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Oceanside, CA Home Values & Insurance Rates

Oceanside, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,078 5.0% $43
$50,000 to $59,999 363 1.0% $87
$70,000 to $79,999 293 1.0% $131
$80,000 to $89,999 242 1.0% $143
$100,000 to $124,999 504 2.0% $187
$125,000 to $149,999 577 2.0% $237
$150,000 to $174,999 1,382 6.0% $280
$175,000 to $199,999 861 4.0% $324
$200,000 to $249,999 2,701 13.0% $393
$250,000 to $299,999 3,347 16.0% $480
$300,000 to $399,999 9,027 43.0% $611

Oceanside Renters Insurance as a Percentage of Rent

Oceanside Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 319 1.0% $786
$300 to $499 348 1.0% $1236
$500 to $749 952 4.0% $1911
$750 to $999 3,223 13.0% $2661
$1,000 to $1,499 10,070 42.0% $3786
$1,500 or more 8,846 37.0% $5436

Example Oceanside Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceLiberty Mutual
Monthly Premium 923135
Year Built 198820031973
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$150000-$175000$200000-$250000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Oceanside, CA

Home Insurance Company Near Oceanside, CA Homeowners Insurance Agency Near Oceanside, CA Address Distance from Oceanside, CA (miles)
Travelers Arthur J Gallagher & Co Ins Brokers Of Ca Inc 18201 Von Karman Ave Ste 200, IRVINE, CA, 92612 44.4
State Farm Matt Kelly 17870 Sky Park Cir Ste 101, Irvine, CA, 92614-6451 45.3
State Farm Ray Bello 5464 Baltimore Drive, La Mesa, CA, 91942-2074 34.6
Travelers Tutton Insurance Services Inc 2913 PULLMAN ST, SANTA ANA, CA, 92705 45.8
State Farm Vladan Trifunovic 1635 S Rcho Sta Fe Rd Ste 206, San Marcos, CA, 92078-5158 9.5

Estimated Home Insurance By Street Area Near Oceanside, CA

Oceanside Area Estimated House Insurance
Ave Vista Labera, Partridge Ln, Genine Dr, Broken Hitch Rd, Picnic View Ln, Napoli St, S Myers St, Aztec St, Cassidy St, Debra Cir$626
Bells Dr, Monterey Dr, Columbia Dr, Westerly Ct, Candia Ct, Prado Ct, McKinley St, S Nevada St, Mesa Vista Way, Concord St$620
Celeste Dr, San Luis Rey Mission Expy, Via de la Paz, Golden Trails Way, Park Hill Rd, Sophia Way, Avery St, Krim Pl, Via Costa Rica, Macario Dr$629
Neptune Way, Pso de Brisas, Victoria Way, Oak Leaf Ct, Candice Pl, Poumele Way, Annette St, Appaloosa Way, Escala Cove, Ave de Louisa$638
Morning Dove Way, Ocean Hills Dr, Royal Tern Way, Madison St, Laguna St, Woodrail Dr, Missouri Ave, Langford St, Clydesdale Ct, Mandarin Dr$640
Soft Wind Rd, Terry St, Hollowtree Dr, Bodega Bay Way, Madrid Dr, Loretta St, Seafarer Dr, Gold Dr, Jamboree St, Sea Breeze Walk$618
Havenwood Dr, Hollins Rd, Trieste Way, San Remo Dr, Serrano St, Cam Parque, Big Sur St, Amberwood Dr, Lookout Ct, Via Maria Ave$638
Forster St, Monte Vista Way, Stiles Ct, Carmelo Dr, Pso de Dolores, Krug Ct, Tinamou Pl, Masters Dr, Osborne St, Cll Hacienda$632
Turquoise Ln, Penguin Cir, Winchester St, Broadway St, Andrews Ct, Carey Rd, Sorrento Dr, Barbara Ln, Via Astuto, Timberline Rd$620
Southgate Dr, Harbor Crest Way, Echo Pl, Southgate Ct, Nighthawk Ct, Silverwood St, Thibodo Rd, Judilyn Dr, Vera Cruz, Tyson St$631

Oceanside, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Oceanside Homeowner Insurance Premium Example $3,200$2,400
Out of Pocket Expense During Claim$1,700$5,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,900$20,100
Net Savings to Oceanside Home Owner from High Deductible Plan $800

Oceanside, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oceanside, CA Home Replacement Value MORE than Home Value Oceanside, CA Home Replacement Value LESS than Home Value
Replacement Value $569,000 $354,000
Insurance Premium based on Replacement Value $1,425 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,000 Risk Exposure from Under Insuring Coverage is $121,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year