North Augusta Insurance Rates:

North Augusta, SC home insurance is roughly $685 to $930, about $57-$77/month. Our in depth research shows customers can save upto $323 by getting different quotes

Compare Quotes from Top Providers and Save now!

North Augusta, South Carolina Homeowners share details on the best home insurance providers. You too can compare from the same companies & get a great deal.

North Augusta Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $530/3 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $335,000

5 Beds, 5 Baths 4300 sqft Primary Residence Constructed In 2007 with Carpet Flooring, Tile Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Swimming Pool, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $1370/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 2290 sqft Rental Property Constructed In 1989 with Carpet over wood flooring, Asphalt Shingles Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1450/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $360,000

5 Beds, 5 Bath 4110 sqft Rental Property Constructed In 1997 with Stone Flooring, Membrane Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Married Female who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $660/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Bath 3390 sqft Primary Residence Constructed In 1982 with Linoleum, Tile Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

63 Years old Married Male who is Retired with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $570/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 2020 sqft Rental Property Constructed In 1976 with Stone Flooring, Shingles Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $690/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

5 Beds, 5 Baths 3490 sqft Rental Property Constructed In 1964 with Linoleum, Composition Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $1160/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $400,000

5 Beds, 5 Bath 4680 sqft Seasonal Residence Constructed In 2011 with Carpet Flooring, Composition Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $400/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $215,000

5 Beds, 5 Bath 2570 sqft Rental Property Constructed In 2005 with Wood Flooring, Composition Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Married Male who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $150/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Bath 2280 sqft Vacation Property Constructed In 1995 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $230/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Bath 2860 sqft Rental Property Constructed In 1968 with Stone Flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

North Augusta, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29860 $171,700 $840

North Augusta Rates & Quotes Analysis:

North Augusta Area Estimated House Insurance
Norway Dr, Carmel St, Dixie Clay Rd, W Arlington Hts, Morningside Dr, Nut Grove Ave, Carolina Springs Rd, Ella Quiller, West Ter, Old Martintown Rd$815
State Hwy 480, Clearwater Rd, Lakeview Dr, Holsonback St, Medie Ave, Bryan Dr, Pisgah Rd, State Hwy 1215, Aiken Blvd, Bartlett Ln$805
Victory Ln, Burnett St, Fox Hunt Dr, Lawanda Dr, Adamsville Spring Rd, Rush St, State Hwy 200, Addie Rd, State Hwy 1450, State Hwy 1292$781
Nita Dr, Palmetto Ave, Old Hadden Rd, Mims Rd, Barbara Ln, Co Hwy 2102, M & K St, Julianne Dr, Brooks St, Hillcrest Dr$808
Jonquil Ln, Yaun Cir, Old Walnut Br, State Hwy 1619, Woldus Rd, Front St, Old Aiken Rd, Co Hwy 167, State Hwy 790, Ash St$785
Whaley St, State Hwy 67, State Hwy 701, Old Powerhouse Rd, Waccamaw Dr, Woods Ln, Calli Crossing Dr, Bennet St, Pine Log Rd, Arrington Ave$783
Windy Mill Dr, St Julian Pl, Bradleyville Rd, West Ave, Leonard St, Wilson Rd, Daughters Ln, Cato Rd, Rita Ct, Gregory Ct$828
Sunfest Dr, State Hwy 1009, Co Hwy 982, Henry St, Busters Pl, State Hwy 397, State Hwy 780, Turnbull Cir, Dewey St, Clairmont Dr$791
Sadie St, Liberty Hill Rd, Hermatige Ln, Big Brad Rd, Lorry Ct, Hanna Dr, State Hwy 1765, State Hwy 473, Co Hwy 98, Byrnes Rd$786
Lakewood Dr, Trimmier Pl, Pine Butte Ln, Woodstone Way, Delehanty Ct, Metz Dr, State Hwy 45, Crabapple Ln, Yardley Dr, Zinnia Ln$809

Insurance rates are influenced by a number of factors including:

