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Niles, IL Home Values & Insurance Rates

Niles, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 536 2.0% $58
$100,000 to $124,999 668 3.0% $284
$125,000 to $149,999 674 3.0% $351
$150,000 to $174,999 1,260 5.0% $419
$175,000 to $199,999 1,028 4.0% $486
$200,000 to $249,999 3,490 16.0% $578
$250,000 to $299,999 4,711 21.0% $712
$300,000 to $399,999 8,636 39.0% $905

Niles Renters Insurance as a Percentage of Rent

Niles Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 174 2.0% $298
$200 to $299 125 1.0% $748
$300 to $499 209 2.0% $1198
$500 to $749 523 6.0% $1873
$750 to $999 1,856 24.0% $2623
$1,000 to $1,499 2,990 39.0% $3748
$1,500 or more 1,621 21.0% $5398

Example Niles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 148153110
Year Built 196719741961
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$400000-$500000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Niles, IL

Home Insurance Company Near Niles, IL Homeowners Insurance Agency Near Niles, IL Address Distance from Niles, IL (miles)
Allstate Asim Hamidi 507 Fairway Dr Ste 119, Naperville, IL, 60563 29.1
Travelers Four Winds Insurance Services Llc 20635 ABBEY WOODS CT STE 303, FRANKFORT, IL, 60423 36.0
Travelers Manta & Hurst Inc 3026 45TH AVE, HIGHLAND, IN, 46322 37.7
Travelers Neis Insurance Agency Inc 45 N Virginia Street, Crystal Lake, IL, 60014 33.2
Travelers Stringham Insurance Agency Ltd 19646 Wolf Road, Mokena, IL, 60448 35.2


Estimated Home Insurance By Street Area Near Niles, IL

Niles Area Estimated House Insurance
Frontage Rd E, Farwell Ave, Longmeadow Ave, Little Oak Path, N Rosemary Ave, W Cleveland St, Floral Ave, Harvard Ter, Highland Pl, George Ct$903
Avalon Dr, N Lexington Ln, N Minnehaha Ave, N Capitol Dr, Loyola Ave, McVickers Ave, Louise Ave, Wright Ter, E Prairie Rd, Rollwind Rd$831
Niles Ave, Elmwood St, Harmswood Ter, Manor Ct, N Rosemary Ln, Ferris Ave, Kenneth Ter, Marmora Ave, Bobolink Ter, W Niles Ave$830
Coronet Rd, Russett Ln, Cherry Pkwy, Salem Cir, Little Elm Bend, Four Winds Way, Salem Ln, N Days Ter, N Franks Ave, Clifford Ter$813
N Shermer Rd, Williamsburg Rd, N Bellefort Pl, Suffield Ter, Fernald Ave, W Lee St, Hamton Ave, Hennings Ct, W Mulford St, Keeney Ct$819

Niles, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Niles Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,800$8,300
Net Savings to Niles Home Owner from High Deductible Plan $500

Niles, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Niles, IL Home Replacement Value MORE than Home Value Niles, IL Home Replacement Value LESS than Home Value
Replacement Value $298,500 $194,500
Insurance Premium based on Replacement Value $1,550 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $375/year