Compare Quotes from Top Providers and Save now!

Ocala, FL Home Values & Insurance Rates

Ocala, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 5,139 14.0% $228
$50,000 to $59,999 1,074 3.0% $491
$60,000 to $69,999 1,892 5.0% $606
$70,000 to $79,999 1,703 4.0% $697
$80,000 to $89,999 2,639 7.0% $789
$90,000 to $99,999 2,021 5.0% $880
$100,000 to $124,999 4,511 12.0% $1029
$125,000 to $149,999 3,567 10.0% $1281
$150,000 to $174,999 3,704 10.0% $1521
$175,000 to $199,999 1,995 5.0% $1750
$200,000 to $249,999 3,027 8.0% $2116
$250,000 to $299,999 1,973 5.0% $2585
$300,000 to $399,999 1,506 4.0% $3283

Ocala Renters Insurance as a Percentage of Rent

Ocala Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 321 1.0% $794
$300 to $499 1,127 6.0% $1244
$500 to $749 4,178 25.0% $1919
$750 to $999 5,713 35.0% $2669
$1,000 to $1,499 4,158 25.0% $3794
$1,500 or more 599 3.0% $5444

Example Ocala Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 213246388
Year Built 199620011987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Ocala, FL

Home Insurance Company Near Ocala, FL Homeowners Insurance Agency Near Ocala, FL Address Distance from Ocala, FL (miles)
Thompson Insurance Group Of America, Inc Dba Thompson Insurance Group Of Florida` 16903 Lake Side Drive, Suite 3 , Montverde, FL, 34756 47.2
Nib Llc Dba National Insurance Brokers 2654 Sw 32Nd Place, Ocala, FL, 34471 4.7
State Farm Edith Aldrich 1721 Reid St, Palatka, FL, 32177-3148 42.1
Travelers The Villages Insurance 1031 Lake Sumter Lndg, THE VILLAGES, FL, 32162 20.0
Travelers West Coast Insurers Of Crystal River Inc 104 Se 7Th Ave , Crystal River, FL, 34429 35.5

Ocala, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
34475 $89,600 $1,130
34471 $176,000 $1,190
34480 $160,700 $1,180
34476 $146,800 $1,170
34482 $140,200 $1,160
34473 $133,100 $1,160
34474 $121,700 $1,150
34479 $117,800 $1,150
34470 $107,700 $1,140
34481 $103,200 $1,140
34472 $102,300 $1,140

Estimated Home Insurance By Street Area Near Ocala, FL

Ocala Area Estimated House Insurance
SW 1st Ct, NW 6th Pl, Oak Lane Cir, Pecan Course Trak, Spring Pass, SE 46th Pl, Hemlock Trce, SW 6th Ave, NE 19th Pl, NE 36th St$1,129
Almond Trail Pl, Hemlock Radial Dr, Midway Rd, NE 4th Ct, SE 18th Ave, Pine Pass Ct, SE 62nd Loop, NW 27th Avenue Rd, SE 39th St, SE 39th Cir$1,149
Hemlock Terrace Crse, SW 12th Ave, SE 48th Avenue Rd, NE 40th Avenue Rd, SE 100th St, SE 28th Rd, SW 57th Ave, SE 41st Ave, Oak Lane Way, SE 5th Ct$1,236
SE 12th Ave, NE 58 Th Ter, Almond Trail Way, Locust Ps Loop, NE 26th Ct, Hemlock Terrace Ct, Shady Lane Rd, SE 12th Ave, Carlow Ter, Banyan Trak$1,122
Ganton Rd, SW 33rd Ave, la Quinta Rd, Hickory Loop Pass, Cherry Dr Pass, SE 15th Ave, SW 55th Ct, SE 68th St, NW 48th Ter, NE 26th Ln$1,117
NE 26th St, NW 67th Ln, SW 78th Terrace Rd, SW 37th Dr, Sunningdale Dr, Co Rd 464A, NW 25th Ave, NW 23rd Ave, NW 46th St, SW 1st Ave$1,130
Ainsdale Ln, NE 25th Pl, Silver Trl, 5th St, SE 18th Cir, Cedar Dr, SW 43rd Street Rd, Oak Lane Trce, NE 17th Ter, SE 20th Ter$1,122
SE 22 St, NW 29th Ct, NE 18th St, NW 52nd Street Rd, Spring Lake Pl, SW 3rd St, Lake Ct, Oak Lane Crse, Hemlock Pl, SE 88th Ave$1,130
NE 42nd Ave, SE 100th St, Hemlock Ct, Brook Ln, SW 77 Ct, NW 16th St, NE 51st Ave, Cherry Drive Ct, SE 112th Ter, Pecan Drive Pass$1,150
Hemlock Radial Cir, SW 42nd Pl, Fir Drive Run, SE 28th Ct, NE 8th Ter, Ft Brooks Rd, NW 60th Street Rd, NW 57th Ave, SE 39th Ct, NE 61st Ct$1,129

Ocala, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Ocala Homeowner Insurance Premium Example $3,900$3,400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $13,500$13,000
Net Savings to Ocala Home Owner from High Deductible Plan $500

Ocala, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ocala, FL Home Replacement Value MORE than Home Value Ocala, FL Home Replacement Value LESS than Home Value
Replacement Value $348,000 $251,000
Insurance Premium based on Replacement Value $6,375 $4,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $975/year Insurance costlier by $800/year