Port Allen Insurance Rates:

Port Allen, LA home insurance is roughly $1,056 to $1,446, about $88-$120/month. Our detailed analysis indicates shoppers can save as much as $500 by comparing multiple quotes

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Port Allen Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $2000/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 3140 sqft Seasonal Residence Constructed In 1991 with Ceramic Tile Flooring, Slate Shingles Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $900/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Baths 3180 sqft Seasonal Residence Constructed In 1975 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1160/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 2220 sqft Primary Residence Constructed In 1986 with Carpet Flooring, Tile Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, Swimming Pool, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1210/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 2200 sqft Rental Property Constructed In 1959 with Stone Flooring, Tile Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2080/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Baths 2930 sqft Primary Residence Constructed In 1973 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1630/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

4 Beds, 4 Baths 2020 sqft Primary Residence Constructed In 1960 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $150/2 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

4 Beds, 4 Baths 1840 sqft Rental Property Constructed In 1981 with Ceramic Tile Flooring, Slate Shingles Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Female who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/1 month for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Baths 1420 sqft Seasonal Residence Constructed In 1989 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Swimming Pool, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $580/6 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Bath 1430 sqft Seasonal Residence Constructed In 1961 with Linoleum, Asphalt Shingles Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

41 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1000/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Bath 2800 sqft Vacation Property Constructed In 1996 with Stone Flooring, Membrane Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Port Allen, LA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
70767 $118,900 $1,270

Port Allen Rates & Quotes Analysis:

Port Allen Area Estimated House Insurance
S Kirkland Dr, Lee Dr, State Rte 986, State Rte 986, Babytown Ln, River Park Ln, Louisiana Ave, Ross St, Lobdell Hwy, Avenue E$1,306
W Catherine Rd, 14th St, Louise Dr, Hilda Ct, N River Rd, N Alexander Ave, Chad Ave, Court St, Billups Ln, Hollywood Ct$1,276
4th St, Allendale Dr, 2nd St, Courtney Dr, Heliotrope St, W Main St, Kim Ave, State Rte 990, Leblanc Rd, E Main St$1,279
2nd St, Sheller Ct, Safford Blvd, Willow Glen, State Rte 987-2, Kim St, 3rd St, Robin St, St Rita, Stanton St$1,284
Clark St, State Rte 988, 4th St, Key Largo Dr, 1st St, Corn Maize Ln, N Westport Dr, Dunleith Ave, Magazine St, Blacksmith Rd$1,301

Insurance rates are influenced by a number of factors including:

  • Year Built: 580 Homes (26% of total) built between 1950 to 1959 in Port Allen are paying home insurance between $2,353-$2,371 in contrast with Brusly (+$133), Baton Rouge (+$74), West Baton Rouge (+$52), Plaquemine (-$15) and Erwinville (-$29).
  • Bedrooms: 595 2 bedrooms homes (26% of total homes ) in Port Allen are paying about $876 and varies from Brusly (+$50), Baton Rouge (+$28), West Baton Rouge (+$19), Erwinville (-$10) and Grosse Tete (-$12).
  • Auto Insurance Bundling: 549 Households (41% of all households) in Port Allen have 2 vehicles available and when it is bundled with home insurance you can save $250. Discounts for similar bundling in close by locations such as Brusly, Baton Rouge, West Baton Rouge come to $264, $258, $255 respectively.
  • Senior Discounts: 637 seniors (more than 55 years) occupied housing units (48% of total) in Port Allen get discounts between $186 to $189 and varies from Brusly ($198), Baton Rouge ($193), West Baton Rouge ($191).
  • New Homes discounts: New homes such as the 781 homes built between 2000 to 2009 in Port Allen can save $250 and similar new home insurance discounts in nearby towns and cities like Brusly, Baton Rouge and West Baton Rouge are $264, $258 and $255 respectively.

Port Allen Homeowners insurance Facts

  • Port Allen, LA has 1,320 owner occupied houses which is 63.4% of all units whereas Brusly, Baton Rouge and West Baton Rouge have 86.27%, 51.53% and 73.25% respectively.
  • Port Allen, LA homeowners yearly insurance price at $1,251 is 1.23% of the typical house value of $101,500 which is in contrast with 0.69% in Brusly, 0.84% at Baton Rouge & 0.94% in West Baton Rouge.
  • Homeowners in Port Allen, LA pay 2.94% of their income ($40,000 to $44,999) in insurance whereas homeowners in Brusly, Baton Rouge and West Baton Rouge pay 3.11%, 3.04% and 3.01% respectively.
  • Port Allen, LA’s insurance is 9.6% of monthly housing costs of $1,090/month, for owners with a mortgage compared to 7.66% in Brusly, 9.02% at Baton Rouge & 9.13% in West Baton Rouge. But, for households without a mortgage, insurance is 37.9% of costs ($275 in Port Allen, LA) in contrast with 31.57% in Brusly, 29.72% at Baton Rouge & 34.92% in West Baton Rouge.

Port Allen, LA Home Values & Insurance rates

For example, insurance for 186 Homes (14.0% of total homes ) valued between $100,000 to $124,999 in Port Allen, LA is about $1,351. Rates in nearby areas in such as Brusly, Baton Rouge, West Baton Rouge are cheaper by $598, $435, $316 respectively while Plaquemine and Erwinville are costlier by $140 and $268 respectively for similar homes.

Port Allen, LA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 206 15.0% $300
$50,000 to $59,999 33 2.0% $638
$60,000 to $69,999 81 6.0% $800
$70,000 to $79,999 129 9.0% $913
$80,000 to $89,999 76 5.0% $1038
$90,000 to $99,999 124 9.0% $1163
$100,000 to $124,999 186 14.0% $1351
$125,000 to $149,999 111 8.0% $1688
$150,000 to $174,999 146 11.0% $2001
$175,000 to $199,999 88 6.0% $2301
$200,000 to $249,999 111 8.0% $2777
$300,000 to $399,999 15 1.0% $4303

Renters Insurance in Port Allen

  • Average Renters Insurance in Port Allen :  $253($21/month)

  • Median Gross Rent in Port Allen :  $800

  • Port Allen Renters Insurance to Median Rent Ratio:  2.63%

  • Average household size of renter-occupied unit :  2.18

Port Allen Renters Insurance as a Percentage of Rent

Port Allen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 83 12.0% $1263
$500 to $749 197 29.0% $1938
$750 to $999 249 37.0% $2688
$1,000 to $1,499 109 16.0% $3813
$1,500 or more 25 3.0% $5463

Rent Affordability in Port Allen:

Approximately 58.0% (449) of households are spending more than 35% of their income on gross rent in Port Allen

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 102 13.0%
15.0 to 19.9 percent 54 7.0%
20.0 to 24.9 percent 62 8.0%
25.0 to 29.9 percent 56 7.0%
30.0 to 34.9 percent 40 5.0%
35.0 percent or more 449 58.0%

Port Allen Renters Insurance Discounts:

Port Allen Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Port Allen, LA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 468 61.0% $25.3
2 vehicles available 262 34.0% $37.95
3 or more vehicles available 9 1.0% $50.6

Port Allen Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 89 11.0% $80
60 to 64 years 26 3.0% $64
65 to 74 years 14 1.0% $52

Protective device discount in Port Allen Up to :  $37

Claims-free discount in Port Allen Up to :  $50