Pomona Insurance Rates:

Pomona, CA home insurance is roughly $519 to $703, about $43-$58/month. Our thorough analysis reveals consumers can save upto $244 by comparing multiple quotes

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Pomona Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $50/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

2 Beds, 2 Bath 1800 sqft Rental Property Constructed In 1961 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Divorced Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $540/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Bath 1990 sqft Rental Property Constructed In 1973 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $410/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 1830 sqft Vacation Property Constructed In 1968 with Carpet over wood flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

56 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $110/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

3 Beds, 3 Bath 1840 sqft Rental Property Constructed In 1943 with Linoleum, Composition Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Swimming Pool, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $300/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

5 Beds, 5 Bath 1510 sqft Primary Residence Constructed In 1997 with Carpet over wood flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $240/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $495,000

4 Beds, 4 Baths 3150 sqft Vacation Property Constructed In 1943 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $60/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $280,000

2 Beds, 2 Bath 1720 sqft Primary Residence Constructed In 1984 with Stone Flooring, Tile Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $690/10 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $285,000

2 Beds, 2 Baths 1284 sqft Primary Residence Constructed In 1937 with Linoleum, Slate Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Fireplace, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Single Male who is a Freelancer with household income of $25-50,000 and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Pomona, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
91768 $275,000 $620
91767 $264,200 $610

Pomona Rates & Quotes Analysis:

Pomona Area Estimated House Insurance
Sao Paulo Pl, Skyway Ln, Paige Dr, del Norde Ave, Cedarview Dr, Pacific St, Fortner Way, S East End Ave, Berkshire Way, Densmore St$629
Via Esperanza, Covered Wagon Dr, N Linden St, Mural Dr, Puddingstone Dr, Crane, Martello St, Providence Way, Redbud Pl, Silverdale Dr$659
N Weber St, Cll Primavera, Haven Ridge Rd, San Carlos Dr, Turningbend Dr, W Center St, Carlton Ave, Vassar St, del Prado, W Smith St$606
Pso Viento, Towne Center Dr, Russell Pl, N Thomas St, N Arroyo Ave, Hillen Dr, Blue Ridge Dr, Gladstone St, Hollander St, Mango Way$604
Mansion Ln, Corinthian Way, Canyon Way, N Currier St, Farringdon Ave, Metropolitan Pl, Pheasant Rd, E Jefferson Ave, N Pine St, Toluca Ave$620
N Mountain View Ave, Cll Ciervos, Morning Sun Dr, Ganesha Pl, Rolling Hills Dr, Cll Catalina, Tasman Ave, Grayburn St, Digby Ave, Via Alameda$653
Country Wood Dr, S Locust St, N Hamilton Blvd, W Loma Vista St, N Reservoir St, Cromwell St, Lynvue Pl, Gayville Dr, E Commercial St, Pantera Dr$595
Piedmont Mesa Rd, Regene St, Raging Waters Dr, W Randolph St, Larkspur Ave, Monroe Ave, Lisa Ct, Falling Leaf Cir, Pso Descanso, Manor Cir$661
Explorer St, Prospect Dr, Lasena Ct, S Parcels St, Loranne Ave, Douglass Dr, Alder St, S Campus Dr, E Pasadena St, Mill Valley Rd$618
Cll Carrillo, Lilac Pl, Alta Dr, Pistacia Ln, Indian Hill Blvd, N Palomares St, Dickerman Pl, Dupont St, Ficus St, W Mission Blvd$607

