Peoria Insurance Rates:

Peoria, AZ home insurance is about $529 to $718, about $44-$59/month. Our comprehensive guide shows customers can save as much as $249 by getting different quotes

Compare Quotes from Top Providers and Save now!

Research about Peoria Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Arizona. Compare quotes & save.

Peoria Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $140/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 1360 sqft Rental Property Constructed In 1992 with Stone Flooring, Composition Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

29 Years old Single Female who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $510/10 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $280,000

5 Beds, 5 Baths 2670 sqft Primary Residence Constructed In 2003 with Hardwood Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Single Male who is Retired with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $530/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Baths 1650 sqft Seasonal Residence Constructed In 2011 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $560/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $400,000

4 Beds, 4 Bath 3210 sqft Rental Property Constructed In 2000 with Carpet Flooring, Composition Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Married Female who is Retired with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $200/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Bath 1810 sqft Seasonal Residence Constructed In 2011 with Ceramic Tile Flooring, Tile Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $80/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

5 Beds, 5 Baths 1760 sqft Rental Property Constructed In 2006 with Linoleum, Wood Shake Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/7 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Baths 2085 sqft Primary Residence Constructed In 1998 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, Swimming Pool, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Peoria, AZ Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
85381 $211,000 $630
85382 $206,700 $640
85345 $121,700 $610

Peoria Rates & Quotes Analysis:

Peoria Area Estimated House Insurance
88th Dr, W Sheena Dr, W Wedgewood Dr, W Jessie Ln, 297th Ave, W Quail Run Rd, W Villa Chula Ln, N 97th Ln, W Maya Dr, 86th Dr$675
W Judson Dr, Buckhorn Trl, W Prickley Pear Trl, N 124th Gl, N 237th Ave, W Corte del Sol Este, Hillcrest Blvd, W Monte Lindo Ct, N Paseo Laredo Ln, Lucia Dr$639
W Cliffrose Rd, W Sonnet Dr, W Fern Dr, W Scotland Ave, W Hower Rd, W Continental Dr, Ridgeline Rd, N 98th Dr, 121st Ave, Hedge Hog Pl$669
W Pineridge Dr, W Morning Vista Dr, N Mine Rd, County Rd, Honeysuckle Dr, W Challenger Trl, W Pima Ct, Running Deer Trl, W Sequoia, N Appaloosa Dr$634
84th Ln, 87th Ln, W Denton Ave, W Cedar Dr, 114th Ave, W Willow Haven Ct, N 295th Ave, W Dynamite Blvd, W Campana Dr, N 95th Ln$673
Stone Hedge Ranch Rd, W White Wing Rd, W Forrester Dr, W Overlook Rd, W New River Rd, 171st Ave, W Ocotilla Ln, 67th Dr, N Wrangler Dr, W Newport Dr$633
N Shiprock Dr, W Saddle Horn, W Rodgers Cir, Rydin Rd, Maya Way, Rees Jones Bl, Staghorn Rd, W Dale Rd, W Pioneer Camp Ground Rd, Tonopah Dr$673
W del Mar Ln, N Fairway Ct E, W Clair Dr, 123rd Ln, Kings Ave, 98th Ave, W Mobile Ave, W Whitehorn Way, W Alda Way, W Adela Dr$599
W Cimarron Blvd, W Evergreen Ter, W Trails Dr, W Lake Pleasant Pkwy, W Desert Harbor Dr, N Welk Dr, N Matador Ct, W Devil Springs Rd, Paso Trl, 67th Dr$612
N Fallen Leaf Ln, W Mary Ann Dr, W Elkhorn Dr, 125th Ln, Red Hawk Dr, W Pinehurst Dr, N Riviera Ct, W Chucks Ave, W Lazy K Ranch Rd, N 172 Ave$641

Insurance rates are influenced by a number of factors including:

