Piedmont Insurance Rates:

Piedmont, SC home insurance is approximately $675 to $926, about $56-$77/month. Our complete guide reveals consumers can save as much as $320 by getting multiple quotes

Compare Quotes from Top Providers and Save now!

Find out from Piedmont, South Carolina Home Insurance Reviews on the best. Compare quotes from them & get the cheapest one.

Piedmont Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $740/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 2260 sqft Primary Residence Constructed In 2002 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $230/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 1790 sqft Vacation Property Constructed In 1995 with Stone Flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $630/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 2400 sqft Seasonal Residence Constructed In 2013 with Ceramic Tile Flooring, Tile Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $120/3 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 1480 sqft Seasonal Residence Constructed In 2014 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Smoke Alarm, Central Air Conditioning, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $460/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $130,000

4 Beds, 4 Baths 1910 sqft Primary Residence Constructed In 1997 with Carpet Flooring, Composition Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Divorced Female who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $210/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Bath 1680 sqft Rental Property Constructed In 2011 with Wood Flooring, Tile Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $2520/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $375,000

5 Beds, 5 Bath 4450 sqft Primary Residence Constructed In 1979 with Carpet over wood flooring, Slate Shingles Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $970/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $380,000

5 Beds, 5 Baths 4430 sqft Primary Residence Constructed In 2011 with Linoleum, Metal Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Piedmont, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29673 $123,900 $820

Piedmont Rates & Quotes Analysis:

Piedmont Area Estimated House Insurance
Piedmont Golf Course Rd, Old Georgia Rd, Rehoboth Rd, Largess Ln, Wellesley St, Neddle Ct, Furr Rd, Labonte Dr, Old Griffin Rd, Charlwood Ave$795
Second End Ct, Ocean Isle Ct, Austin Brook St, Leaf Ln, Co Rd 1969, White Rd, Honey Locust Ln, Sweet Shade Way, Moody Rd, Rudd Rd$788
Guest Ave, Talley Scott Rd, Ernest Dr, Co Rd 106, Monticello Dr, Sheffield Dr, Cardington Ave, Cioffi Rd, Chesley Dr, Hamby St$793
Idlewild Ave, New Cut Rd, E Oak Hill Ct, Willow Ct, Wisteria Ln, Nut Leaf Ln, Walker Rd, Squire Pl, Buick Ct, Flagler Ct$793
Scenic Lake Ct, Crested Springs Ct, Roy Ct, Smythe Ln, Mamie Black Rd, Bonefield Dr, Kathys Way, Deer Creek Dr, E-171, Medfield Ct$804

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,095 Homes (15% of total) built between 1970 to 1979 in Piedmont are paying home insurance between $1,299-$1,311 in contrast with Powdersville (+$39), Mauldin (+$25), Powdersville-Piedmont (+$35), West Pelzer (-$33) and Gantt (-$21).
  • Bedrooms: 790 4 bedrooms homes (11% of total homes ) in Piedmont are paying about $1,009. Areas near to Piedmont such as Powdersville, Mauldin, Powdersville-Piedmont are costlier by $30, $20, $19 respectively whereas Golden Grove and Pelzer are more economical by $7, $15 respectively for similar homes.
  • Auto Insurance Bundling: 1,963 Households (43% of all households) in Piedmont have 2 vehicles available and when it is bundled with home insurance you can save $160 and varies from Golden Grove ($159), Pelzer ($157), West Pelzer ($156).
  • Senior Discounts: 2,296 seniors (more than 55 years) occupied housing units (50% of total) in Piedmont get discounts between $119 to $121 and varies from Golden Grove ($119), Ware Place ($112), Pelzer ($118).
  • New Homes discounts: New homes such as the 3,817 homes built between 2000 to 2009 in Piedmont can save $160 compared to Golden Grove ($159), Ware Place ($149), Pelzer ($157).

Piedmont Homeowners insurance Facts

  • Piedmont, SC has 4,540 owner occupied houses which is 73.4% of all units whereas Golden Grove, Ware Place and Pelzer have 69.44%, 100.0% and 80.77% respectively.
  • Piedmont, SC homeowners yearly insurance price at $801 is 0.7% of the typical house value of $114,000 which is in contrast with 0.76% in Golden Grove, 0.89% at Pelzer & 1.09% in West Pelzer.
  • Homeowners in Piedmont, SC pay 6.41% of their income ($10,000 to $14,999) in insurance whereas homeowners in Golden Grove, Pelzer and West Pelzer pay 6.37%, 6.31% and 6.25% respectively.
  • Piedmont, SC’s insurance is 6.2% of monthly housing costs of $1,080/month, for owners with a mortgage compared to 7.4% in Golden Grove, 5.93% at Pelzer & 8.14% in West Pelzer. But, for households without a mortgage, insurance is 26.9% of costs ($248 in Piedmont, SC) in contrast with 33.84% in Golden Grove, 22.67% at Pelzer & 24.75% in West Pelzer.

Piedmont, SC Home Values & Insurance rates

For example, insurance for 485 Homes (10.0% of total homes ) valued between $150,000 to $174,999 in Piedmont, SC is about $1,137. Rates in nearby areas in such as Powdersville, Mauldin, Powdersville-Piedmont are cheaper by $337, $247, $323 respectively while Golden Grove and West Pelzer are costlier by $96 and $628 respectively for similar homes.

Piedmont, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 716 16.0% $168
$50,000 to $59,999 239 5.0% $368
$60,000 to $69,999 377 8.0% $456
$70,000 to $79,999 233 5.0% $520
$80,000 to $89,999 176 3.0% $592
$90,000 to $99,999 273 6.0% $664
$100,000 to $124,999 456 10.0% $768
$125,000 to $149,999 591 13.0% $961
$150,000 to $174,999 485 10.0% $1137
$175,000 to $199,999 216 4.0% $1313
$200,000 to $249,999 332 7.0% $1577
$250,000 to $299,999 216 4.0% $1930
$300,000 to $399,999 110 2.0% $2459

Renters Insurance in Piedmont

  • Average Renters Insurance in Piedmont :  $204($17/month)

  • Median Gross Rent in Piedmont :  $760

  • Piedmont Renters Insurance to Median Rent Ratio:  2.24%

  • Renter occupied housing units in Piedmont :  1,642

Piedmont Renters Insurance as a Percentage of Rent

Piedmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 77 5.0% $351
$300 to $499 239 16.0% $1251
$500 to $749 398 27.0% $1926
$750 to $999 478 33.0% $2676
$1,000 to $1,499 143 10.0% $3801
$1,500 or more 95 6.0% $5451

Rent Affordability in Piedmont:

Approximately 46.0% (766) of households are spending more than 35% of their income on gross rent in Piedmont

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 108 6.0%
15.0 to 19.9 percent 374 22.0%
20.0 to 24.9 percent 173 10.0%
25.0 to 29.9 percent 126 7.0%
30.0 to 34.9 percent 95 5.0%
35.0 percent or more 766 46.0%

Protective device discount in Piedmont Up to :  $30

Claims-free discount in Piedmont Up to :  $40