  • Year Built: 4,636 Homes (19% of total homes ) built between 1970 to 1979 in North Augusta are paying home insurance between $1,310-$1,323. Places close to North Augusta, SC such as Southeast Edgefield, Augusta(GA), Martinez(GA) are more expensive by $16, $93, $140 respectively while Belvedere and Burnettown are cheaper by $27 and $32 respectively for similar homes.
  • Bedrooms: 11,566 3 bedrooms homes (48% of total homes ) in North Augusta are paying about $671 and differs from Southeast Edgefield (+$8), Augusta(GA) (+$99), Martinez(GA) (+$125), Belvedere (-$21) and Burnettown (-$16).
  • Auto Insurance Bundling: 6,726 Households (44% of all households) in North Augusta have 2 vehicles available and when it is bundled with home insurance you can save $161. Discounts for similar bundling in close by locations such as Belvedere, Burnettown, Clearwater come to $158, $157, $161 respectively.
  • Senior Discounts: 7,380 seniors (more than 55 years) occupied housing units (48% of total) in North Augusta get discounts between $120 to $123. The comparative concessions in proximate regions such as Belvedere, Clearwater and Langley are $118, $121 and $117 respectively.
  • New Homes discounts: New homes such as the 10,365 homes built between 2000 to 2009 in North Augusta can save $161 compared to Belvedere ($158), Burnettown ($157), Clearwater ($161).

North Augusta Homeowners insurance Facts

  • North Augusta, SC has 15,242 owner occupied houses which is 70.8% of all units whereas Belvedere, Burnettown and Clearwater have 78.99%, 72.56% and 48.86% respectively.
  • North Augusta, SC homeowners yearly insurance price at $808 is 0.63% of the typical house value of $129,000 which is in contrast with 0.82% in Belvedere, 0.91% at Burnettown & 0.63% in Clearwater.
  • Homeowners in North Augusta, SC pay 1.41% of their income ($45,000 to $49,999) in insurance whereas homeowners in Belvedere, Burnettown and Clearwater pay 1.38%, 1.37% and 1.41% respectively.
  • North Augusta, SC’s insurance is 5.9% of monthly housing costs of $1,146/month, for owners with a mortgage compared to 6.75% in Belvedere, 6.66% at Burnettown & 6.44% in Clearwater. But, for households without a mortgage, insurance is 20.8% of costs ($324 in North Augusta, SC) in contrast with 22.37% in Belvedere, 24.78% at Burnettown & 16.83% in Clearwater.

North Augusta, SC Home Values & Insurance rates

For example, insurance for 1,842 Homes (12.0% of total homes ) valued between $100,000 to $124,999 in North Augusta, SC is about $686. Rates in nearby areas in such as Southeast Edgefield, Aiken, Martinez are cheaper by $106, $106, $52 respectively while Belvedere and Burnettown are costlier by $216 and $314 respectively for similar homes.

North Augusta, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,383 9.0% $153
$50,000 to $59,999 462 3.0% $323
$60,000 to $69,999 794 5.0% $404
$70,000 to $79,999 749 5.0% $468
$80,000 to $89,999 859 5.0% $525
$90,000 to $99,999 1,209 8.0% $589
$100,000 to $124,999 1,842 12.0% $686
$125,000 to $149,999 1,995 13.0% $856
$150,000 to $174,999 1,975 13.0% $1010
$175,000 to $199,999 878 5.0% $1171
$200,000 to $249,999 1,073 7.0% $1405
$250,000 to $299,999 743 5.0% $1721
$300,000 to $399,999 683 4.0% $2189

Renters Insurance in North Augusta

  • Average Renters Insurance in North Augusta :  $192($16/month)

  • Median Gross Rent in North Augusta :  $647

  • North Augusta Renters Insurance to Median Rent Ratio:  2.47%

  • Average household size of renter-occupied unit :  2.34

North Augusta Renters Insurance as a Percentage of Rent

North Augusta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 133 2.0% $348
$200 to $299 433 7.0% $798
$300 to $499 569 10.0% $1248
$500 to $749 2,754 49.0% $1923
$750 to $999 1,125 20.0% $2673
$1,000 to $1,499 479 8.0% $3798
$1,500 or more 89 1.0% $5448

Protective device discount in North Augusta Up to :  $28

Claims-free discount in North Augusta Up to :  $38