Plantation Insurance Rates:

Plantation, FL home insurance is nearly $992 to $1,346, about $82-$112/month. Our all inclusive analysis reveals consumers can save upto $468 by comparing many quotes

Compare Quotes from Top Providers and Save now!

Research about Plantation Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Florida. Compare quotes & save.

Plantation Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $1690/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 1780 sqft Vacation Property Constructed In 2000 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $460/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Bath 1950 sqft Seasonal Residence Constructed In 2008 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Swimming Pool, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $4060/9 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $310,000

4 Beds, 4 Bath 3070 sqft Primary Residence Constructed In 1979 with Wood Flooring, Shingles Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Divorced Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $520/2 months for $125,000-$150,000 Coverage
Policy Holder Home Details :

Home Value : $170,000

2 Beds, 2 Bath 1283 sqft Primary Residence Constructed In 1961 with Ceramic Tile Flooring, Membrane Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Plantation, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33317 $252,500 $1,220
33324 $201,100 $1,200

Plantation Rates & Quotes Analysis:

Plantation Area Estimated House Insurance
Redwood Cir, Gardenia Rd, Rose Ter, Heron Lake Ter, NW 21st Manor, 18th Ct, NW 95th Way, Guava Dr, Lake Heron Ave, Harrier St$1,272
Dogwood Cir, Red Cypress Ln, NW 130th Ter, NW 28th Manor, Sago Palm Blvd, Winding Lake Rd, Pebble Creek Way, NW Paradise Pl, NW 55th Ln, Sago Palm Cir$1,211
Harbor Isle Way, Tuscany Dr, SW 96th Ave, 93rd Ave, NW 8th Dr, SW 93rd Rd, S State Rd 7, 121st Ave, S Plum Bay Pkwy, W Plum Harbor Way$1,153
59th Ave, Lime Bay Blvd, Shaker Wood Cir, NW 33rd Pl, Jacaranda Ln, NW 131st Ave, Magnolia Cir, Belmont Ln, King Palm Dr, Bayberry Ln$1,211
NW 134th Way, State St, SW 94 Ter, Hawks Lndg, Wedgewood Way, Queen Palm Ln, Wedgewood Ter, Tuscany Ter, Jacaranda Ctry Club Dr, NW 54th Way$1,159

Insurance rates are influenced by a number of factors including:

  • Year Built: 30,240 Homes (25% of total homes ) built between 1980 to 1989 in Plantation are paying home insurance between $1,746-$1,763. Places close to Plantation, FL such as Cooper City, Davie, Wilton Manors are more expensive by $124, $121, $78 respectively while Lauderhill and Tamarac are cheaper by $37 and $29 respectively for similar homes.
  • Bedrooms: 51,769 2 bedrooms homes (44% of total homes ) in Plantation are paying about $679 and differs from Cooper City (+$48), Davie (+$47), Lazy Lake (+$202), Sunrise (-$3) and Lauderhill (-$14).
  • Auto Insurance Bundling: 27,728 Households (39% of all households) in Plantation have 2 vehicles available and when it is bundled with home insurance you can save $234. Discounts for similar bundling in close by locations such as Sunrise, Lauderhill, Tamarac come to $233, $229, $230 respectively.
  • Senior Discounts: 35,156 seniors (more than 55 years) occupied housing units (50% of total) in Plantation get discounts between $175 to $177 in contrast with Sunrise ($174), Lauderhill ($171), Tamarac ($172).
  • New Homes discounts: New homes such as the 27,670 homes built between 2000 to 2009 in Plantation can save $234 and similar new home insurance discounts in nearby towns and cities like Sunrise, Lauderhill and Tamarac are $233, $229 and $230 respectively.

Plantation Homeowners insurance Facts

  • Plantation, FL has 69,695 owner occupied houses which is 68.9% of all units whereas Sunrise, Lauderhill and Tamarac have 72.2%, 59.8% and 77.27% respectively.
  • Plantation, FL homeowners yearly insurance price at $1,170 is 0.71% of the typical house value of $164,500 which is in contrast with 0.74% in Sunrise, 0.94% at Lauderhill & 0.86% in Tamarac.
  • Homeowners in Plantation, FL pay 2.13% of their income ($50,000 to $59,999) in insurance whereas homeowners in Sunrise, Lauderhill and Tamarac pay 2.12%, 2.08% and 2.09% respectively.
  • Plantation, FL’s insurance is 5.7% of monthly housing costs of $1,716/month, for owners with a mortgage compared to 5.75% in Sunrise, 6.31% at Lauderhill & 6.46% in Tamarac. But, for households without a mortgage, insurance is 18.5% of costs ($526 in Plantation, FL) in contrast with 19.11% in Sunrise, 18.71% at Lauderhill & 17.54% in Tamarac.

Plantation, FL Home Values & Insurance rates

For example, insurance for 6,797 Homes (10.0% of total homes ) valued between $300,000 to $399,999 in Plantation, FL is about $2,480. Rates in nearby areas in such as Coral Springs-Margate, Cooper City, Davie are cheaper by $76, $1,040, $1,029 respectively while Sunrise and Lauderhill are costlier by $106 and $794 respectively for similar homes.

Plantation, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 8,469 13.0% $175
$50,000 to $59,999 3,160 4.0% $362
$60,000 to $69,999 2,655 4.0% $456
$70,000 to $79,999 2,360 3.0% $526
$80,000 to $89,999 2,517 3.0% $596
$90,000 to $99,999 1,899 2.0% $666
$100,000 to $124,999 5,927 9.0% $772
$125,000 to $149,999 4,164 6.0% $971
$150,000 to $174,999 6,382 9.0% $1146
$175,000 to $199,999 4,465 6.0% $1322
$200,000 to $249,999 8,494 13.0% $1602
$250,000 to $299,999 6,566 10.0% $1953
$300,000 to $399,999 6,797 10.0% $2480

Renters Insurance in Plantation

  • Average Renters Insurance in Plantation :  $150($12/month)

  • Median Gross Rent in Plantation :  $1,182

  • Plantation Renters Insurance to Median Rent Ratio:  1.02%

  • Average household size of renter-occupied unit :  2.66

Plantation Renters Insurance as a Percentage of Rent

Plantation Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 316 1.0% $1237
$500 to $749 1,638 5.0% $1912
$750 to $999 6,824 22.0% $2662
$1,000 to $1,499 14,502 47.0% $3787
$1,500 or more 6,838 22.0% $5437

Rent Affordability in Plantation:

Approximately 51.0% (16,246) of households are spending more than 35% of their income on gross rent in Plantation

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,601 5.0%
15.0 to 19.9 percent 2,940 9.0%
20.0 to 24.9 percent 3,929 12.0%
25.0 to 29.9 percent 3,291 10.0%
30.0 to 34.9 percent 3,395 10.0%
35.0 percent or more 16,246 51.0%

Plantation Renters Insurance Discounts:

Plantation Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Plantation, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 16,200 51.0% $15.0
2 vehicles available 9,425 30.0% $22.5
3 or more vehicles available 1,824 5.0% $30.0

Protective device discount in Plantation Up to :  $22

Claims-free discount in Plantation Up to :  $30