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Oxnard, CA Home Values & Insurance Rates

Oxnard, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,289 5.0% $43
$70,000 to $79,999 267 1.0% $130
$80,000 to $89,999 237 1.0% $149
$100,000 to $124,999 414 1.0% $199
$125,000 to $149,999 477 2.0% $248
$150,000 to $174,999 722 3.0% $292
$175,000 to $199,999 991 4.0% $335
$200,000 to $249,999 3,446 15.0% $404
$250,000 to $299,999 4,542 20.0% $497
$300,000 to $399,999 9,196 41.0% $634

Oxnard Renters Insurance as a Percentage of Rent

Oxnard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 710 2.0% $788
$300 to $499 1,000 3.0% $1238
$500 to $749 1,698 6.0% $1913
$750 to $999 3,779 13.0% $2663
$1,000 to $1,499 10,220 36.0% $3788
$1,500 or more 10,219 36.0% $5438

Example Oxnard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 736857
Year Built 199419791981
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$300000-$350000$350000-$400000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Oxnard, CA

Home Insurance Company Near Oxnard, CA Homeowners Insurance Agency Near Oxnard, CA Address Distance from Oxnard, CA (miles)
Scherer-Mcmullen Insurance Agency, Llc P O Box 1298 Redondo Beach, Redondo Beach, CA, 90278 46.6
State Farm Allyson Weber 2318 S Union Ave, Los Angeles, CA, 90007-1843 48.6
State Farm Chris Munoz 4818 Fulton Ave, Sherman Oaks, CA, 91423 40.2
State Farm Tom Brundidge 214 Standard Street, El Segundo, CA, 90245-3865 43.2
Farmers Vivian Kim 3250 Wilshire Blvd Ste 1903, Los Angeles, CA, 90010 47.8

Estimated Home Insurance By Street Area Near Oxnard, CA

Oxnard Area Estimated House Insurance
Lanyard Way, King St, Clover Dr, Cleveland Dr, Dunes Cir, M St, Little Farms Rd, San Mateo Pl, Dunsmuir St, Arcadian Shores Trl$610
E 1st St, S M St, W Hueneme Rd, Sycamore St, Gracia Dr, Gloriosa Ct, Terrier St, Dock Rd, E Date St, Napoli Dr$602
Lavanda Dr, N Garfield Ave, Olga St, Saratoga St, el Greco Dr, E Thompson Blvd, Conner Dr, E Bard Rd, Seashore Ct, Talos Ave$629
Junewood Ct, Vessel Way, Yucca St, Diaz Ave, Ivory Way, Borrego Way, la Canada Ave, el Dorado Ave, Spur Dr, Crawford St$609
Howell Rd, Redwood St, Myrna Dr, Sutter Pl, Vaquero Creek, Fairmont Ln, Lassen St, Jerry Dr, Ivywood Dr, San Simeon Dr$623
Anchorage St, W 3rd St, Blackberry Cir, Sunfish Way, W Alta Green, Oarfish Ct, Hughes Dr, San Tropez Creek, Brucker Rd, Dupont St$616
Tulare Pl, Lobelia Dr, Seamist Ct, Minna St, Elder St, Jefferson Sq, S Victoria Service Ave, Beachcomber St, Daffodil Way, Tulipan Dr$682
Oarfish Ln, Yale Ct, Althea Ct, San Gorgonio St, Portola Rd, Belleza Dr, Wilson Ave, E Juniper St, S N St, M Ct$631
Phoenix Cir, 4th Pl, Moraine Way, Posada Dr, Yukonite Pl, Olds Rd, E 3rd St, Claremont Dr, Trinity Pl, N Grant Ave$606
Meta St, Eva St, Lemon Grove Ave, Napa St, Chesapeake Dr, Joyce Pl, W Roderick Ave, Balboa St, Richmond Ave, W Dorris Ave$634

Oxnard, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Oxnard Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,800$10,000
Net Savings to Oxnard Home Owner from High Deductible Plan $800

Oxnard, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oxnard, CA Home Replacement Value MORE than Home Value Oxnard, CA Home Replacement Value LESS than Home Value
Replacement Value $111,000 $75,500
Insurance Premium based on Replacement Value $300 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $25/year