Orange Park Insurance Rates:

Orange Park, FL home insurance is nearly $1,000 to $1,358, about $83-$113/month. Our thorough analysis reveals consumers can save upto $471 by getting many quotes

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Orange Park Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $1580/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1570 sqft Vacation Property Constructed In 1991 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Male who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1620/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 1880 sqft Vacation Property Constructed In 1988 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Copper Water Pipes, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $2250/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Baths 1790 sqft Primary Residence Constructed In 1983 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1880/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Baths 1230 sqft Primary Residence Constructed In 2001 with Carpet Flooring, Slate Shingles Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Fireplace, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2540/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $325,000

4 Beds, 4 Baths 3360 sqft Rental Property Constructed In 2001 with Carpet over wood flooring, Wood Shake Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $10250/12 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $395,000

5 Beds, 5 Baths 4650 sqft Primary Residence Constructed In 1987 with Hardwood Flooring, Shingles Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $2450/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1320 sqft Vacation Property Constructed In 1997 with Carpet Flooring, Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, Swimming Pool, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $1250/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $305,000

5 Beds, 5 Baths 3450 sqft Vacation Property Constructed In 1998 with Carpet Flooring, Metal Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Single Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $4330/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

4 Beds, 4 Baths 3090 sqft Primary Residence Constructed In 2003 with Stone Flooring, Tile Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $2090/5 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Baths 2244 sqft Primary Residence Constructed In 2005 with Wood Flooring, Tile Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Orange Park, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32065 $169,600 $1,180
32073 $165,600 $1,180

Orange Park Rates & Quotes Analysis:

Orange Park Area Estimated House Insurance
Tall Timber Dr, Whipple Ave, George Watson St, Strawflower Ln, Commanche Ct, Papaya Dr N, Golden Bell Ln, Twin Peak Ct, Benjamin Harrison St, Morgan Cir S$1,170
Carolina Cherry Ct, Bay Cir W, Drummond Ct, Tanglewood Blvd, Old Orange Park Rd, Loring Ave, Ridgeside Ct, Ridgehill Dr, Minorcan St, Orange Ln$1,174
Merganzer Trl, Red Fox Rd, Allen Ln, Hollow Glen Dr, Clermont Ave S, River Oak Dr, Noel Dr, Southern Links Dr, Mango Dr, Fingal Dr$1,185
Broadhaven Dr, Horseshoe Bend Rd, Westend Pl, W Dumfries Ct, Hayton Ave, Litchi Ct, Ridgetop Ct, Alpha Ct, Slash Pine Ct, Flock Ct$1,188
Heather Way, Gail Ct, Diana Dr, Lester Dr, Leo Ct, Blue Bird Run E, Bent Pine Ct, Twin Oak Dr E, Village Square Pkwy, Fairway Oaks Dr$1,197
Debbie Ln, Cobblestone Dr, Gemini Ct, Filmore St, Botany St, Blue Jack Ct, Edward Rutledge St, Stiles Ave, Manucy Ct, Acorn Manor$1,173
Astor St, Spicewood Cir, la Paz Pl, Pinehurst Ln, San Pablo Ct, Waters View Cir, Oakwood Plantation Dr, Kevin Dr, Lorn Ct, Salt Creek Dr$1,166
Ralph St, Burwick Ave, Outridge Ct, Bramble Ct, Shady Oak Ln, Trailing Pines Way, Hazel Nut, Robin Rd, Dog Fennel Ct, Aloe Manor$1,167
Aquarius Rd, Winter Pines Ct, Fairfield Ct, Hazel Nut Run E, Laurel Grove Ln, Devonshire Ln, Plantation Dr, Seton Pl, Hollow Glen Dr, Woodpecker Ln$1,200
Fernview Dr, Blairmore Ct, Glenn St, Trout River Ct, Knight Box Rd, Clayridge Ct, Roseberry Ct, Yorktown Pl, Turkey Hill Rd, Loch Rane Blvd$1,172

