Pine Bluff Insurance Rates:

Pine Bluff, AR home insurance is about $912 to $1,238, about $76-$103/month. Our extensive analysis indicates shoppers can save as much as $430 by getting multiple quotes

Compare Quotes from Top Providers and Save now!

Research about Pine Bluff Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Arkansas. Compare quotes & save.

Pine Bluff Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $460/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1920 sqft Vacation Property Constructed In 1967 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $550/12 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

4 Beds, 4 Baths 1760 sqft Primary Residence Constructed In 1974 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Smoke Alarm, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Divorced Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $750/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Bath 3190 sqft Vacation Property Constructed In 1971 with Stone Flooring, Membrane Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Smoke Alarm, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $430/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

4 Beds, 4 Baths 2980 sqft Primary Residence Constructed In 1962 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Married Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1150/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

4 Beds, 4 Baths 1860 sqft Rental Property Constructed In 1988 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $90/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

4 Beds, 4 Baths 1850 sqft Seasonal Residence Constructed In 1959 with Ceramic Tile Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Single Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/6 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Baths 1640 sqft Seasonal Residence Constructed In 1988 with Stone Flooring, Tile Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Fireplace, Copper Water Pipes, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $530/10 months for $50,000-$75,000 Coverage
Policy Holder Home Details :

Home Value : $45,000

3 Beds, 3 Baths 1514 sqft Primary Residence Constructed In 1962 with Hardwood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stucco siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Pine Bluff, AR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
71603 $88,300 $1,100

Pine Bluff Rates & Quotes Analysis:

Pine Bluff Area Estimated House Insurance
Perry St, Glover Dr, W Knight St, University Dr, Hampton Pl, Geris Ln, W Havis St, Raintree Dr, Trinity Village, S Georgia St$1,097
Camp Rd, Meadowood Ln, N Oregon St, Ohio St, Devine Rd, E 12th Ave, W 37th Ave, N Bois D Arc St, E 47th Ave, Grider Field Ladd Rd$1,087
S Scruggs Dr, S Pointer Rd, Reindeer Cove, Jetta Rd, Roane Ave, Deerwood Dr, Mulberry, S Blake St, Royal Oaks Dr, Paschal St$1,102
Bridges St, S Pennsylvania St, Laffite Cove, W Holland Ave, Cordor Rd, Miles Dr, Buffalo Trl, Carbon St, Nobles Atkins Lake Rd, Vernon St$1,109
Crossett Rd, Watson Blvd S, Eastwood Ct, Meadow Cove, Short Reeker St, E Short 24th Ave, Petit Jean Cove, S Hemlock St, S Elm St, Patty Ln$1,057
Miramar Dr, Carbon Ave, Sunset Rd, Reba Ln, Shaw Rd, Hidden Lake Dr, S Texas St, Target Valley Rd, Ritchwood Dr, N Greenway Dr$1,081
Austin, S Kentucky St, Boone St, Biscayne Dr, White Tail Cove, N Bryant St, Fawn Cv, la Salle Cove, W 26th Ave, Sweet Gum Ln$1,125
E Baldwin Rd, Belmoor Ave, S Pinewood Dr, McCoskey Rd, Blocker Dr, Aureli Rd, N Colorado St, Cottonwood Cir, Turtle Cv, Madison$1,115
Tamo Lake Rd, Johnson Rd, Flemmons Ln, Quail Meadows Rd, S Industrial Dr, S Fox St, Shotgun Trl, N Richard Dr, Barney Cv, Windsor Colony Dr$1,056
Cromwell Cove, S Tennessee St, Harvest Dr, Cumberland Rd, Victory Ln, Lind Caru, Crownwood, Gandy Ave, N Moreland St, Crosby Ln$1,111

