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Portland, ME Home Values & Insurance Rates

Portland, ME Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 191 1.0% $69
$100,000 to $124,999 372 3.0% $312
$125,000 to $149,999 518 4.0% $389
$150,000 to $174,999 1,242 10.0% $465
$175,000 to $199,999 1,629 13.0% $535
$200,000 to $249,999 3,381 28.0% $646
$250,000 to $299,999 2,491 20.0% $785
$300,000 to $399,999 2,080 17.0% $1000

Portland Renters Insurance as a Percentage of Rent

Portland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 503 3.0% $325
$200 to $299 1,109 6.0% $775
$300 to $499 1,127 6.0% $1225
$500 to $749 2,816 16.0% $1900
$750 to $999 4,908 29.0% $2650
$1,000 to $1,499 4,824 29.0% $3775
$1,500 or more 1,281 7.0% $5425

Example Portland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersLiberty Mutual
Monthly Premium 1283753
Year Built 199119461996
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$150000-$175000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Portland, ME

Home Insurance Company Near Portland, ME Homeowners Insurance Agency Near Portland, ME Address Distance from Portland, ME (miles)
First Insurance Agency Llc 2320 Congress St., Portland, ME, 4102 7.6
Advantage Insurance, Inc. 77 Saco Ave , Old Orchard Beach, ME, 4064 12.9
Sanford Insurance 222 St John Street #128, Portland, ME, 4102 4.8
Liberty Mutual Independent John Flynn Ins Agency Inc 818 CENTRAL AVE, DOVER, NH, 3820 45.2
Liberty Mutual Independent Kane Insurance Agency 242 STATE ST, PORTSMOUTH, NH, 3801 48.0


Estimated Home Insurance By Street Area Near Portland, ME

Portland Area Estimated House Insurance
Hancock St, Ivy St, Schooner Ln, Candlewyck Rd, Terrace Ave, Providence St, Warwick St, Lester Dr, A St, Oxford St$690
Roundabout Ln, Tate St, Munjoy S, Greenwood Ln, Tampa St, Rosemont Ave, Mayfield St, Stonecrest Dr, Harvard St, Avalon Rd$682
Torrington Ave, Boyd St, Clayton St, Wolcott St, Racine Ave, Ruby Ln, Eastern Promenade, Belknap St, Evergreen Ave, Custom House Wharf$699
Carleton St, Shepley St, Hunt St, Fox St, Columbia Rd, Cedarhurst Ln, Grace St, Washington Ave Exd, Houlton St, Sunset Ave$761
Florida Ave, Payson St, Hillcrest W, Wilson St, Abbott St, Purchas St, Frederick St, Sterling St, Winslow St, Commercial St$683
Longview Dr, Bishop St, Back Cove Estate, 5th St, Longfellow St, International Pkwy, Dorothy St, Birchwood Ave, Merriam St, Taft Ave$685
Poland St, McKinley Ct, True St, City Center, Ricker Park, Cove St, Candlewyck Ter, Revere St, E E Cove St, Kingsmark Ln$682
Bay St Exd, Neal St, Corless, Frances St, Ashmont St, Grafton St, Douglass Cir, College St, Phipps Rd, Veranda St$686
Willis St, Nicholas Ct, Deerfield Rd, Exchange St, Rustic Ln, Hadlock's Cove Rd, Range St, Reed Ave, Winter St, Prince Ave$739
View St, Lynn St, Saint Jude St, Silver St, Newton St, Monument Sq, Boynton St, Bryant St, Sherwood St, Spruce St$685

Portland, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Portland Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,000$9,800
Net Savings to Portland Home Owner from High Deductible Plan $1,200

Portland, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Portland, ME Home Replacement Value MORE than Home Value Portland, ME Home Replacement Value LESS than Home Value
Replacement Value $239,000 $185,500
Insurance Premium based on Replacement Value $1,275 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year