Perryville Insurance Rates:

Perryville, MO home insurance is about $810 to $1,106, about $67-$92/month. Our thorough guide shows customers can save upto $382 by getting many quotes

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Perryville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $600/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Bath 1630 sqft Rental Property Constructed In 1945 with Ceramic Tile Flooring, Slate Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $690/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $260,000

4 Beds, 4 Baths 3190 sqft Vacation Property Constructed In 1980 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $150/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

4 Beds, 4 Bath 1850 sqft Seasonal Residence Constructed In 2003 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $370/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

4 Beds, 4 Bath 3260 sqft Vacation Property Constructed In 1987 with Wood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $70/3 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $75,000

3 Beds, 3 Baths 1270 sqft Primary Residence Constructed In 1952 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $140/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $260,000

5 Beds, 5 Baths 3260 sqft Rental Property Constructed In 1974 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $110/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Baths 1910 sqft Primary Residence Constructed In 2000 with Linoleum, Tile Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $280/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Bath 1640 sqft Vacation Property Constructed In 1969 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Central Air Conditioning, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Married Male who is Retired with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $270/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 1990 sqft Vacation Property Constructed In 1969 with Wood Flooring, Tile Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $80/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Baths 1250 sqft Seasonal Residence Constructed In 2008 with Linoleum, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Male who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

Perryville, MO Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
63775 $124,100 $980

Perryville Rates & Quotes Analysis:

Perryville Area Estimated House Insurance
Nine Pines Ln, Chloe St, Co Rd 616, W St Joseph St, Outer Circle Dr, Old School Rd, S Kingshighway St, Oak Way, N Jackson St, St Joseph Ln$992
Snow Drift Ln, S Perryville Blvd, Pcr 506, Leimbach Landing Ln, Pcr 414, Four D Ct, Hoop Ln, Shannon Ln, N Shelby St, Shady Brook Ln$988
Amber Ln, Breeze Dr, Pcr 416, Thomas St, Kiefer Ln, Oriole Ln, Kelly St, Chipmonk Ln, Pcr 424, Oak St$993
Mill Creek Lake, Hwy K, Rock Ln, Pcr 716, Pcr 520, Rock Valley Ln, Pcr 732, Pcr 700, Co Rd 414, Gibbar St$978
W North St, Pcr 501, Jean Deer Dr, Moore Dr, Little Apple Rd, Robinson Industrial Dr, Pcr 844, Co Rd 726, Lottes Blvd, Pcr 318$992

Insurance rates are influenced by a number of factors including:

  • Year Built: 531 Homes (15% of total) built between 1950 to 1959 in Perryville are paying home insurance between $1,799-$1,814 and differs from Perry County (+$29), Brewer (+$16), Cinque Hommes (+$92), Longtown (-$29) and Lithium (-$43).
  • Bedrooms: 533 4 bedrooms homes (15% of total homes ) in Perryville are paying about $1,378. Areas near to Perryville such as Perry County, Cinque Hommes, Bois Brule are costlier by $21, $70, $29 respectively whereas Longtown and Lithium are more economical by $23, $34 respectively for similar homes.
  • Auto Insurance Bundling: 894 Households (40% of all households) in Perryville have 2 vehicles available and when it is bundled with home insurance you can save $191. Discounts for similar bundling in close by locations such as Perry County, Brewer, Cinque Hommes come to $194, $193, $201 respectively.
  • Senior Discounts: 1,033 seniors (more than 55 years) occupied housing units (46% of total) in Perryville get discounts between $142 to $144 and varies from Perry County ($145), Brewer ($144), Cinque Hommes ($150).
  • New Homes discounts: New homes such as the 1,392 homes built between 2000 to 2009 in Perryville can save $191 in contrast with Perry County ($194), Brewer ($193), Cinque Hommes ($201).

Perryville Homeowners insurance Facts

  • Perryville, MO has 2,217 owner occupied houses which is 66.2% of all units whereas Perry County, Brewer and Cinque Hommes have 77.14%, 75.89% and 83.12% respectively.
  • Perryville, MO homeowners yearly insurance price at $957 is 0.93% of the typical house value of $103,400 which is in contrast with 0.79% in Perry County, 0.85% at Brewer & 0.59% in Cinque Hommes.
  • Homeowners in Perryville, MO pay 1.42% of their income ($60,000 to $74,999) in insurance whereas homeowners in Perry County, Brewer and Cinque Hommes pay 1.44%, 1.43% and 1.49% respectively.
  • Perryville, MO’s insurance is 8.0% of monthly housing costs of $995/month, for owners with a mortgage compared to 7.36% in Perry County, 8.46% at Brewer & 6.04% in Cinque Hommes. But, for households without a mortgage, insurance is 21.6% of costs ($370 in Perryville, MO) in contrast with 22.95% in Perry County, 15.68% at Brewer & 20.4% in Cinque Hommes.

Perryville, MO Home Values & Insurance rates

For example, insurance for 111 Homes (5.0% of total homes ) valued between $250,000 to $299,999 in Perryville, MO is about $2,545. Rates in nearby areas in such as Perry County, Brewer, Cinque Hommes are cheaper by $358, $220, $916 respectively while Apple Creek and Crooked Creek are costlier by $93 and $119 respectively for similar homes.

Perryville, MO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 176 8.0% $229
$50,000 to $59,999 132 6.0% $478
$60,000 to $69,999 183 8.0% $593
$70,000 to $79,999 127 5.0% $689
$80,000 to $89,999 279 12.0% $784
$90,000 to $99,999 164 7.0% $870
$100,000 to $124,999 351 16.0% $1014
$125,000 to $149,999 213 9.0% $1263
$150,000 to $174,999 141 6.0% $1502
$175,000 to $199,999 130 6.0% $1732
$200,000 to $249,999 123 5.0% $2086
$250,000 to $299,999 111 5.0% $2545

Renters Insurance in Perryville

  • Average Renters Insurance in Perryville :  $212($17/month)

  • Median Gross Rent in Perryville :  $636

  • Perryville Renters Insurance to Median Rent Ratio:  2.67%

  • Renter occupied housing units in Perryville :  1,132

Perryville Renters Insurance as a Percentage of Rent

Perryville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 4.0% $353
$200 to $299 30 2.0% $803
$300 to $499 198 18.0% $1253
$500 to $749 453 41.0% $1928
$750 to $999 247 22.0% $2678
$1,000 to $1,499 121 11.0% $3803

Protective device discount in Perryville Up to :  $31

Claims-free discount in Perryville Up to :  $42