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,622 Homes (17% of total) built between 1950 to 1959 in Pine Bluff are paying home insurance between $2,022-$2,038 and varies from Niven (+$68), White Hall (+$95), Victoria (+$20), Melton (-$20) and Plum Bayou (-$22).
  • Bedrooms: 7,098 2 bedrooms homes (33% of total homes ) in Pine Bluff are paying about $904 in contrast with Niven (+$19), White Hall (+$30), Jefferson County (+$7), Victoria (-$3) and Melton (-$10).
  • Auto Insurance Bundling: 3,600 Households (37% of all households) in Pine Bluff have 2 vehicles available and when it is bundled with home insurance you can save $215 compared to Vaugine ($215), Niven ($222), White Hall ($225).
  • Senior Discounts: 5,647 seniors (more than 55 years) occupied housing units (58% of total) in Pine Bluff get discounts between $160 to $163. The comparative concessions in proximate regions such as Vaugine, Niven and White Hall are $161, $166 and $168 respectively.
  • New Homes discounts: New homes such as the 6,787 homes built between 2000 to 2009 in Pine Bluff can save $215 and similar new home insurance discounts in nearby towns and cities like Vaugine, Niven and White Hall are $215, $222 and $225 respectively.

Pine Bluff Homeowners insurance Facts

  • Pine Bluff, AR has 9,707 owner occupied houses which is 54.7% of all units whereas Vaugine, Niven and White Hall have 54.79%, 89.24% and 72.73% respectively.
  • Pine Bluff, AR homeowners yearly insurance price at $1,076 is 1.5% of the typical house value of $71,500 which is in contrast with 1.5% in Vaugine, 0.97% at Niven & 0.85% in White Hall.
  • Homeowners in Pine Bluff, AR pay 1.43% of their income ($75,000 or more) in insurance whereas homeowners in Vaugine, Niven and White Hall pay 1.43%, 1.48% and 1.5% respectively.
  • Pine Bluff, AR’s insurance is 9.8% of monthly housing costs of $917/month, for owners with a mortgage compared to 9.77% in Vaugine, 9.51% at Niven & 7.42% in White Hall. But, for households without a mortgage, insurance is 25.7% of costs ($349 in Pine Bluff, AR) in contrast with 25.77% in Vaugine, 27.39% at Niven & 28.32% in White Hall.

Pine Bluff, AR Home Values & Insurance rates

For example, insurance for 827 Homes (8.0% of total homes ) valued between $70,000 to $79,999 in Pine Bluff, AR is about $1,119. Rates in nearby areas in such as Niven, White Hall, Victoria are cheaper by $397, $489, $143 respectively while Melton and Plum Bayou are costlier by $264 and $305 respectively for similar homes.

Pine Bluff, AR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,153 32.0% $365
$50,000 to $59,999 774 8.0% $785
$60,000 to $69,999 803 8.0% $968
$70,000 to $79,999 827 8.0% $1119
$80,000 to $89,999 864 8.0% $1269
$90,000 to $99,999 717 7.0% $1420
$100,000 to $124,999 590 6.0% $1646
$125,000 to $149,999 544 5.0% $2065
$150,000 to $174,999 591 6.0% $2442
$175,000 to $199,999 245 2.0% $2819
$200,000 to $249,999 464 4.0% $3389

Renters Insurance in Pine Bluff

  • Average Renters Insurance in Pine Bluff :  $354($29/month)

  • Median Gross Rent in Pine Bluff :  $642

  • Pine Bluff Renters Insurance to Median Rent Ratio:  4.52%

  • Renter occupied housing units in Pine Bluff :  8,045

Pine Bluff Renters Insurance as a Percentage of Rent

Pine Bluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 147 1.0% $388
$200 to $299 429 5.0% $838
$300 to $499 1,227 16.0% $1288
$500 to $749 3,670 49.0% $1963
$750 to $999 1,467 19.0% $2713
$1,000 to $1,499 503 6.0% $3838

Rent Affordability in Pine Bluff:

Approximately 58.0% (4,701) of households are spending more than 35% of their income on gross rent in Pine Bluff

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 792 9.0%
15.0 to 19.9 percent 619 7.0%
20.0 to 24.9 percent 759 9.0%
25.0 to 29.9 percent 616 7.0%
30.0 to 34.9 percent 558 6.0%
35.0 percent or more 4,701 58.0%

Pine Bluff Renters Insurance Discounts:

Pine Bluff Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Pine Bluff, AR Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 4,528 56.0% $35.4
2 vehicles available 1,625 20.0% $53.1
3 or more vehicles available 444 5.0% $70.8

Protective device discount in Pine Bluff Up to :  $53

Claims-free discount in Pine Bluff Up to :  $70