Parkersburg Insurance Rates:

Parkersburg, WV home insurance is roughly $762 to $1,032, about $63-$86/month. Our complete analysis indicates shoppers can save as much as $358 by comparing multiple quotes

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Parkersburg Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $420/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 2090 sqft Primary Residence Constructed In 1979 with Linoleum, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Single Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $70/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 2070 sqft Rental Property Constructed In 1965 with Stone Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Central Air Conditioning, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $130/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

3 Beds, 3 Bath 1630 sqft Vacation Property Constructed In 1976 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $200/10 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1130 sqft Rental Property Constructed In 1951 with Ceramic Tile Flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $730/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 2250 sqft Seasonal Residence Constructed In 1953 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fire Extinguisher, Deadbolt Locks, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $350/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Bath 1330 sqft Seasonal Residence Constructed In 1949 with Carpet over wood flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $360/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

5 Beds, 5 Baths 2220 sqft Primary Residence Constructed In 1941 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Single Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $830/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Baths 3320 sqft Vacation Property Constructed In 1964 with Wood Flooring, Membrane Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Married Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $620/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Baths 2200 sqft Seasonal Residence Constructed In 1940 with Stone Flooring, Tile Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $550/8 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 2686 sqft Rental Property Constructed In 1945 with Hardwood Flooring, Composition Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Single Male who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Parkersburg, WV Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
26101 $88,800 $900

Parkersburg Rates & Quotes Analysis:

Parkersburg Area Estimated House Insurance
Capital Cir, Cypress St, Pin Oak Ln, Stadium Dr, Shrewsbury Pl, Crestview Dr, Mountain View Ln, Cherry Ave, Pearcy Ave, Quick St$920
Hazel St, Lost St, Clyde St, Benton Ave, Swann St, Market St, Scarce Fat Rd, Stewart Ave, Olive St, Newbank Rd$914
Co Hwy T, Pennsylvania Ave, Pine Tree Ln, Rosebud St, Blennerhassett Heights Rd, Imperial Dr, Lem Anderson, Ohio Ave, Mineral Wells Hts, Viscose Rd$937
Haught St, 19th Ave, Monks Ln, Stout St, Delta Rd 22, Foley Ave, Co Rte 21/17, Hope Hill, Coach House Rd, Co Rte 42/2$934
Bird St, Co Rte 14/10, Washington Dr, Putnam St, State Rte 892, Scenic Hills Rd, Morningside Ave, Windsor Dr, 11th St, Cale St$925
Whitlatch Ln, R Hill-Meidahl, Co Rte 47/4, Crescent Ave, S Parkview Dr, Evandale Ter, Parker St, Custer St, Beckner, Carpenter Run Rd$894
Valley View Cir, Valley Rd, Uhl Rd, Co Rte 4/4, Meadow Land Ests, Franwood Pl, Ann St, S Park Villa Trailer Ct, Jeanette Ct, Andy Acres Ln$913
Woodland Ave, East St, Union School, Co Rte 18, Eagle Ln, Grapevine Ln, 25th St, Wigal St, Quincy St, Postlewaite St$878
Turner Rd, Division St, Packard St, Co Rte 9/3, George St, Derby Rd, Kenner St, Foley Ave, Pumpkin Knob, Kennedy Ave$893
Mc Kinley Ave, Adams St, Red Hill School Rd, Sharon St, Pumkin Knob Rd, Willard Rd, Lost Pavement, Wildwood Dr, Pettsville-Lost Pavement, Co Rte 50/7$932

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,321 Homes (21% of total) built between 1950 to 1959 in Parkersburg are paying home insurance between $1,686-$1,699 in contrast with Vienna (+$30), Wood County (+$23), North Hills (+$109), Belpre(OH) (-$396) and Dunham(OH) (-$335).
  • Bedrooms: 4,831 2 bedrooms homes (31% of total homes ) in Parkersburg are paying about $745. Areas near to Parkersburg such as Vienna, Wood County, North Hills are costlier by $22, $18, $47 respectively whereas Belpre(OH) and Dunham(OH) are more economical by $86, $54 respectively for similar homes.
  • Auto Insurance Bundling: 1,317 Households (15% of all households) in Parkersburg have 3 or more vehicles available and when it is bundled with home insurance you can save $224. Discounts for similar bundling in close by locations such as Belpre(OH) , Vienna, Wood County come to $171, $228, $227 respectively.
  • Senior Discounts: 4,747 seniors (more than 55 years) occupied housing units (55% of total) in Parkersburg get discounts between $134 to $136 and varies from Belpre(OH) ($102), Vienna ($136), North Hills ($143).
  • New Homes discounts: New homes such as the 4,416 homes built between 2000 to 2009 in Parkersburg can save $179 compared to Belpre(OH) ($137), Vienna ($182), Wood County ($181).

Parkersburg Homeowners insurance Facts

  • Parkersburg, WV has 8,524 owner occupied houses which is 62.4% of all units whereas Belpre, Vienna and Wood County have 64.38%, 76.21% and 73.63% respectively.
  • Parkersburg, WV homeowners yearly insurance price at $897 is 1.02% of the typical house value of $88,200 which is in contrast with 0.72% in Belpre, 0.81% at Vienna & 0.87% in Wood County.
  • Homeowners in Parkersburg, WV pay 3.99% of their income ($20,000 to $24,999) in insurance whereas homeowners in Belpre, Vienna and Wood County pay 3.05%, 4.06% and 4.04% respectively.
  • Parkersburg, WV’s insurance is 8.8% of monthly housing costs of $849/month, for owners with a mortgage compared to 6.04% in Belpre, 7.71% at Vienna & 8.02% in Wood County. But, for households without a mortgage, insurance is 24.9% of costs ($300 in Parkersburg, WV) in contrast with 16.86% in Belpre, 24.7% at Vienna & 25.48% in Wood County.

Parkersburg, WV Home Values & Insurance rates

For example, insurance for 228 Homes (2.0% of total homes ) valued between $300,000 to $399,999 in Parkersburg, WV is about $3,552. Rates in nearby areas in such as Vienna, Wood County, North Hills are cheaper by $722, $511, $1,644 respectively while Ritchie County and Harrisville are costlier by $492 and $377 respectively for similar homes.

Parkersburg, WV Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,368 16.0% $251
$50,000 to $59,999 569 6.0% $529
$60,000 to $69,999 707 8.0% $654
$70,000 to $79,999 754 8.0% $762
$80,000 to $89,999 1,054 12.0% $861
$90,000 to $99,999 691 8.0% $959
$100,000 to $124,999 1,304 15.0% $1112
$125,000 to $149,999 627 7.0% $1390
$150,000 to $174,999 567 6.0% $1650
$175,000 to $199,999 327 3.0% $1901
$200,000 to $249,999 243 2.0% $2287
$300,000 to $399,999 228 2.0% $3552

Renters Insurance in Parkersburg

  • Average Renters Insurance in Parkersburg :  $302($25/month)

  • Median Gross Rent in Parkersburg :  $586

  • Parkersburg Renters Insurance to Median Rent Ratio:  4.27%

  • Renter occupied housing units in Parkersburg :  5,148

Parkersburg Renters Insurance as a Percentage of Rent

Parkersburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 178 3.0% $375
$200 to $299 306 6.0% $825
$300 to $499 1,048 21.0% $1275
$500 to $749 2,136 44.0% $1950
$750 to $999 842 17.0% $2700
$1,000 to $1,499 284 5.0% $3825

Protective device discount in Parkersburg Up to :  $45

Claims-free discount in Parkersburg Up to :  $60