Compare Quotes from Top Providers and Save now!

Potsdam, NY Home Values & Insurance Rates

Potsdam, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 357 14.0% $146
$50,000 to $59,999 176 7.0% $311
$60,000 to $69,999 211 8.0% $387
$70,000 to $79,999 236 9.0% $446
$80,000 to $89,999 209 8.0% $504
$90,000 to $99,999 107 4.0% $563
$100,000 to $124,999 300 12.0% $657
$125,000 to $149,999 233 9.0% $821
$150,000 to $174,999 184 7.0% $968
$175,000 to $199,999 147 6.0% $1121
$200,000 to $249,999 155 6.0% $1344
$300,000 to $399,999 75 3.0% $2089

Potsdam Renters Insurance as a Percentage of Rent

Potsdam Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 112 5.0% $800
$300 to $499 272 14.0% $1250
$500 to $749 767 40.0% $1925
$750 to $999 423 22.0% $2675
$1,000 to $1,499 259 13.0% $3800
$1,500 or more 69 3.0% $5450

Example Potsdam Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 469170
Year Built 196519781994
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$100000-$125000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Potsdam, NY

Home Insurance Company Near Potsdam, NY Homeowners Insurance Agency Near Potsdam, NY Address Distance from Potsdam, NY (miles)
Wjl Agencies Dba The Clark Insurance Agencies 71 Main St, Canton, NY, 13617 8.8
Macfadden-Dier Agency Inc. (Gouverneur) 19 E Main Street, Gouverneur, NY, 13642 32.0
Allstate Freeway Insurance S 109 E Main St, Gouverneur, NY, 13642 31.9
Travelers J T Phillips Insurance Agency Inc 422 STATE STREET, OGDENSBURG, NY, 13669 22.3
Allstate Potsdam Agency Inc 70 Market St Ste 4, Potsdam, NY, 13676 2.6


Estimated Home Insurance By Street Area Near Potsdam, NY

Potsdam Area Estimated House Insurance
East Dr, Morgan Rd, Missouri Ave, Orchard St, Giffin Rd, Chestnut St, Potter Rd, Hatch Rd, Barker Rd, Railroad Ave$583
River Rd Exd, Leonard St, Cottage St, Munson St, Waite Rd, Tanner Rd, Market St, W Potsdam Rd, Co Rd 48, Judson Street Rd$584
Douglas Rd, Bay St, Hughes Rd, Sealy Dr, Leroy St, Midtown Apartment, Cty Rte 48, Old Potsdam Parishville Rd, Division St, Bay St$595
Old Potsdam Parishville Rd, Baldwin Ave, May Rd, Mackay Rd, Austin Ridge Rd, Pig St, Morton St, Miller Rd, Hillcrest Ave, Sykes Rd$584
Somerset Rd, Reynolds Rd, Co Rd 85, Finnigan Rd, Harrington Ct, Flat Rock Rd, Clough St, Castle Dr, Market St, State Rte 72$583

Potsdam, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Potsdam Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Potsdam Home Owner from High Deductible Plan $600

Potsdam, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Potsdam, NY Home Replacement Value MORE than Home Value Potsdam, NY Home Replacement Value LESS than Home Value
Replacement Value $106,500 $79,000
Insurance Premium based on Replacement Value $1,050 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year