Pembroke Insurance Rates:

Pembroke, NH home insurance is approximately $596 to $811, about $49-$67/month. Our comprehensive research indicates shoppers can save as much as $281 by comparing many quotes

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Pembroke Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $850/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $365,000

4 Beds, 4 Baths 2910 sqft Primary Residence Constructed In 1968 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $970/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

2 Beds, 2 Bath 1560 sqft Primary Residence Constructed In 1993 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1220/8 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $585,000

5 Beds, 5 Bath 4030 sqft Rental Property Constructed In 1942 with Linoleum, Tile Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Divorced Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $110/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $280,000

3 Beds, 3 Baths 2010 sqft Rental Property Constructed In 1961 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

54 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $830/7 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $545,000

5 Beds, 5 Baths 3760 sqft Primary Residence Constructed In 1990 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $540/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 1460 sqft Rental Property Constructed In 2013 with Ceramic Tile Flooring, Asphalt Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $960/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $280,000

4 Beds, 4 Baths 1820 sqft Seasonal Residence Constructed In 1946 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $180/3 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $130,000

2 Beds, 2 Bath 1010 sqft Vacation Property Constructed In 2014 with Wood Flooring, Metal Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Pembroke Rates & Quotes Analysis:

Pembroke Area Estimated House Insurance
Millard St, Belknap Dr, Pembroke Hill Rd, Brickett Hill Rd, Appleton St, Smith Ave, Wellington Way, Pembroke St, Perley Ave, Bow Ln$704
Remington Ct, Wilkins Ave, Meadowlark Ln, S Browning Ct, Liberty Dr, Bridge St Exd, Mellissa Ln, Evergreen Ln, Meadow Lark Ln, Front St$701
Chapelle St, Haleigh's Ct, Dudley Hill Rd, Renarl Ave, Clough Mill Rd, Church Rd, Alexander Dr, 4th Range Rd, Eastmeadow Dr, Beretta Ct$701
Central St, Hardy Rd, Fairview Ave, Kearsarge Dr, W View Ter, Old Bear Brook Rd, Sheep Davis Rd, Noyes St, Grandview Rd, Dover Rd$704
Batchelder Rd, Winchester Ct, Micol Ln, N Pembroke Rd, 6th Range Rd, Girard Ave, Robinson Rd, Nadine Rd, Poor Town Rd, E Meadow Ln$704

Insurance rates are influenced by a number of factors including:

  • Year Built: 518 Homes (16% of total homes ) built between 1980 to 1989 in Pembroke are paying home insurance between $1,050-$1,061. Places close to Pembroke, NH such as Bow, Chichester, Dunbarton are more expensive by $35, $13, $21 respectively while Suncook and Allenstown are cheaper by $16 and $35 respectively for similar homes.
  • Bedrooms: 1,300 3 bedrooms homes (42% of total homes ) in Pembroke are paying about $465. Areas near to Pembroke such as Bow, Chichester, Dunbarton are costlier by $8, $6, $9 respectively whereas Suncook and Allenstown are more economical by $7, $16 respectively for similar homes.
  • Auto Insurance Bundling: 693 Households (34% of all households) in Pembroke have 3 or more vehicles available and when it is bundled with home insurance you can save $176 compared to Suncook ($173), Allenstown ($170), Epsom ($175).
  • Senior Discounts: 939 seniors (more than 55 years) occupied housing units (47% of total) in Pembroke get discounts between $105 to $107 and differs from Suncook ($103), Allenstown ($102), Epsom ($105).
  • New Homes discounts: New homes such as the 929 homes built between 2000 to 2009 in Pembroke can save $140 and similar new home insurance discounts in nearby towns and cities like Suncook, Allenstown and Epsom are $138, $136 and $140 respectively.

Pembroke Homeowners insurance Facts

  • Pembroke, NH has 1,991 owner occupied houses which is 69.8% of all units whereas Suncook, Allenstown and Epsom have 53.13%, 67.68% and 89.17% respectively.
  • Pembroke, NH homeowners yearly insurance price at $704 is 0.3% of the typical house value of $236,400 which is in contrast with 0.34% in Suncook, 0.43% at Allenstown & 0.31% in Epsom.
  • Homeowners in Pembroke, NH pay 5.63% of their income ($10,000 to $14,999) in insurance whereas homeowners in Suncook, Allenstown and Epsom pay 5.54%, 5.44% and 5.6% respectively.
  • Pembroke, NH’s insurance is 2.8% of monthly housing costs of $2,064/month, for owners with a mortgage compared to 2.98% in Suncook, 2.95% at Allenstown & 2.86% in Epsom. But, for households without a mortgage, insurance is 7.9% of costs ($742 in Pembroke, NH) in contrast with 8.49% in Suncook, 7.64% at Allenstown & 7.88% in Epsom.

Pembroke, NH Home Values & Insurance rates

For example, insurance for 88 Homes (4.0% of total homes ) valued between $150,000 to $174,999 in Pembroke, NH is about $478. Rates in nearby areas in such as Bow, Hooksett, Chichester are cheaper by $100, $18, $44 respectively while Suncook and Allenstown are costlier by $76 and $222 respectively for similar homes.

Pembroke, NH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 59 3.0% $70
$60,000 to $69,999 35 1.0% $190
$100,000 to $124,999 62 3.0% $323
$150,000 to $174,999 88 4.0% $478
$175,000 to $199,999 250 13.0% $556
$200,000 to $249,999 668 35.0% $668
$250,000 to $299,999 549 29.0% $816
$300,000 to $399,999 165 8.0% $1041

Renters Insurance in Pembroke

  • Average Renters Insurance in Pembroke :  $122($10/month)

  • Median Gross Rent in Pembroke :  $787

  • Pembroke Renters Insurance to Median Rent Ratio:  1.27%

  • Average household size of renter-occupied unit :  1.89

Pembroke Renters Insurance as a Percentage of Rent

Pembroke Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 3.0% $330
$300 to $499 102 12.0% $1230
$500 to $749 143 17.0% $1905
$750 to $999 373 44.0% $2655
$1,000 to $1,499 128 15.0% $3780
$1,500 or more 58 6.0% $5430

Rent Affordability in Pembroke:

Approximately 48.0% (416) of households are spending more than 35% of their income on gross rent in Pembroke

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 81 9.0%
15.0 to 19.9 percent 52 6.0%
20.0 to 24.9 percent 111 12.0%
25.0 to 29.9 percent 59 6.0%
30.0 to 34.9 percent 141 16.0%
35.0 percent or more 416 48.0%

Protective device discount in Pembroke Up to :  $18

Claims-free discount in Pembroke Up to :  $24