Pine Castle Insurance Rates:

Pine Castle, FL home insurance is about $959 to $1,315, about $79-$109/month. Our exhaustive research reveals consumers can save upto $454 by getting many quotes

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Pine Castle Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $170/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Baths 1480 sqft Rental Property Constructed In 2010 with Ceramic Tile Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $660/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 3300 sqft Rental Property Constructed In 1967 with Wood Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $2160/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

4 Beds, 4 Baths 2020 sqft Primary Residence Constructed In 1981 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $480/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

5 Beds, 5 Bath 1590 sqft Rental Property Constructed In 1983 with Ceramic Tile Flooring, Membrane Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1390/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

5 Beds, 5 Bath 1860 sqft Vacation Property Constructed In 1980 with Stone Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $520/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 2240 sqft Vacation Property Constructed In 1967 with Linoleum, Slate Shingles Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $3280/12 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $335,000

5 Beds, 5 Baths 4770 sqft Rental Property Constructed In 1962 with Stone Flooring, Slate Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Single Male who is Retired with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1590/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

5 Beds, 5 Bath 2440 sqft Rental Property Constructed In 1986 with Stone Flooring, Composition Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Pine Castle, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32809 $119,700 $1,150

Pine Castle Rates & Quotes Analysis:

Pine Castle Area Estimated House Insurance
Larue Ave, W Mary Jess Rd, Lyda Ln, Padgett Cir, Parkwood Pl, W Lancaster Rd, Holden Ridge Ave, Dewayne Dr, Voltaire Dr, Willow Oak Ln$1,192
Evangeline Ave, Belleville Ave, Playa Ct, Trinity Ln, Orwell Ave, Perkins Rd, Silvera Dr, E Pierce Ave, Redman St, Carla St$1,230
Spaatz Ave, Boice St, Wilks Ave, Hedge Ct, Sun Life Path, E Lancaster Rd, Galsworthy Ave, Old Dominion Rd, W Wallace St, Floralwood Ct$1,220
E Buchanon Ave, Prince St, Labelle St, Posada Dr, Leslyn Ct, Belle Vista Dr, Silver Oak Ct, Trojan St, Sunport Dr, Gem Oaks Ter$1,249
Plato Ave, Oak Tours Dr, Crystal Clear Ln, E Fillmore Ave, Skyview Dr, Linson Ct, Kepner St, Jamaica Ln, Fairlane Ave, Fairlane Ave$1,134

Insurance rates are influenced by a number of factors including:

  • Year Built: 755 Homes (18% of total homes ) built between 1950 to 1959 in Pine Castle are paying home insurance between $2,136-$2,153. Places close to Pine Castle, FL such as Edgewood, Belle Isle, Holden Heights are more expensive by $163, $204, $100 respectively while Taft and Clarcona are cheaper by $25 and $48 respectively for similar homes.
  • Bedrooms: 1,223 3 bedrooms homes (30% of total homes ) in Pine Castle are paying about $830 and differs from Sky Lake (+$9), Edgewood (+$76), Belle Isle (+$91), Lake Buena Vista (-$8) and Campbell (-$17).
  • Auto Insurance Bundling: 493 Households (31% of all households) in Pine Castle have 2 vehicles available and when it is bundled with home insurance you can save $227 in contrast with Sky Lake ($226), Edgewood ($244), Belle Isle ($248).
  • Senior Discounts: 626 seniors (more than 55 years) occupied housing units (40% of total) in Pine Castle get discounts between $169 to $171. The comparative concessions in proximate regions such as Sky Lake, Edgewood and Belle Isle are $169, $183 and $186 respectively.
  • New Homes discounts: New homes such as the 1,500 homes built between 2000 to 2009 in Pine Castle can save $227 and differs from Sky Lake ($226), Edgewood ($244), Belle Isle ($248).

Pine Castle Homeowners insurance Facts

  • Pine Castle, FL has 1,550 owner occupied houses which is 44.3% of all units whereas Sky Lake, Edgewood and Belle Isle have 63.25%, 89.85% and 84.52% respectively.
  • Pine Castle, FL homeowners yearly insurance price at $1,136 is 1.03% of the typical house value of $109,800 which is in contrast with 1.11% in Sky Lake, 0.48% at Edgewood & 0.43% in Belle Isle.
  • Homeowners in Pine Castle, FL pay 3.03% of their income ($35,000 to $39,999) in insurance whereas homeowners in Sky Lake, Edgewood and Belle Isle pay 3.02%, 3.26% and 3.32% respectively.
  • Pine Castle, FL’s insurance is 6.3% of monthly housing costs of $1,515/month, for owners with a mortgage compared to 7.86% in Sky Lake, 5.48% at Edgewood & 5.69% in Belle Isle. But, for households without a mortgage, insurance is 25.3% of costs ($374 in Pine Castle, FL) in contrast with 27.85% in Sky Lake, 16.39% at Edgewood & 18.0% in Belle Isle.

Pine Castle, FL Home Values & Insurance rates

For example, insurance for 63 Homes (4.0% of total homes ) valued between $175,000 to $199,999 in Pine Castle, FL is about $1,931. Rates in nearby areas in such as Edgewood, Belle Isle, Holden Heights are cheaper by $1,039, $1,135, $802 respectively while Sky Lake and Orlovista are costlier by $142 and $108 respectively for similar homes.

Pine Castle, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 115 7.0% $249
$50,000 to $59,999 30 1.0% $533
$60,000 to $69,999 93 6.0% $670
$70,000 to $79,999 149 9.0% $772
$80,000 to $89,999 234 15.0% $874
$90,000 to $99,999 80 5.0% $976
$100,000 to $124,999 188 12.0% $1136
$125,000 to $149,999 95 6.0% $1420
$150,000 to $174,999 192 12.0% $1669
$175,000 to $199,999 63 4.0% $1931
$200,000 to $249,999 182 12.0% $2328
$250,000 to $299,999 52 3.0% $2840
$300,000 to $399,999 37 2.0% $3612

Renters Insurance in Pine Castle

  • Average Renters Insurance in Pine Castle :  $186($15/month)

  • Median Gross Rent in Pine Castle :  $937

  • Pine Castle Renters Insurance to Median Rent Ratio:  1.6%

  • Average household size of renter-occupied unit :  2.89

Pine Castle Renters Insurance as a Percentage of Rent

Pine Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 48 2.0% $1246
$500 to $749 352 18.0% $1921
$750 to $999 795 42.0% $2671
$1,000 to $1,499 517 27.0% $3796
$1,500 or more 149 8.0% $5446

Protective device discount in Pine Castle Up to :  $27

Claims-free discount in Pine Castle Up to :  $37