Pembroke Pines Insurance Rates:

Pembroke Pines, FL home insurance is about $1,021 to $1,389, about $85-$115/month. Our complete analysis reveals consumers can save as much as $481 by comparing different quotes

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Pembroke Pines Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $1090/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

4 Beds, 4 Bath 2220 sqft Seasonal Residence Constructed In 1988 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Married Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $1320/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

2 Beds, 2 Bath 1740 sqft Rental Property Constructed In 2007 with Carpet Flooring, Tile Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2320/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $340,000

4 Beds, 4 Baths 2970 sqft Seasonal Residence Constructed In 2009 with Wood Flooring, Membrane Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1990/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $225,000

5 Beds, 5 Baths 1540 sqft Rental Property Constructed In 2014 with Carpet over wood flooring, Metal Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who is Retired and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1910/5 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Baths 1632 sqft Primary Residence Constructed In 1993 with Wood Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Married Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

Pembroke Pines, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33029 $310,300 $1,270
33024 $172,700 $1,190

Pembroke Pines Rates & Quotes Analysis:

Pembroke Pines Area Estimated House Insurance
SW 191st Ave, Buttonwood Ave, SW 176th Ter, NW 154 Ave, Indigo St, Superior Blvd, Ontario Pl, SW 125th Way, NW 167th Ave, NW 76th Way$1,295
Eaton St, Everglades Dr, Iris Ct, NW 203rd Ter, SW 123rd Ave, 197th Ter, 142nd Ter, Sedgewyck Cir S, NW 143rd Ave, NW 199th Ter$1,175
SW 60th Ct, 156th Ave, SW 71st St, 161st Ave, Oneida Pl, 157th Ave, Sedgehill Rd, SW 114th Ave, SW 158th Way, Palm Cir$1,292
SW 168th Way, NW 21st Pl, NW 153rd Ave, Bel Aire Dr S, SW 114 Ave, NW 133rd Ave, Winkfield Way, NW 217th Ln, SW 3 St, Lance Point Pl$1,299
NW 162nd Ter, Cranberry Ct, Huron Ter, NW 169th Ave, NW 188th Ter, Epsom Ln, SW 113th Ave, Bahama Dr, SW 186th Ter, SW 95th Ter$1,291

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,219 Homes (16% of total) built between 1970 to 1979 in Pembroke Pines are paying home insurance between $1,953-$1,971 compared to Southwest Ranches (+$386), Davie (+$76), Cooper City (+$79), Country Club (-$52) and Miami Gardens (-$63).
  • Bedrooms: 19,918 2 bedrooms homes (32% of total homes ) in Pembroke Pines are paying about $699 and varies from Southwest Ranches (+$138), Davie (+$27), Cooper City (+$28), Country Club (-$19) and Miami Gardens (-$23).
  • Auto Insurance Bundling: 8,261 Households (19% of all households) in Pembroke Pines have 3 or more vehicles available and when it is bundled with home insurance you can save $301 and varies from Miramar-Pembroke Pines ($300), Southwest Ranches ($360), Miramar ($301).
  • Senior Discounts: 19,194 seniors (more than 55 years) occupied housing units (46% of total) in Pembroke Pines get discounts between $180 to $183. The comparative concessions in proximate regions such as Miramar-Pembroke Pines, Southwest Ranches and Davie are $180, $216 and $187 respectively.
  • New Homes discounts: New homes such as the 34,521 homes built between 2000 to 2009 in Pembroke Pines can save $240 compared to Miramar-Pembroke Pines ($240), Southwest Ranches ($288), Miramar ($240).

Pembroke Pines Homeowners insurance Facts

  • Pembroke Pines, FL has 41,710 owner occupied houses which is 74.4% of all units whereas Miramar-Pembroke Pines, Southwest Ranches and Miramar have 73.9%, 94.76% and 75.28% respectively.
  • Pembroke Pines, FL homeowners yearly insurance price at $1,204 is 0.54% of the typical house value of $223,800 which is in contrast with 0.55% in Miramar-Pembroke Pines, 0.23% at Southwest Ranches & 0.54% in Miramar.
  • Homeowners in Pembroke Pines, FL pay 3.21% of their income ($35,000 to $39,999) in insurance whereas homeowners in Miramar-Pembroke Pines, Southwest Ranches and Miramar pay 3.21%, 3.85% and 3.21% respectively.
  • Pembroke Pines, FL’s insurance is 4.8% of monthly housing costs of $2,105/month, for owners with a mortgage compared to 4.78% in Miramar-Pembroke Pines, 3.66% at Southwest Ranches & 4.66% in Miramar. But, for households without a mortgage, insurance is 17.4% of costs ($576 in Pembroke Pines, FL) in contrast with 16.99% in Miramar-Pembroke Pines, 12.0% at Southwest Ranches & 15.04% in Miramar.

Pembroke Pines, FL Home Values & Insurance rates

For example, insurance for 1,028 Homes (2.0% of total homes ) valued between $60,000 to $69,999 in Pembroke Pines, FL is about $349. Rates in nearby areas in such as Miramar-Pembroke Pines, Southwest Ranches, Davie are cheaper by $1, $205, $87 respectively while Country Club and Miami Gardens are costlier by $96 and $128 respectively for similar homes.

Pembroke Pines, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,407 3.0% $132
$50,000 to $59,999 648 1.0% $276
$60,000 to $69,999 1,028 2.0% $349
$70,000 to $79,999 1,328 3.0% $397
$80,000 to $89,999 834 2.0% $445
$90,000 to $99,999 1,209 3.0% $505
$100,000 to $124,999 2,744 7.0% $589
$125,000 to $149,999 2,079 5.0% $734
$150,000 to $174,999 4,127 11.0% $866
$175,000 to $199,999 2,642 7.0% $999
$200,000 to $249,999 5,907 15.0% $1204
$250,000 to $299,999 5,236 14.0% $1480
$300,000 to $399,999 7,816 21.0% $1878

Renters Insurance in Pembroke Pines

  • Average Renters Insurance in Pembroke Pines :  $113($9/month)

  • Median Gross Rent in Pembroke Pines :  $1,381

  • Pembroke Pines Renters Insurance to Median Rent Ratio:  0.65%

  • Average household size of renter-occupied unit :  2.52

Pembroke Pines Renters Insurance as a Percentage of Rent

Pembroke Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 250 1.0% $778
$300 to $499 148 1.0% $1228
$500 to $749 632 4.0% $1903
$750 to $999 1,485 11.0% $2653
$1,000 to $1,499 5,799 43.0% $3778
$1,500 or more 5,039 37.0% $5428

Rent Affordability in Pembroke Pines:

Approximately 55.0% (7,885) of households are spending more than 35% of their income on gross rent in Pembroke Pines

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 542 3.0%
15.0 to 19.9 percent 1,179 8.0%
20.0 to 24.9 percent 1,676 11.0%
25.0 to 29.9 percent 1,654 11.0%
30.0 to 34.9 percent 1,393 9.0%
35.0 percent or more 7,885 55.0%

Pembroke Pines Renters Insurance Discounts:

Pembroke Pines Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Pembroke Pines, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 6,876 47.0% $11.3
2 vehicles available 4,852 33.0% $16.95
3 or more vehicles available 777 5.0% $22.6

Protective device discount in Pembroke Pines Up to :  $16

Claims-free discount in Pembroke Pines Up to :  $22