Northfield Insurance Rates:

Northfield, IL home insurance is nearly $785 to $1,073, about $65-$89/month. Our complete guide indicates shoppers can save as much as $371 by comparing many quotes

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Northfield Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $830/7 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $420,000

5 Beds, 5 Baths 2000 sqft Primary Residence Constructed In 1960 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Married Female who is a Freelancer with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $510/2 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $785,000

5 Beds, 5 Baths 3580 sqft Seasonal Residence Constructed In 1999 with Carpet over wood flooring, Metal Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $670/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $710,000

5 Beds, 5 Baths 3280 sqft Seasonal Residence Constructed In 1984 with Carpet over wood flooring, Composition Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Smoke Alarm, Fireplace, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $1570/6 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $450,000

5 Beds, 5 Bath 1800 sqft Primary Residence Constructed In 1961 with Ceramic Tile Flooring, Asphalt Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Divorced Male who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1720/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $545,000

4 Beds, 4 Bath 2300 sqft Seasonal Residence Constructed In 1965 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Divorced Male who is Retired with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1060/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $530,000

3 Beds, 3 Bath 1820 sqft Rental Property Constructed In 1985 with Stone Flooring, Tile Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/1 month for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $525,000

4 Beds, 4 Baths 2540 sqft Seasonal Residence Constructed In 1975 with Ceramic Tile Flooring, Shingles Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $2090/6 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,055,000

5 Beds, 5 Baths 4520 sqft Primary Residence Constructed In 1976 with Carpet Flooring, Membrane Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Northfield, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60093 $860,900 $1,150

Northfield Rates & Quotes Analysis:

Northfield Area Estimated House Insurance
Palm Canyon Dr, Halina Dr, Ridge Dr, Oak Knoll Ter, Snow Bird Ln, Suffork Rd, Dunsten Ps, Elmgate Dr, Kensington Dr, Fairford Ln$917
S Parkway Dr, Ave C, Academy Dr, Woodlawn Rd, Ari Dr W, Highland Ter, Peachgate Ct, Thistle Rd, Castilian Ct, Wagner Rd$982
N Triumvera Dr, Amalfi Dr, Constance Ln, Royal Ridge Dr, Elmdale Rd, Melanie Ln, Ridgewood Ln, Myrtle Pkwy, Timbers Edge Ln, Springdale Ave$774
Sleepy Hollow Rd, Bayberry Dr, Woodhead Dr, Northgate Rd, Pebbleford Ln, Banyan Dr, Heritage Oaks Dr, Burr Oak Dr, Patriot Blvd, Tamer Ln$922
Brush Hill Ln, Coral Pkwy, Shadowood Ln, Eddy Ln, Baffin Rd, Indian Ridge Dr, Violet St, Ari Ln, Fairway Ct, Culyer Ave$973

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,564 Homes (16% of total homes ) built between 1950 to 1959 in Northfield are paying home insurance between $1,746-$1,760. Places close to Northfield, IL such as Northbrook, Glencoe, Golf are more expensive by $13, $374, $292 respectively while Glenview and Prospect Heights are cheaper by $16 and $204 respectively for similar homes.
  • Bedrooms: 9,354 4 bedrooms homes (27% of total homes ) in Northfield are paying about $1,235 in contrast with Northbrook (+$9), Glencoe (+$263), Deerfield (+$5), Glenview (-$12) and Prospect Heights (-$145).
  • Auto Insurance Bundling: 5,315 Households (20% of all households) in Northfield have 3 or more vehicles available and when it is bundled with home insurance you can save $232. Discounts for similar bundling in close by locations such as Northbrook, Glenview, Glencoe come to $234, $230, $281 respectively.
  • Senior Discounts: 14,240 seniors (more than 55 years) occupied housing units (55% of total) in Northfield get discounts between $138 to $140 and differs from Northbrook ($140), Glenview ($138), Glencoe ($169).
  • New Homes discounts: New homes such as the 13,383 homes built between 2000 to 2009 in Northfield can save $185 and similar new home insurance discounts in nearby towns and cities like Northbrook, Glenview and Glencoe are $187, $184 and $225 respectively.

Northfield Homeowners insurance Facts

  • Northfield, IL has 25,616 owner occupied houses which is 80.6% of all units whereas Northbrook, Glenview and Glencoe have 88.64%, 83.63% and 93.91% respectively.
  • Northfield, IL homeowners yearly insurance price at $929 is 0.18% of the typical house value of $511,800 which is in contrast with 0.18% in Northbrook, 0.19% at Glenview & 0.12% in Glencoe.
  • Homeowners in Northfield, IL pay 4.13% of their income ($20,000 to $24,999) in insurance whereas homeowners in Northbrook, Glenview and Deerfield pay 4.16%, 4.09% and 4.15% respectively.
  • Northfield, IL’s insurance is 2.7% of monthly housing costs of $2,846/month, for owners with a mortgage compared to 2.69% in Northbrook, 2.75% at Glenview & 2.35% in Glencoe. But, for households without a mortgage, insurance is 7.7% of costs ($1,001 in Northfield, IL) in contrast with 7.79% in Northbrook, 8.04% at Glenview & 9.38% in Glencoe.

Northfield, IL Home Values & Insurance rates

For example, insurance for 105 Homes (1.0% of total homes ) valued between $60,000 to $69,999 in Northfield, IL is about $111. Rates in nearby areas in such as Winnetka, Riverwoods, West Deerfield are cheaper by $43, $28, $13 respectively while Glenview and Prospect Heights are costlier by $8 and $69 respectively for similar homes.

Northfield, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 354 3.0% $37
$60,000 to $69,999 105 1.0% $111
$70,000 to $79,999 94 1.0% $130
$100,000 to $124,999 548 5.0% $195
$125,000 to $149,999 432 4.0% $241
$150,000 to $174,999 511 5.0% $287
$175,000 to $199,999 528 5.0% $334
$200,000 to $249,999 1,380 15.0% $408
$250,000 to $299,999 1,519 16.0% $492
$300,000 to $399,999 3,554 38.0% $631

Renters Insurance in Northfield

  • Median Gross Rent in Northfield :  $1,322

  • Average household size of renter-occupied unit :  2.42

Northfield Renters Insurance as a Percentage of Rent

Northfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 1.0% $251
$200 to $299 65 1.0% $701
$300 to $499 136 2.0% $1151
$500 to $749 339 5.0% $1826
$750 to $999 1,197 20.0% $2576
$1,000 to $1,499 1,541 26.0% $3701
$1,500 or more 2,511 42.0% $5351

Rent Affordability in Northfield:

Approximately 51.0% (3,175) of households are spending more than 35% of their income on gross rent in Northfield

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 803 13.0%
15.0 to 19.9 percent 630 10.0%
20.0 to 24.9 percent 584 9.0%
25.0 to 29.9 percent 588 9.0%
30.0 to 34.9 percent 384 6.0%
35.0 percent or more 3,175 51.0%

Northfield Renters Insurance Discounts:

Northfield Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Northfield, IL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 2,915 47.0% NA
2 vehicles available 1,787 28.0% NA
3 or more vehicles available 560 9.0% NA