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Portsmouth, VA Home Values & Insurance Rates

Portsmouth, VA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 788 3.0% $94
$80,000 to $89,999 337 1.0% $333
$90,000 to $99,999 452 2.0% $369
$100,000 to $124,999 2,169 10.0% $427
$125,000 to $149,999 2,228 10.0% $535
$150,000 to $174,999 3,409 16.0% $637
$175,000 to $199,999 2,937 14.0% $738
$200,000 to $249,999 3,698 18.0% $883
$250,000 to $299,999 2,178 10.0% $1086
$300,000 to $399,999 1,801 8.0% $1375

Portsmouth Renters Insurance as a Percentage of Rent

Portsmouth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 708 4.0% $343
$200 to $299 453 3.0% $793
$300 to $499 915 6.0% $1243
$500 to $749 1,964 13.0% $1918
$750 to $999 4,454 30.0% $2668
$1,000 to $1,499 5,037 34.0% $3793
$1,500 or more 1,149 7.0% $5443

Example Portsmouth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualErie Insurance
Monthly Premium 7215284
Year Built 195019961985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Portsmouth, VA

Home Insurance Company Near Portsmouth, VA Homeowners Insurance Agency Near Portsmouth, VA Address Distance from Portsmouth, VA (miles)
Travelers George Duvall And Associates 2832 S LYNNHAVEN RD, VIRGINIA BEACH, VA, 23452 15.9
Liberty Mutual Independent London & Norfolk Ltd 999 Waterside Dr #2500, Norfolk, VA, 23510 4.0
Nationwide Mills Hunter March 908 W Washington St, Suffolk, VA, 23434-6242 16.1
Farmers Teressa Penland 63 Wythe Creek Rd Ste 1, Hampton, VA, 23666 16.9
Nationwide W T Jennings Insurance Agency Inc 1112 Eden Way N STE B100, Chesapeake, VA, 23320 9.3

Estimated Home Insurance By Street Area Near Portsmouth, VA

Portsmouth Area Estimated House Insurance
Woodstock St, Forestdale Dr, Gust Ln, Bickford Pkwy, Margaret Ave, Barclay Ave, Pepperwood Pl, 5th St, Loren Cres, Yorkshire Rd$705
Parish Ln, Catawba Trl, Bingham Dr, Ferguson Dr, Bedford Ct, Sunset Pt, Carney St, Cherokee Rd, Water Lilly Rd, Clubhouse Rd$743
Kay Rd, East Rd, Granada Rd, Nansemond Cres, Adams St, Alden Ave, Moonlit Ave, Wesley St, Liston Ln, Western Branch Blvd$737
Stanley Rd, Maupin Ave, Old Church Cir, Dogwood Dr, Meredith Dr, A St, Aylwin Rd, Goode Way, Trafalgar Arch, Winston Rd$740
Woodside Ln, Cedar Ln, Hatton Pt Ln, Point West Dr, Shelby St, Gust Ln, Baywood Ln, Nevada St, Williamson Rd, Mount Vernon Ave$738
Summit Ave, Reese Dr, Mallard Cir, Scott St, Quebec St, Fairfax Ave, Axson St, Oakleaf Pl, Westminster Dr, Windymille Dr$712
Hanbury Ave, Middle St, Anndora Rd, Twine Ave, Marlboro Rd, Pearl St, Broomhill Ave, Plover Dr, Rolfe Ter, McDaniel St$725
Wilcox Ave, Quiet Ct, Maryland Ave, Springwood Dr, Burr Ln, Prentis Ave, Raven St, Bowden St, Thornwood St, Warfield Dr$701
Duke Dr, Louisa Ave, Buckingham Dr, Rapidan St, Leedale Ave, Finchley Rd, Ace Parker Dr, Lynn Dr, Holly Rd, Bismarck Myrick St$732
State Rte 164, Two Oaks Ct, Fairview Cir N, Colin Dr N, Ballard Ave, Apache Rd, Queen St, Randolph St, Fulton Ave, Mc Kinley St$776

Portsmouth, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Portsmouth Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,400$7,400
Net Savings to Portsmouth Home Owner from High Deductible Plan $1,000

Portsmouth, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Portsmouth, VA Home Replacement Value MORE than Home Value Portsmouth, VA Home Replacement Value LESS than Home Value
Replacement Value $205,500 $127,000
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year