999 3,530 11.0% $478
$175,000 to $199,999 2,404 8.0% $553
$200,000 to $249,999 4,365 14.0% $660
$250,000 to $299,999 3,934 13.0% $811
$300,000 to $399,999 4,763 15.0% $1031

Prescott Renters Insurance as a Percentage of Rent

Prescott Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 261 1.0% $797
$300 to $499 1,459 9.0% $1247
$500 to $749 5,020 32.0% $1922
$750 to $999 4,137 26.0% $2672
$1,000 to $1,499 3,650 23.0% $3797
$1,500 or more 962 6.0% $5447

Example Prescott Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 365995
Year Built 199119822013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Prescott, AZ

Home Insurance Company Near Prescott, AZ Homeowners Insurance Agency Near Prescott, AZ Address Distance from Prescott, AZ (miles)
Draxler Insurance 830 S Main St 830 S Main St, Cottonwood, AZ, 86326 44.9
State Farm Cathy Trent 233 N Alarcon Street, Prescott, AZ, 86301-3101 21.0
Allstate Charina Dimaano 3029 Dollar Mark Ste C, Prescott, AZ, 86305 19.6
State Farm Dennis Burks 502 Whipple St, Prescott, AZ, 86301-1720 20.2
Allstate Robin Binkley 7749 E Florentine Rd Ste A, Prescott Valley, AZ, 86314 27.3

Estimated Home Insurance By Street Area Near Prescott, AZ

Prescott Area Estimated House Insurance
Lichen Ridge Ln, Iron Hawk Dr, Gumtree Ln, Prescott Lakes Pkwy, Granite Oaks Dr, E Gurley St, Alpline, N Docs Rd, E Adair Dr, Eastwood Pl$682
Thumb Butte Rd, Northern St, Heritage Cir, Stirup High Dr E, Elrod Rd, E Alpine Dr, N Bearclaw Dr, W Carriage Ln, N Kearny Dr, W Home Stretch Dr$611
Oregon Ave, S Donegal Dr, Crestview Ln, Willow Ln, Riverview Dr, Papago Way, E John Ct, Ithaca Dr, Poland Junction Rd, E Yellowglen Dr$654
E Copper Hill Dr, N Cam del Sol, Fleury St, Troy Ln, Golden Fleece, Black Elk Ct, Victory Ln, N Ridgecrest Dr, Black Dr, Tiburon Dr$627
Symphony Dr, Navajo Way, Linden Rd, Squirrel Dr, Mesa Dr, Pinion Pine Way, Cactus Wren Ln, Grafton Ct, Johnny Mullins Dr, Conner Cr$603
Hooty Ln, Boone Ct, Nicholet Trl, Bahai Ln, N Adobe Trl, E Encampment Ct, Saddle Pass, Kaibab Ln, Rolling Green Rd, E Sanddraw Cir$679
Surefire Rd, E Gurley St, W Wildhorse Run, N Granada Dr, Hope Dr, E Charolais Rd, Rill Rd, E Hillward, N Sunset Rdg, Solar View Dr$623
Circle Dr, Yavapai County Rd 62, W Phylis St, Roadrunner Ln, Bar-Circle-A Rd, Louie St, Pinon Pine Way, W Mint Wash Pass, Forest Hills Rd, E Viento St$668
N Taylor Ave, E Indian Hill Dr S, Forest Service 102 Rd, Shiloh Rd, E Chase Cir, Angelita Dr, Rock Haven, E Jaden Ln, E Carleton St, Ascott St$648
W Big Chino Rd, E Sunflower Ln, N Golden Way, Terra Verde Dr, E Tranquil Blvd, Apache Dr, Hawk Hollow Way, W Chianti, N Agua Fria Dr, E Joan Dr$615

Prescott, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Prescott Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Prescott Home Owner from High Deductible Plan $600

Prescott, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prescott, AZ Home Replacement Value MORE than Home Value Prescott, AZ Home Replacement Value LESS than Home Value
Replacement Value $244,000 $171,000
Insurance Premium based on Replacement Value $875 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year