Norway Insurance Rates:

Norway, ME home insurance is roughly $549 to $752, about $45-$62/month. Our extensive analysis reveals consumers can save as much as $260 by comparing different quotes

Compare Quotes from Top Providers and Save now!

Norway, Maine Homeowners Insurance Reviews separate fact from fiction. Compare realistic quotes from the best home insurance providers.

Norway Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $590/7 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 2210 sqft Vacation Property Constructed In 1948 with Carpet over wood flooring, Asphalt Shingles Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $190/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $165,000

4 Beds, 4 Baths 2470 sqft Vacation Property Constructed In 1980 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $30/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 1490 sqft Primary Residence Constructed In 2006 with Carpet Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Married Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $50/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Bath 2080 sqft Seasonal Residence Constructed In 1981 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $280/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1460 sqft Seasonal Residence Constructed In 1988 with Linoleum, Composition Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Indoor Sprinklers, Fireplace, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Single Male who is Retired and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $110/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1850 sqft Vacation Property Constructed In 2002 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $200/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $165,000

4 Beds, 4 Bath 2440 sqft Seasonal Residence Constructed In 1991 with Stone Flooring, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Single Female who is a Freelancer with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $300/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1650 sqft Seasonal Residence Constructed In 1981 with Wood Flooring, Tile Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $810/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Bath 2820 sqft Seasonal Residence Constructed In 1999 with Stone Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Divorced Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Norway Rates & Quotes Analysis:

Norway Area Estimated House Insurance
Hedgehog Way, Dubois Dr, Fire Ln 15, Walker Ave W, No Name St, Green St, Ivy Dr, Fire Ln 18F, Greenleaf Ave, Morrill Rd$651
Lake Rd, Spruce Dr, Lyman Herrick Rd, South Blvd, Horne St, Rogers St, Butters Rd, Round-The-Pond Rd, Country Club Rd, Baxter Ln$655
Deering St, Hawthorn, Goat Island Way, Wiley Rd, Rocky Way, Everett Dr, Huntington Ave, Palm Dr, Thomas Hill Rd, McKay Rd$653
Brown St, Hummingbird Way, Delano Dr, Rifuma Way, Ayer Dr, Clearview Dr, Greenwood Rd, Waterford Rd, Sodom Rd, Raspberry Knoll$653
Watson Rd, Kapote Dr, Elder Dr, King St, Cummings Pl, Old Stage Rd, Mallard Way, Danforth St, Harrison Rd, Dogwood Dr$645

Insurance rates are influenced by a number of factors including:

  • Year Built: 471 Homes (15% of total homes ) built between 1970 to 1979 in Norway are paying home insurance between $1,053-$1,063. Places close to Norway, ME such as Waterford, Paris, West Paris are more expensive by $18, $13, $17 respectively while Milton and Mexico are cheaper by $29 and $15 respectively for similar homes.
  • Bedrooms: 945 2 bedrooms homes (32% of total homes ) in Norway are paying about $397. Areas near to Norway such as Waterford, Paris, West Paris are costlier by $7, $5, $6 respectively whereas Milton and Mexico are more economical by $5, $6 respectively for similar homes.
  • Auto Insurance Bundling: 348 Households (22% of all households) in Norway have 3 or more vehicles available and when it is bundled with home insurance you can save $162. Discounts for similar bundling in close by locations such as South Paris, Waterford, Paris come to $163, $165, $164 respectively.
  • Senior Discounts: 845 seniors (more than 55 years) occupied housing units (55% of total) in Norway get discounts between $96 to $98 and differs from South Paris ($97), Waterford ($99), Paris ($98).
  • New Homes discounts: New homes such as the 844 homes built between 2000 to 2009 in Norway can save $130 compared to South Paris ($130), Waterford ($132), Paris ($131).

Norway Homeowners insurance Facts

  • Norway, ME has 1,518 owner occupied houses which is 72.3% of all units whereas South Paris, Waterford and Paris have 45.83%, 83.72% and 60.0% respectively.
  • Norway, ME homeowners yearly insurance price at $650 is 0.55% of the typical house value of $117,700 which is in contrast with 0.53% in South Paris, 0.45% at Waterford & 0.48% in Paris.
  • Homeowners in Norway, ME pay 1.53% of their income ($40,000 to $44,999) in insurance whereas homeowners in South Paris, Waterford and Paris pay 1.53%, 1.56% and 1.55% respectively.
  • Norway, ME’s insurance is 5.0% of monthly housing costs of $1,079/month, for owners with a mortgage compared to 5.47% in South Paris, 5.09% at Waterford & 4.63% in Paris. But, for households without a mortgage, insurance is 13.9% of costs ($391 in Norway, ME) in contrast with 12.52% in South Paris, 13.31% at Waterford & 12.84% in Paris.

Norway, ME Home Values & Insurance rates

For example, insurance for 158 Homes (10.0% of total homes ) valued between $150,000 to $174,999 in Norway, ME is about $897. Rates in nearby areas in such as South Paris, Waterford, Paris are cheaper by $37, $170, $128 respectively while Rumford and Mexico are costlier by $110 and $280 respectively for similar homes.

Norway, ME Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 222 15.0% $136
$50,000 to $59,999 89 6.0% $286
$60,000 to $69,999 112 7.0% $357
$70,000 to $79,999 64 4.0% $409
$80,000 to $89,999 17 1.0% $468
$90,000 to $99,999 106 7.0% $520
$100,000 to $124,999 211 14.0% $604
$125,000 to $149,999 123 8.0% $754
$150,000 to $174,999 158 10.0% $897
$175,000 to $199,999 109 7.0% $1033
$200,000 to $249,999 99 6.0% $1241
$250,000 to $299,999 79 5.0% $1521
$300,000 to $399,999 70 4.0% $1930

Renters Insurance in Norway

  • Average Renters Insurance in Norway :  $195($16/month)

  • Median Gross Rent in Norway :  $669

  • Norway Renters Insurance to Median Rent Ratio:  2.39%

  • Renter occupied housing units in Norway :  582

Norway Renters Insurance as a Percentage of Rent

Norway Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 6.0% $348
$200 to $299 12 2.0% $798
$300 to $499 45 7.0% $1248
$500 to $749 259 46.0% $1923
$750 to $999 114 20.0% $2673
$1,000 to $1,499 95 16.0% $3798

Protective device discount in Norway Up to :  $29

Claims-free discount in Norway Up to :  $39