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,821 Homes (26% of total homes ) built between 1980 to 1989 in Orange Park are paying home insurance between $1,757-$1,775. Places close to Orange Park, FL such as Fleming Island, Asbury Lake, Fruit Cove are more expensive by $59, $11, $113 respectively while Lakeside and Bellair-Meadowbrook Terrace are cheaper by $13 and $50 respectively for similar homes.
  • Bedrooms: 16,456 3 bedrooms homes (45% of total homes ) in Orange Park are paying about $872. Areas near to Orange Park such as Fleming Island, Asbury Lake, Oakleaf Plantation are costlier by $29, $5, $3 respectively whereas Lakeside and Bellair-Meadowbrook Terrace are more economical by $6, $25 respectively for similar homes.
  • Auto Insurance Bundling: 5,914 Households (24% of all households) in Orange Park have 3 or more vehicles available and when it is bundled with home insurance you can save $294. Discounts for similar bundling in close by locations such as Fleming Island, Lakeside, Bellair-Meadowbrook Terrace come to $304, $292, $286 respectively.
  • Senior Discounts: 11,659 seniors (more than 55 years) occupied housing units (47% of total) in Orange Park get discounts between $176 to $179. The comparative concessions in proximate regions such as Fleming Island, Lakeside and Bellair-Meadowbrook Terrace are $182, $175 and $171 respectively.
  • New Homes discounts: New homes such as the 16,524 homes built between 2000 to 2009 in Orange Park can save $235 in contrast with Fleming Island ($243), Lakeside ($233), Bellair-Meadowbrook Terrace ($228).

Orange Park Homeowners insurance Facts

  • Orange Park, FL has 24,475 owner occupied houses which is 73.1% of all units whereas Fleming Island, Lakeside and Bellair-Meadowbrook Terrace have 81.27%, 77.13% and 48.98% respectively.
  • Orange Park, FL homeowners yearly insurance price at $1,178 is 0.66% of the typical house value of $179,500 which is in contrast with 0.5% in Fleming Island, 0.72% at Lakeside & 0.95% in Bellair-Meadowbrook Terrace.
  • Homeowners in Orange Park, FL pay 3.62% of their income ($30,000 to $34,999) in insurance whereas homeowners in Fleming Island, Lakeside and Bellair-Meadowbrook Terrace pay 3.74%, 3.6% and 3.52% respectively.
  • Orange Park, FL’s insurance is 6.3% of monthly housing costs of $1,564/month, for owners with a mortgage compared to 5.23% in Fleming Island, 6.99% at Lakeside & 8.68% in Bellair-Meadowbrook Terrace. But, for households without a mortgage, insurance is 22.1% of costs ($444 in Orange Park, FL) in contrast with 18.24% in Fleming Island, 25.04% at Lakeside & 27.96% in Bellair-Meadowbrook Terrace.

Orange Park, FL Home Values & Insurance rates

For example, insurance for 2,492 Homes (11.0% of total homes ) valued between $100,000 to $124,999 in Orange Park, FL is about $718. Rates in nearby areas in such as Fleming Island, Asbury Lake, Oakleaf Plantation are cheaper by $183, $43, $21 respectively while Lakeside and Bellair-Meadowbrook Terrace are costlier by $65 and $323 respectively for similar homes.

Orange Park, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 516 2.0% $153
$50,000 to $59,999 250 1.0% $341
$60,000 to $69,999 557 2.0% $424
$70,000 to $79,999 498 2.0% $482
$80,000 to $89,999 820 3.0% $553
$90,000 to $99,999 746 3.0% $612
$100,000 to $124,999 2,492 11.0% $718
$125,000 to $149,999 2,550 11.0% $895
$150,000 to $174,999 3,338 14.0% $1060
$175,000 to $199,999 2,667 11.0% $1225
$200,000 to $249,999 3,530 15.0% $1472
$250,000 to $299,999 2,382 10.0% $1802
$300,000 to $399,999 2,181 9.0% $2285

Renters Insurance in Orange Park

  • Average Renters Insurance in Orange Park :  $141($11/month)

  • Median Gross Rent in Orange Park :  $1,014

  • Orange Park Renters Insurance to Median Rent Ratio:  1.08%

  • Average household size of renter-occupied unit :  2.7

Orange Park Renters Insurance as a Percentage of Rent

Orange Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 89 1.0% $1235
$500 to $749 865 9.0% $1910
$750 to $999 3,137 36.0% $2660
$1,000 to $1,499 3,304 38.0% $3785
$1,500 or more 1,144 13.0% $5435

Rent Affordability in Orange Park:

Approximately 39.0% (3,537) of households are spending more than 35% of their income on gross rent in Orange Park

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 740 8.0%
15.0 to 19.9 percent 1,146 12.0%
20.0 to 24.9 percent 1,515 16.0%
25.0 to 29.9 percent 1,327 14.0%
30.0 to 34.9 percent 740 8.0%
35.0 percent or more 3,537 39.0%

Orange Park Renters Insurance Discounts:

Orange Park Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Orange Park, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 3,821 42.0% $14.1
2 vehicles available 3,231 35.0% $21.15
3 or more vehicles available 987 10.0% $28.2

Orange Park Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 464 5.0% $101
60 to 64 years 194 2.0% $81
65 to 74 years 611 6.0% $65
75 years and over 511 5.0% $50

Protective device discount in Orange Park Up to :  $21

Claims-free discount in Orange Park Up to :  $28