Pine Hill Insurance Rates:

Pine Hill, NJ home insurance is roughly $685 to $928, about $57-$77/month. Our exhaustive guide reveals consumers can save as much as $322 by comparing many quotes

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Pine Hill Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $230/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

5 Beds, 5 Baths 2120 sqft Rental Property Constructed In 1961 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Married Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $470/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

2 Beds, 2 Bath 1220 sqft Seasonal Residence Constructed In 1993 with Wood Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $50/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 900 sqft Primary Residence Constructed In 1992 with Hardwood Flooring, Shingles Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Married Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $530/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $315,000

5 Beds, 5 Baths 3290 sqft Seasonal Residence Constructed In 1999 with Carpet over wood flooring, Slate Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $410/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

4 Beds, 4 Baths 2700 sqft Vacation Property Constructed In 1977 with Linoleum, Metal Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Swimming Pool, Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $100/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Bath 2420 sqft Primary Residence Constructed In 2003 with Stone Flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $490/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1260 sqft Vacation Property Constructed In 1985 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Male who has a Full Time Job with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $280/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1010 sqft Seasonal Residence Constructed In 1975 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $390/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Baths 1930 sqft Primary Residence Constructed In 1967 with Wood Flooring, Tile Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Male who is Retired and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $50/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

2 Beds, 2 Bath 1250 sqft Primary Residence Constructed In 2002 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Single Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Pine Hill Rates & Quotes Analysis:

Pine Hill Area Estimated House Insurance
Estates Rd, Berkey Ln, Diamond Ave, E Buttonwood Ave, E 4th Ave, Turnerville Rd, Spring Ave, E 5th Ave, Ford Ln, Mac Knight Dr$809
Carter Ln, Mason Ct, Ramblewood Dr, Short Dr, Mason Run, Bramau Ave, E 11th Ave, Wilson Rd, Clementon New Brooklyn Rd, Hill Dr$809
Glennwood Dr, Lincoln Ln, Meadow Rd, Branch Ave, Spruce Ln, Kenwood Dr W, Valley Ct, E 7th Ave, E Evanson Ave, Walnut Ln$803
Fairway Rd, E 12th Ave, Bromley Estate, Turnerville Rd, E 8th Ave, Congress Rd, North Dr, W Grove St, W Branch Ave, Bramau Ct$810
Daniels Ave, Melrose Dr, Hillside Ave, Osborne Ave, Mansion Apartments Rd, Kentwood W, Baker Hill Rd, E Woodburn Ave, Branch Ave, Kennedy Ct$806

Insurance rates are influenced by a number of factors including:

  • Year Built: 526 Homes (12% of total) built between 1980 to 1989 in Pine Hill are paying home insurance between $1,203-$1,215 and differs from Camden County (+$25), Berlin (+$35), Gloucester (+$27), Audubon Park (-$41) and Woodlynne (-$17).
  • Bedrooms: 956 1 bedroom homes (22% of total homes ) in Pine Hill are paying about $331 and varies from Camden County (+$7), Stratford (+$6), Blackwood (+$3), Clementon (-$10) and Hi-Nella (-$6).
  • Auto Insurance Bundling: 660 Households (25% of all households) in Pine Hill have 3 or more vehicles available and when it is bundled with home insurance you can save $201 compared to Clementon ($200), Camden County ($205), Lindenwold ($200).
  • Senior Discounts: 999 seniors (more than 55 years) occupied housing units (39% of total) in Pine Hill get discounts between $120 to $123 and varies from Pine Valley ($113), Clementon ($120), Camden County ($123).
  • New Homes discounts: New homes such as the 1,242 homes built between 2000 to 2009 in Pine Hill can save $161 and differs from Pine Valley ($151), Clementon ($160), Camden County ($164).

Pine Hill Homeowners insurance Facts

  • Pine Hill, NJ has 2,549 owner occupied houses which is 63.4% of all units whereas Pine Valley, Clementon and Camden County have 100.0%, 64.59% and 68.86% respectively.
  • Pine Hill, NJ homeowners yearly insurance price at $806 is 0.49% of the typical house value of $163,800 which is in contrast with 0.53% in Clementon, 0.38% at Camden County & 0.53% in Lindenwold.
  • Homeowners in Pine Hill, NJ pay 1.19% of their income ($60,000 to $74,999) in insurance whereas homeowners in Clementon, Camden County and Lindenwold pay 1.19%, 1.22% and 1.19% respectively.
  • Pine Hill, NJ’s insurance is 3.9% of monthly housing costs of $1,729/month, for owners with a mortgage compared to 4.32% in Clementon, 3.47% at Camden County & 4.01% in Lindenwold. But, for households without a mortgage, insurance is 9.7% of costs ($692 in Pine Hill, NJ) in contrast with 10.08% in Clementon, 8.14% at Camden County & 8.54% in Lindenwold.

Pine Hill, NJ Home Values & Insurance rates

For example, insurance for 607 Homes (24.0% of total homes ) valued between $150,000 to $174,999 in Pine Hill, NJ is about $797. Rates in nearby areas in such as Camden County, Berlin, Laurel Springs are cheaper by $188, $241, $197 respectively while Clementon and Lindenwold are costlier by $61 and $54 respectively for similar homes.

Pine Hill, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 96 3.0% $120
$70,000 to $79,999 54 2.0% $362
$80,000 to $89,999 65 2.0% $411
$90,000 to $99,999 36 1.0% $459
$100,000 to $124,999 258 10.0% $540
$125,000 to $149,999 420 16.0% $668
$150,000 to $174,999 607 24.0% $797
$175,000 to $199,999 474 18.0% $918
$200,000 to $249,999 262 10.0% $1104
$250,000 to $299,999 164 6.0% $1354
$300,000 to $399,999 54 2.0% $1716

Renters Insurance in Pine Hill

  • Average Renters Insurance in Pine Hill :  $213($17/month)

  • Median Gross Rent in Pine Hill :  $897

  • Pine Hill Renters Insurance to Median Rent Ratio:  1.9%

  • Average household size of renter-occupied unit :  2.06

Pine Hill Renters Insurance as a Percentage of Rent

Pine Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $353
$200 to $299 111 7.0% $803
$300 to $499 82 5.0% $1253
$500 to $749 94 6.0% $1928
$750 to $999 634 45.0% $2678
$1,000 to $1,499 292 20.0% $3803
$1,500 or more 174 12.0% $5453

Rent Affordability in Pine Hill:

Approximately 55.0% (815) of households are spending more than 35% of their income on gross rent in Pine Hill

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 76 5.0%
15.0 to 19.9 percent 190 12.0%
20.0 to 24.9 percent 71 4.0%
25.0 to 29.9 percent 196 13.0%
30.0 to 34.9 percent 124 8.0%
35.0 percent or more 815 55.0%

Protective device discount in Pine Hill Up to :  $31

Claims-free discount in Pine Hill Up to :  $42