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,066 Homes (21% of total homes ) built between 1950 to 1959 in Pomona are paying home insurance between $1,148-$1,157. Places close to Pomona, CA such as La Verne, San Dimas, Diamond Bar are more expensive by $57, $46, $76 respectively while Jurupa Valley and Home Gardens are cheaper by $11 and $13 respectively for similar homes.
  • Bedrooms: 6,695 1 bedroom homes (16% of total homes ) in Pomona are paying about $178 compared to Diamond Bar (+$5), Claremont (+$6), Walnut (+$9), Montclair (-$7) and Charter Oak (-$3).
  • Auto Insurance Bundling: 8,466 Households (40% of all households) in Pomona have 3 or more vehicles available and when it is bundled with home insurance you can save $152. Discounts for similar bundling in close by locations such as Montclair, La Verne, San Dimas come to $152, $160, $159 respectively.
  • Senior Discounts: 8,984 seniors (more than 55 years) occupied housing units (42% of total) in Pomona get discounts between $91 to $93 and differs from Montclair ($91), La Verne ($96), San Dimas ($95).
  • New Homes discounts: New homes such as the 14,200 homes built between 2000 to 2009 in Pomona can save $122 and differs from Montclair ($122), La Verne ($128), San Dimas ($127).

Pomona Homeowners insurance Facts

  • Pomona, CA has 21,098 owner occupied houses which is 54.8% of all units whereas Montclair, La Verne and San Dimas have 60.81%, 75.92% and 72.73% respectively.
  • Pomona, CA homeowners yearly insurance price at $611 is 0.22% of the typical house value of $272,600 which is in contrast with 0.23% in Montclair, 0.14% at La Verne & 0.15% in San Dimas.
  • Homeowners in Pomona, CA pay 0.81% of their income ($75,000 or more) in insurance whereas homeowners in Montclair, La Verne and San Dimas pay 0.81%, 0.85% and 0.85% respectively.
  • Pomona, CA’s insurance is 2.7% of monthly housing costs of $1,896/month, for owners with a mortgage compared to 2.89% in Montclair, 2.1% at La Verne & 2.23% in San Dimas. But, for households without a mortgage, insurance is 12.4% of costs ($412 in Pomona, CA) in contrast with 15.84% in Montclair, 9.27% at La Verne & 9.98% in San Dimas.

Pomona, CA Home Values & Insurance rates

For example, insurance for 518 Homes (3.0% of total homes ) valued between $100,000 to $124,999 in Pomona, CA is about $244. Rates in nearby areas in such as La Verne, San Dimas, Diamond Bar are cheaper by $97, $85, $114 respectively while Jurupa Valley and Fontana are costlier by $40 and $11 respectively for similar homes.

Pomona, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,220 7.0% $54
$70,000 to $79,999 191 1.0% $164
$100,000 to $124,999 518 3.0% $244
$125,000 to $149,999 381 2.0% $305
$150,000 to $174,999 1,308 7.0% $360
$175,000 to $199,999 1,206 7.0% $415
$200,000 to $249,999 3,880 23.0% $501
$250,000 to $299,999 3,415 20.0% $617
$300,000 to $399,999 4,060 24.0% $782

Renters Insurance in Pomona

  • Average Renters Insurance in Pomona :  $176($14/month)

  • Median Gross Rent in Pomona :  $1,073

  • Pomona Renters Insurance to Median Rent Ratio:  1.3%

  • Average household size of renter-occupied unit :  3.78

Pomona Renters Insurance as a Percentage of Rent

Pomona Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 325 1.0% $794
$300 to $499 563 3.0% $1244
$500 to $749 1,564 9.0% $1919
$750 to $999 4,804 28.0% $2669
$1,000 to $1,499 6,129 36.0% $3794
$1,500 or more 3,429 20.0% $5444

Rent Affordability in Pomona:

Approximately 57.0% (9,921) of households are spending more than 35% of their income on gross rent in Pomona

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,075 6.0%
15.0 to 19.9 percent 1,190 6.0%
20.0 to 24.9 percent 1,917 11.0%
25.0 to 29.9 percent 1,767 10.0%
30.0 to 34.9 percent 1,506 8.0%
35.0 percent or more 9,921 57.0%

Protective device discount in Pomona Up to :  $26

Claims-free discount in Pomona Up to :  $35