  • Year Built: 21,398 Homes (33% of total) built between 1990 to 1999 in Peoria are paying home insurance between $900-$909 and varies from Deer Valley (+$37), Anthem (+$24), New River (+$50), Sun City (-$29) and El Mirage (-$36).
  • Bedrooms: 13,375 4 bedrooms homes (21% of total homes ) in Peoria are paying about $692. Areas near to Peoria such as Deer Valley, Anthem, New River are costlier by $23, $19, $32 respectively whereas Sun City West and Sun City are more economical by $8, $28 respectively for similar homes.
  • Auto Insurance Bundling: 19,094 Households (46% of all households) in Peoria have 2 vehicles available and when it is bundled with home insurance you can save $124. Discounts for similar bundling in close by locations such as Sun City West, Deer Valley, Anthem come to $124, $130, $128 respectively.
  • Senior Discounts: 18,521 seniors (more than 55 years) occupied housing units (44% of total) in Peoria get discounts between $93 to $95 and varies from Sun City West ($93), Deer Valley ($97), Anthem ($96).
  • New Homes discounts: New homes such as the 43,399 homes built between 2000 to 2009 in Peoria can save $124 and differs from Sun City West ($124), Deer Valley ($130), Anthem ($128).

Peoria Homeowners insurance Facts

  • Peoria, AZ has 41,214 owner occupied houses which is 73.6% of all units whereas Sun City West, Deer Valley and Anthem have 88.64%, 79.33% and 73.27% respectively.
  • Peoria, AZ homeowners yearly insurance price at $624 is 0.33% of the typical house value of $191,700 which is in contrast with 0.33% in Sun City West, 0.23% at Deer Valley & 0.26% in Anthem.
  • Homeowners in Peoria, AZ pay 2.27% of their income ($25,000 to $29,999) in insurance whereas homeowners in Sun City West, Deer Valley and Sun City pay 2.26%, 2.36% and 2.2% respectively.
  • Peoria, AZ’s insurance is 3.2% of monthly housing costs of $1,634/month, for owners with a mortgage compared to 4.81% in Sun City West, 2.66% at Deer Valley & 2.55% in Anthem. But, for households without a mortgage, insurance is 12.0% of costs ($434 in Peoria, AZ) in contrast with 15.16% in Sun City West, 11.15% at Deer Valley & 10.56% in Anthem.

Peoria, AZ Home Values & Insurance rates

For example, insurance for 2,621 Homes (6.0% of total homes ) valued between Less than $50,000 in Peoria, AZ is about $81. Rates in nearby areas in such as Sun City West, Deer Valley, Anthem are cheaper by $1, $29, $17 respectively while Sun City and Wittmann are costlier by $33 and $62 respectively for similar homes.

Peoria, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,621 6.0% $81
$50,000 to $59,999 470 1.0% $168
$60,000 to $69,999 622 1.0% $205
$70,000 to $79,999 711 1.0% $243
$80,000 to $89,999 1,212 3.0% $274
$90,000 to $99,999 1,137 3.0% $305
$100,000 to $124,999 3,236 8.0% $355
$125,000 to $149,999 3,200 8.0% $443
$150,000 to $174,999 5,080 13.0% $524
$175,000 to $199,999 3,474 9.0% $605
$200,000 to $249,999 6,514 17.0% $730
$250,000 to $299,999 4,900 13.0% $892
$300,000 to $399,999 4,357 11.0% $1135

Renters Insurance in Peoria

  • Average Renters Insurance in Peoria :  $205($17/month)

  • Median Gross Rent in Peoria :  $1,123

  • Peoria Renters Insurance to Median Rent Ratio:  1.51%

  • Renter occupied housing units in Peoria :  14,786

Peoria Renters Insurance as a Percentage of Rent

Peoria Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 406 2.0% $1251
$500 to $749 1,469 10.0% $1926
$750 to $999 3,512 24.0% $2676
$1,000 to $1,499 5,391 38.0% $3801
$1,500 or more 3,197 22.0% $5451

Rent Affordability in Peoria:

Approximately 46.0% (6,922) of households are spending more than 35% of their income on gross rent in Peoria

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,453 9.0%
15.0 to 19.9 percent 1,636 11.0%
20.0 to 24.9 percent 1,458 9.0%
25.0 to 29.9 percent 1,947 13.0%
30.0 to 34.9 percent 1,370 9.0%
35.0 percent or more 6,922 46.0%

Peoria Renters Insurance Discounts:

Peoria Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Peoria, AZ Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 5,621 38.0% $20.5
2 vehicles available 5,794 39.0% $30.75
3 or more vehicles available 1,330 8.0% $41.0

Peoria Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 690 4.0% $112
60 to 64 years 861 5.0% $89
65 to 74 years 748 5.0% $72
75 years and over 2,124 14.0% $56

Protective device discount in Peoria Up to :  $30

Claims-free discount in Peoria Up to :  $41